Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Santander Consumer USA stock

Learn how to easily invest in Santander Consumer USA stock.

Santander Consumer USA is a credit services business based in the US. Santander Consumer USA shares (SC) are listed on the NYSE and all prices are listed in US Dollars. Santander Consumer USA employs 5,576 staff and has a trailing 12-month revenue of around $6.8 billion.

How to buy Santander Consumer USA stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
  2. Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
  3. Search for the stock by name or ticker symbol – SC. It's that simple.

Best for low fees

Finder Award

SoFi Invest


  • Trade stocks for $0 and no annual fee
  • Start trading with a $0 minimum deposit
  • Get up to $1,000 when you fund a new account within 30 days

Best for beginners

Finder Award

eToro


  • Trade stocks and ETFs for $0 and no annual fee
  • Minimum deposit of $10 required
  • FINDER EXCLUSIVE: Get $15 when you sign up and deposit $100

Promoted for easy user experience

Robinhood


  • Get free stock upon signup
  • Earn 4% interest on uninvested cash with Robinhood Gold
  • Get 1% match on contributions to a Robinhood IRA

Santander Consumer USA stock price (NYSE: SC)

Use our graph to track the performance of SC stocks over time.

Santander Consumer USA shares at a glance

Information last updated 2022-03-20.
Latest market close$41.60
52-week range$0.00 - $0.00
50-day moving average $41.94
200-day moving average $40.33
Wall St. target price$40.50
PE ratio 4.1282
Dividend yield $0.66 (2.12%)
Earnings per share (TTM) $10.08

Buy Santander Consumer USA stocks from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 6 of 6
Name Product Available asset types Stock trade fee Minimum deposit Signup bonus
SoFi Invest
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get up to $1,000
when you fund a new account within 30 days.
Winner of Finder’s Best Low-Cost Broker award.
Finder Award
eToro
Stocks, Options, ETFs, Cryptocurrency
$0
$10
FINDER EXCLUSIVE: Get $15
when you sign up and deposit $100
Winner of Finder’s Best Broker for Beginners award. Not available in NY, NV, MN, TN, and HI.
Robinhood
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get a free stock
when you successfully sign up and link your bank account.
Make unlimited commission-free trades, plus earn 4% interest on uninvested cash in your account with Robinhood Gold.
tastyworks
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get $200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Highly commended for Best Derivatives Trading Platform award.
Public.com
Stocks, ETFs, Cryptocurrency, Alternatives
$0
$0
Get up to $300 in either stocks or crypto
when you use code FINDERUS to sign up and fund a new account.
Trade stocks and ETFs commission-free, plus gain access to alternative investments like art, NFTs and more.
Interactive Brokers
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Futures, Forex
$0
$0
N/A
Winner of Finder’s Best Overall Stock Broker award.
loading

Compare up to 4 providers

Information on this page is for educational purposes only. Finder is not an advisor or brokerage service, and we don't recommend investors to trade specific stocks or other investments.

Finder is not a client of any featured partner. We may be paid a fee for referring prospective clients to a partner, though it is not a recommendation to invest in any one partner.

Is it a good time to buy Santander Consumer USA stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Santander Consumer USA price performance over time

Historical closes compared with the close of $41.6 from 2022-01-28

1 week (2023-01-23) N/A
1 month (2022-12-30) N/A
3 months (2022-10-30) N/A
6 months (2022-07-30) N/A
1 year (2022-01-30) N/A
2 years (2021-02-03) 71.83%
3 years (2020-02-03) 56.10%
5 years (2018-02-02) 146.30%

Is Santander Consumer USA stock undervalued or overvalued?

Valuing Santander Consumer USA stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Santander Consumer USA's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Santander Consumer USA's P/E ratio

Santander Consumer USA's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, Santander Consumer USA shares trade at around 4x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Santander Consumer USA's PEG ratio

Santander Consumer USA's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.6394. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Santander Consumer USA's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Santander Consumer USA financials

Revenue TTM $6.8 billion
Operating margin TTM 59.4%
Gross profit TTM $2.2 billion
Return on assets TTM 6.33%
Return on equity TTM 47.36%
Profit margin 45.42%
Book value $25.92
Market capitalisation $12.7 billion

TTM: trailing 12 months

Santander Consumer USA share dividends

11%

Dividend payout ratio: 10.53% of net profits

Recently Santander Consumer USA has paid out, on average, around 10.53% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.12% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Santander Consumer USA shareholders could enjoy a 2.12% return on their shares, in the form of dividend payments. In Santander Consumer USA's case, that would currently equate to about $0.66 per share.

While Santander Consumer USA's payout ratio might seem low, this can signify that Santander Consumer USA is investing more in its future growth.

Santander Consumer USA's most recent dividend payout was on 8 December 2021. The latest dividend was paid out to all shareholders who bought their shares by 25 November 2021 (the "ex-dividend date").

Have Santander Consumer USA's shares ever split?

Santander Consumer USA's shares were split on a 8:9 basis on 29 April 2015. So if you had owned 9 shares the day before before the split, the next day you'd have owned 8 shares. This wouldn't directly have changed the overall worth of your Santander Consumer USA shares – just the quantity. However, indirectly, the new 12.5% higher share price could have impacted the market appetite for Santander Consumer USA shares which in turn could have impacted Santander Consumer USA's share price.

Santander Consumer USA share price volatility

Over the last 12 months, Santander Consumer USA's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".

SC.US volatility(beta: 1.01)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Santander Consumer USA's is 1.0142. This would suggest that Santander Consumer USA's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Santander Consumer USA overview

Santander Consumer USA Holdings Inc. , a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans. com, a web-based direct lending program; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers personal loans, as well as provides point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas.

Frequently asked questions

What percentage of Santander Consumer USA is owned by insiders or institutions?
Currently 80.353% of Santander Consumer USA shares are held by insiders and 20.325% by institutions.
How many people work for Santander Consumer USA?
Latest data suggests 5,576 work at Santander Consumer USA.
When does the fiscal year end for Santander Consumer USA?
Santander Consumer USA's fiscal year ends in December.
Where is Santander Consumer USA based?
Santander Consumer USA's address is: 1601 Elm Street, Dallas, TX, United States, 75201
What is Santander Consumer USA's ISIN number?
Santander Consumer USA's international securities identification number is: US80283M1018
What is Santander Consumer USA's CUSIP number?
Santander Consumer USA's Committee on Uniform Securities Identification Procedures number is: 80283M101

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site