How to buy Southern Missouri Bancorp stock - 07 March

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How to buy Southern Missouri Bancorp stock

Own Southern Missouri Bancorp stock in just a few minutes.

Fact checked

Southern Missouri Bancorp, Inc is a banks-regional business based in the US. Southern Missouri Bancorp shares (SMBC) are listed on the NASDAQ and all prices are listed in US Dollars. Southern Missouri Bancorp employs 456 staff and has a trailing 12-month revenue of around USD$99.3 million.

How to buy shares in Southern Missouri Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Southern Missouri Bancorp. Find the stock by name or ticker symbol: SMBC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Southern Missouri Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Southern Missouri Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Southern Missouri Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Southern Missouri Bancorp share price

Use our graph to track the performance of SMBC stocks over time.

Southern Missouri Bancorp shares at a glance

Information last updated 2021-03-03.
52-week rangeUSD$19.1968 - USD$38
50-day moving average USD$33.93
200-day moving average USD$28.4226
Wall St. target priceUSD$38
PE ratio 9.9597
Dividend yield USD$0.6 (1.61%)
Earnings per share (TTM) USD$3.724

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Southern Missouri Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Southern Missouri Bancorp under- or over-valued?

Valuing Southern Missouri Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Southern Missouri Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Southern Missouri Bancorp's P/E ratio

Southern Missouri Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Southern Missouri Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Southern Missouri Bancorp financials

Revenue TTM USD$99.3 million
Operating margin TTM 46.45%
Gross profit TTM USD$88.9 million
Return on assets TTM 1.38%
Return on equity TTM 13.18%
Profit margin 34.29%
Book value $29.627
Market capitalisation USD$333.9 million

TTM: trailing 12 months

Shorting Southern Missouri Bancorp shares

There are currently 78,230 Southern Missouri Bancorp shares held short by investors – that's known as Southern Missouri Bancorp's "short interest". This figure is 4.9% up from 74,611 last month.

There are a few different ways that this level of interest in shorting Southern Missouri Bancorp shares can be evaluated.

Southern Missouri Bancorp's "short interest ratio" (SIR)

Southern Missouri Bancorp's "short interest ratio" (SIR) is the quantity of Southern Missouri Bancorp shares currently shorted divided by the average quantity of Southern Missouri Bancorp shares traded daily (recently around 13259.322033898). Southern Missouri Bancorp's SIR currently stands at 5.9. In other words for every 100,000 Southern Missouri Bancorp shares traded daily on the market, roughly 5900 shares are currently held short.

However Southern Missouri Bancorp's short interest can also be evaluated against the total number of Southern Missouri Bancorp shares, or, against the total number of tradable Southern Missouri Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Southern Missouri Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Southern Missouri Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0102% of the tradable shares (for every 100,000 tradable Southern Missouri Bancorp shares, roughly 10 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Southern Missouri Bancorp.

Find out more about how you can short Southern Missouri Bancorp stock.

Southern Missouri Bancorp share dividends

16%

Dividend payout ratio: 16.14% of net profits

Recently Southern Missouri Bancorp has paid out, on average, around 16.14% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.74% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Southern Missouri Bancorp shareholders could enjoy a 1.74% return on their shares, in the form of dividend payments. In Southern Missouri Bancorp's case, that would currently equate to about $0.6 per share.

While Southern Missouri Bancorp's payout ratio might seem low, this can signify that Southern Missouri Bancorp is investing more in its future growth.

Southern Missouri Bancorp's most recent dividend payout was on 26 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 February 2021 (the "ex-dividend date").

Have Southern Missouri Bancorp's shares ever split?

Southern Missouri Bancorp's shares were split on a 2:1 basis on 2 February 2015. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Southern Missouri Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Southern Missouri Bancorp shares which in turn could have impacted Southern Missouri Bancorp's share price.

Southern Missouri Bancorp share price volatility

Over the last 12 months, Southern Missouri Bancorp's shares have ranged in value from as little as $19.1968 up to $38. A popular way to gauge a stock's volatility is its "beta".

SMBC.US volatility(beta: 0.93)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Southern Missouri Bancorp's is 0.9253. This would suggest that Southern Missouri Bancorp's shares are less volatile than average (for this exchange).

Southern Missouri Bancorp overview

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. It offers various deposit instruments, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. The company also provides loans for the acquisition or refinance of one-to four-family residences and multi-family residential properties; loans secured by commercial real estate, such as farmland, single- and multi-tenant retail properties, restaurants, hotels, land, nursing homes and other healthcare-related facilities, warehouses and distribution centers, convenience stores, automobile dealerships and other automotive-related services, and other businesses; construction loans; and various secured consumer loans comprising home equity, direct and indirect automobile loans, second mortgages, mobile home loans, and loans secured by deposits. In addition, it offers commercial business loans, such as loans to finance accounts receivable, inventory, equipment, and operating lines of credit, which include agricultural production and equipment loans. As of June 30, 2020, the company operated 45 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

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