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How to buy Sapiens International Corporation N-V stock

Own Sapiens International Corporation N-V stock in just a few minutes.

Sapiens International Corporation N.V is a software-application business based in the US. Sapiens International Corporation N-V shares (SPNS) are listed on the NASDAQ and all prices are listed in US Dollars. Sapiens International Corporation N-V employs 3,438 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Sapiens International Corporation N-V

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – SPNS – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Sapiens International Corporation N-V share price

Use our graph to track the performance of SPNS stocks over time.

Sapiens International Corporation N-V shares at a glance

Information last updated 2021-04-23.
52-week range$20.89 - $35.23
50-day moving average $32.15
200-day moving average $31.01
Wall St. target price$38.50
PE ratio 50.3692
Dividend yield $0.14 (0.43%)
Earnings per share (TTM) $0.65

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Sapiens International Corporation N-V stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Sapiens International Corporation N-V under- or over-valued?

Valuing Sapiens International Corporation N-V stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Sapiens International Corporation N-V's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Sapiens International Corporation N-V's P/E ratio

Sapiens International Corporation N-V's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 50x. In other words, Sapiens International Corporation N-V shares trade at around 50x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

Sapiens International Corporation N-V's PEG ratio

Sapiens International Corporation N-V's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 5.9208. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Sapiens International Corporation N-V's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Sapiens International Corporation N-V's EBITDA

Sapiens International Corporation N-V's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $65.6 million.

The EBITDA is a measure of a Sapiens International Corporation N-V's overall financial performance and is widely used to measure a its profitability.

Sapiens International Corporation N-V financials

Revenue TTM $382.9 million
Operating margin TTM 12.73%
Gross profit TTM $156 million
Return on assets TTM 5.22%
Return on equity TTM 11.2%
Profit margin 8.82%
Book value $6.98
Market capitalisation $1.8 billion

TTM: trailing 12 months

Shorting Sapiens International Corporation N-V shares

There are currently 498,806 Sapiens International Corporation N-V shares held short by investors – that's known as Sapiens International Corporation N-V's "short interest". This figure is 17.1% down from 601,578 last month.

There are a few different ways that this level of interest in shorting Sapiens International Corporation N-V shares can be evaluated.

Sapiens International Corporation N-V's "short interest ratio" (SIR)

Sapiens International Corporation N-V's "short interest ratio" (SIR) is the quantity of Sapiens International Corporation N-V shares currently shorted divided by the average quantity of Sapiens International Corporation N-V shares traded daily (recently around 143748.12680115). Sapiens International Corporation N-V's SIR currently stands at 3.47. In other words for every 100,000 Sapiens International Corporation N-V shares traded daily on the market, roughly 3470 shares are currently held short.

However Sapiens International Corporation N-V's short interest can also be evaluated against the total number of Sapiens International Corporation N-V shares, or, against the total number of tradable Sapiens International Corporation N-V shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Sapiens International Corporation N-V's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Sapiens International Corporation N-V shares in existence, roughly 10 shares are currently held short) or 0.0165% of the tradable shares (for every 100,000 tradable Sapiens International Corporation N-V shares, roughly 17 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Sapiens International Corporation N-V.

Find out more about how you can short Sapiens International Corporation N-V stock.

Sapiens International Corporation N-V share dividends

51%

Dividend payout ratio: 51% of net profits

Recently Sapiens International Corporation N-V has paid out, on average, around 51% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Sapiens International Corporation N-V shareholders could enjoy a 1.14% return on their shares, in the form of dividend payments. In Sapiens International Corporation N-V's case, that would currently equate to about $0.14 per share.

Sapiens International Corporation N-V's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Sapiens International Corporation N-V's most recent dividend payout was on 10 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 25 April 2021 (the "ex-dividend date").

Have Sapiens International Corporation N-V's shares ever split?

Sapiens International Corporation N-V's shares were split on a 1:5 basis on 15 June 2003. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Sapiens International Corporation N-V shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for Sapiens International Corporation N-V shares which in turn could have impacted Sapiens International Corporation N-V's share price.

Sapiens International Corporation N-V share price volatility

Over the last 12 months, Sapiens International Corporation N-V's shares have ranged in value from as little as $20.8877 up to $35.23. A popular way to gauge a stock's volatility is its "beta".

SPNS.US volatility(beta: 1.41)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Sapiens International Corporation N-V's is 1.4109. This would suggest that Sapiens International Corporation N-V's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Sapiens International Corporation N-V overview

Sapiens International Corporation N. V. provides software solutions for the insurance and financial services industries in North America, Europe, the Asia Pacific, and South Africa. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines, as well as reinsurance and workers' compensation; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for insurance customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens AgentConnect and Sapiens CustomerConnect portals; Sapiens Intelligence, an analytics platform; Sapiens IntelligencePro, a comprehensive BI solution with pre-configured reports, dashboards, and scorecards; and Sapiens Advanced Analytics, which uses AI and Machine Learning to generate actionable insights based on different models across the insurance value chain. In addition, the company offers Sapiens ReinsuranceMaster, Sapiens ReinsurancePro, and Sapiens Reinsurance GO reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, Sapiens ClaimsGo, and Sapiens Connect for workers' compensation. Further, it provides financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics.

Frequently asked questions

What percentage of Sapiens International Corporation N-V is owned by insiders or institutions?
Currently 49.771% of Sapiens International Corporation N-V shares are held by insiders and 32.464% by institutions.
How many people work for Sapiens International Corporation N-V?
Latest data suggests 3,438 work at Sapiens International Corporation N-V.
When does the fiscal year end for Sapiens International Corporation N-V?
Sapiens International Corporation N-V's fiscal year ends in December.
Where is Sapiens International Corporation N-V based?
Sapiens International Corporation N-V's address is: Azrieli Center, Holon, Israel, 5885800
What is Sapiens International Corporation N-V's ISIN number?
Sapiens International Corporation N-V's international securities identification number is: KYG7T16G1039
What is Sapiens International Corporation N-V's CUSIP number?
Sapiens International Corporation N-V's Committee on Uniform Securities Identification Procedures number is: G7T16G103

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