Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Severn Bancorp stock

Learn how to easily invest in Severn Bancorp stock.

Severn Bancorp Inc is a banks-regional business based in the US. Severn Bancorp shares (SVBI) are listed on the NASDAQ and all prices are listed in US Dollars. Severn Bancorp employs 175 staff and has a trailing 12-month revenue of around $48.8 million.

How to buy shares in Severn Bancorp

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – SVBI – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

Severn Bancorp stock price (NASDAQ: SVBI)

Use our graph to track the performance of SVBI stocks over time.

Severn Bancorp shares at a glance

Information last updated 2022-01-16.
52-week range$12.52 - $13.63
50-day moving average $12.67
200-day moving average $11.71
Wall St. target priceN/A
PE ratio 17.4744
Dividend yield $0.18 (1.39%)
Earnings per share (TTM) $0.78

Buy Severn Bancorp shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 6 of 6
Name Product Asset types Stock trade fee Minimum deposit Signup bonus
SoFi Invest
Stocks, ETFs, Cryptocurrency
$10 - $100
when you open an account and place a first crypto trade of $50 - $5,000+
A free way to invest in most equities.
Stocks, ETFs, Cryptocurrency
8%-12% of your deposit
when you sign up and deposit at least $50. T&Cs apply.
Trade stocks in the app or online with $0 commissions. Not available in NY, NV, MN, TN, and HI.
Stocks, Options, ETFs, Cryptocurrency
$200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Trade stocks, options, ETFs and futures on mobile or desktop with this advanced platform.
Stocks, ETFs, Cryptocurrency
Receive a free stock slice worth between $3–$300
when you sign up for an account and deposit at least $20.
Commission-free trading in stocks and ETFs with a social networking twist.
JPMorgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs
$125 - $625
when you open and fund an account with $25,000 - $250,000+
Stocks, Options, ETFs, Cryptocurrency
Get a free stock
when you successfully sign up and link your bank account.
Make unlimited commission-free trades, plus earn 3% interest on uninvested cash in your account with Robinhood Gold.

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Severn Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Severn Bancorp price performance over time

Historical closes compared with the close of $N/A from 2021-12-03

1 week (2022-09-24) N/A
1 month (2022-09-01) N/A
3 months (2022-07-01) N/A
6 months (2022-04-01) N/A
1 year (2021-10-05) -100.00%
2 years (2020-10-05) -100.00%
3 years (2019-10-04) -100.00%
5 years (2017-10-05) -100.00%

Is Severn Bancorp stock undervalued or overvalued?

Valuing Severn Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Severn Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Severn Bancorp's P/E ratio

Severn Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, Severn Bancorp shares trade at around 17x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Severn Bancorp financials

Revenue TTM $48.8 million
Operating margin TTM 29.73%
Gross profit TTM $42.4 million
Return on assets TTM 0.97%
Return on equity TTM 9.14%
Profit margin 20.57%
Book value $8.76
Market capitalisation $175.3 million

TTM: trailing 12 months

Severn Bancorp share dividends


Dividend payout ratio: 33.75% of net profits

Recently Severn Bancorp has paid out, on average, around 33.75% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.47% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Severn Bancorp shareholders could enjoy a 1.47% return on their shares, in the form of dividend payments. In Severn Bancorp's case, that would currently equate to about $0.18 per share.

While Severn Bancorp's payout ratio might seem fairly standard, it's worth remembering that Severn Bancorp may be investing much of the rest of its net profits in future growth.

Severn Bancorp's most recent dividend payout was on 15 September 2021. The latest dividend was paid out to all shareholders who bought their shares by 2 September 2021 (the "ex-dividend date").

Have Severn Bancorp's shares ever split?

Severn Bancorp's shares were split on 13 March 2007.

Severn Bancorp share price volatility

Over the last 12 months, Severn Bancorp's shares have ranged in value from as little as $12.52 up to $13.63. A popular way to gauge a stock's volatility is its "beta".

SVBI.US volatility(beta: 0.8)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Severn Bancorp's is 0.8021. This would suggest that Severn Bancorp's shares are less volatile than average (for this exchange).

Severn Bancorp overview

Severn Bancorp, Inc. , together with its subsidiaries, operates as a savings and loan holding company. The company provides various personal banking products and services comprising checking, savings, money market, time deposit, and individual retirement accounts, as well as mortgage and other lending services, and Internet and mobile banking services; commercial banking products and services, including commercial secured and unsecured lending services, as well as business Internet banking, corporate cash management services, and deposit services to commercial customers comprising the medical-use cannabis industry; and safe deposit boxes, ATMs, debit cards, and credit cards. Its loan portfolio comprises residential mortgage loans; commercial real estate loans; construction and land acquisition, and development loans for the construction of one-to-four family dwellings; commercial construction loans; land loans; residential lot loans; business and commercial loans; and home equity loans, home equity lines of credit, and other consumer loans. In addition, the company provides commercial real estate brokerage and property management services; acquires real estate for syndication and investment purposes; leases space; engages in title work related to real estate transactions; and provides various insurance products. Severn Bancorp, Inc. provides its products and services in Maryland, Delaware, and Virginia.

Frequently asked questions

What percentage of Severn Bancorp is owned by insiders or institutions?
Currently 23.541% of Severn Bancorp shares are held by insiders and 33.678% by institutions.
How many people work for Severn Bancorp?
Latest data suggests 175 work at Severn Bancorp.
When does the fiscal year end for Severn Bancorp?
Severn Bancorp's fiscal year ends in December.
Where is Severn Bancorp based?
Severn Bancorp's address is: 200 Westgate Circle, Annapolis, MD, United States, 21401
What is Severn Bancorp's ISIN number?
Severn Bancorp's international securities identification number is: US81811M1009
What is Severn Bancorp's CUSIP number?
Severn Bancorp's Committee on Uniform Securities Identification Procedures number is: 81811M100

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site