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SmartFinancial, Inc is a banks-regional business based in the US. SmartFinancial shares (SMBK) are listed on the NASDAQ and all prices are listed in US Dollars. SmartFinancial employs 464 staff and has a trailing 12-month revenue of around USD$98.7 million.
|Latest market close||USD$18.65|
|52-week range||USD$10.9348 - USD$23.6863|
|50-day moving average||USD$15.8629|
|200-day moving average||USD$14.9219|
|Wall St. target price||USD$18.71|
|Dividend yield||USD$0.2 (1.1%)|
|Earnings per share (TTM)||USD$1.494|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-08)||-6.00%|
|1 month (2020-12-15)||-2.61%|
|3 months (2020-10-15)||29.97%|
|6 months (2020-07-15)||25.67%|
|1 year (2020-01-15)||-19.51%|
|2 years (2019-01-15)||1.36%|
|3 years (2018-01-12)||22.88|
|5 years (2016-01-15)||19.94%|
Valuing SmartFinancial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of SmartFinancial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
SmartFinancial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, SmartFinancial shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$98.7 million|
|Operating margin TTM||34.79%|
|Gross profit TTM||USD$89.5 million|
|Return on assets TTM||0.76%|
|Return on equity TTM||6.72%|
|Market capitalisation||USD$276.8 million|
TTM: trailing 12 months
There are currently 82,850 SmartFinancial shares held short by investors – that's known as SmartFinancial's "short interest". This figure is 9.2% down from 91,258 last month.
There are a few different ways that this level of interest in shorting SmartFinancial shares can be evaluated.
SmartFinancial's "short interest ratio" (SIR) is the quantity of SmartFinancial shares currently shorted divided by the average quantity of SmartFinancial shares traded daily (recently around 32112.403100775). SmartFinancial's SIR currently stands at 2.58. In other words for every 100,000 SmartFinancial shares traded daily on the market, roughly 2580 shares are currently held short.
However SmartFinancial's short interest can also be evaluated against the total number of SmartFinancial shares, or, against the total number of tradable SmartFinancial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case SmartFinancial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 SmartFinancial shares in existence, roughly 10 shares are currently held short) or 0.006% of the tradable shares (for every 100,000 tradable SmartFinancial shares, roughly 6 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against SmartFinancial.
Find out more about how you can short SmartFinancial stock.
Dividend payout ratio: 13.33% of net profits
Recently SmartFinancial has paid out, on average, around 13.33% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.1% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), SmartFinancial shareholders could enjoy a 1.1% return on their shares, in the form of dividend payments. In SmartFinancial's case, that would currently equate to about $0.2 per share.
While SmartFinancial's payout ratio might seem low, this can signify that SmartFinancial is investing more in its future growth.
SmartFinancial's most recent dividend payout was on 23 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 6 November 2020 (the "ex-dividend date").
SmartFinancial's shares were split on a 1:4 basis on 23 September 2015. So if you had owned 4 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your SmartFinancial shares – just the quantity. However, indirectly, the new 300% higher share price could have impacted the market appetite for SmartFinancial shares which in turn could have impacted SmartFinancial's share price.
Over the last 12 months, SmartFinancial's shares have ranged in value from as little as $10.9348 up to $23.6863. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while SmartFinancial's is 0.6933. This would suggest that SmartFinancial's shares are less volatile than average (for this exchange).
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, Florida, and Georgia. It accepts various deposit products, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial and consumer real estate loans, construction and land development, commercial and industrial, and consumer and other loans. In addition, it offers Internet and mobile banking services. As of March 31, 2020, the company operated through 35 full-service branches located in Tennessee, Alabama, and Florida; and 2 loan production offices and 2 service centers. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
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