Our top pick for
SLM Corporation is a credit services business based in the US. SLM Corporation shares (SLM) are listed on the NASDAQ and all prices are listed in US Dollars. SLM Corporation employs 1,900 staff and has a trailing 12-month revenue of around USD$1.4 billion.
|Latest market close||USD$11.51|
|52-week range||USD$5.5569 - USD$12.1916|
|50-day moving average||USD$10.0088|
|200-day moving average||USD$8.113|
|Wall St. target price||USD$11.73|
|Dividend yield||USD$0.12 (1.09%)|
|Earnings per share (TTM)||USD$1.446|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-08)||-11.67%|
|1 month (2020-12-15)||-6.19%|
|3 months (2020-10-15)||21.93%|
|6 months (2020-07-15)||67.18%|
|1 year (2020-01-15)||33.68%|
|2 years (2019-01-15)||28.03%|
|3 years (2018-01-15)||N/A|
|5 years (2016-01-15)||112.36%|
Valuing SLM Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of SLM Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
SLM Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, SLM Corporation shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
SLM Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.5827. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into SLM Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$1.4 billion|
|Operating margin TTM||59.07%|
|Gross profit TTM||USD$1.3 billion|
|Return on assets TTM||1.91%|
|Return on equity TTM||21.89%|
|Market capitalisation||USD$4 billion|
TTM: trailing 12 months
There are currently 8.5 million SLM Corporation shares held short by investors – that's known as SLM Corporation's "short interest". This figure is 31.7% down from 12.5 million last month.
There are a few different ways that this level of interest in shorting SLM Corporation shares can be evaluated.
SLM Corporation's "short interest ratio" (SIR) is the quantity of SLM Corporation shares currently shorted divided by the average quantity of SLM Corporation shares traded daily (recently around 4.1 million). SLM Corporation's SIR currently stands at 2.07. In other words for every 100,000 SLM Corporation shares traded daily on the market, roughly 2070 shares are currently held short.
However SLM Corporation's short interest can also be evaluated against the total number of SLM Corporation shares, or, against the total number of tradable SLM Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case SLM Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 SLM Corporation shares in existence, roughly 20 shares are currently held short) or 0.0228% of the tradable shares (for every 100,000 tradable SLM Corporation shares, roughly 23 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against SLM Corporation.
Find out more about how you can short SLM Corporation stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like SLM Corporation.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 24.19
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and SLM Corporation's overall score of 24.19 (as at 01/01/2019) is pretty good – landing it in it in the 31st percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like SLM Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 6.61/100
SLM Corporation's environmental score of 6.61 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that SLM Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 14.48/100
SLM Corporation's social score of 14.48 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that SLM Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 16.61/100
SLM Corporation's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that SLM Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
|Total ESG score||24.19|
|Total ESG percentile||31.18|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
Dividend payout ratio: 8.76% of net profits
Recently SLM Corporation has paid out, on average, around 8.76% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.09% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), SLM Corporation shareholders could enjoy a 1.09% return on their shares, in the form of dividend payments. In SLM Corporation's case, that would currently equate to about $0.12 per share.
While SLM Corporation's payout ratio might seem low, this can signify that SLM Corporation is investing more in its future growth.
SLM Corporation's most recent dividend payout was on 15 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 3 December 2020 (the "ex-dividend date").
SLM Corporation's shares were split on a 2798:1000 basis on 1 May 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 2798 shares. This wouldn't directly have changed the overall worth of your SLM Corporation shares – just the quantity. However, indirectly, the new 64.3% lower share price could have impacted the market appetite for SLM Corporation shares which in turn could have impacted SLM Corporation's share price.
Over the last 12 months, SLM Corporation's shares have ranged in value from as little as $5.5569 up to $12.1916. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while SLM Corporation's is 1.3698. This would suggest that SLM Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; omnibus accounts; and a consumer savings network that provides financial rewards on everyday purchases to help families save for college. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Everything we know about the CDT Environmental Technology Investment Holdings Limited IPO, plus information on how to buy in.
Everything we know about the Viant Technology Inc IPO, plus information on how to buy in.
Steps to owning and managing EVGN, with 24-hour and historical pricing before you buy.
Steps to owning and managing ETL, with 24-hour and historical pricing before you buy.
Steps to owning and managing EQBK, with 24-hour and historical pricing before you buy.
Steps to owning and managing EIGI, with 24-hour and historical pricing before you buy.
Steps to owning and managing ELTK, with 24-hour and historical pricing before you buy.
Steps to owning and managing DNKN, with 24-hour and historical pricing before you buy.
Steps to owning and managing DKL, with 24-hour and historical pricing before you buy.
Steps to owning and managing DMAC, with 24-hour and historical pricing before you buy.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.