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Santander Consumer USA Holdings Inc is a credit services business based in the US. Santander Consumer USA shares (SC) are listed on the NYSE and all prices are listed in US Dollars. Santander Consumer USA employs 5,576 staff and has a trailing 12-month revenue of around USD$4.4 billion.
|52-week range||USD$9.347 - USD$27.03|
|50-day moving average||USD$24.5539|
|200-day moving average||USD$21.3218|
|Wall St. target price||USD$27.07|
|Dividend yield||USD$0.66 (2.6%)|
|Earnings per share (TTM)||USD$2.869|
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Valuing Santander Consumer USA stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Santander Consumer USA's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Santander Consumer USA's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Santander Consumer USA shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Santander Consumer USA's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.6394. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Santander Consumer USA's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$4.4 billion|
|Operating margin TTM||27.38%|
|Gross profit TTM||USD$2.2 billion|
|Return on assets TTM||1.86%|
|Return on equity TTM||14.08%|
|Market capitalisation||USD$7.8 billion|
TTM: trailing 12 months
There are currently 5.7 million Santander Consumer USA shares held short by investors – that's known as Santander Consumer USA's "short interest". This figure is 6.1% up from 5.4 million last month.
There are a few different ways that this level of interest in shorting Santander Consumer USA shares can be evaluated.
Santander Consumer USA's "short interest ratio" (SIR) is the quantity of Santander Consumer USA shares currently shorted divided by the average quantity of Santander Consumer USA shares traded daily (recently around 1.1 million). Santander Consumer USA's SIR currently stands at 5.37. In other words for every 100,000 Santander Consumer USA shares traded daily on the market, roughly 5370 shares are currently held short.
However Santander Consumer USA's short interest can also be evaluated against the total number of Santander Consumer USA shares, or, against the total number of tradable Santander Consumer USA shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Santander Consumer USA's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Santander Consumer USA shares in existence, roughly 20 shares are currently held short) or 0.0942% of the tradable shares (for every 100,000 tradable Santander Consumer USA shares, roughly 94 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Santander Consumer USA.
Find out more about how you can short Santander Consumer USA stock.
Dividend payout ratio: 14.81% of net profits
Recently Santander Consumer USA has paid out, on average, around 14.81% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.2% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Santander Consumer USA shareholders could enjoy a 4.2% return on their shares, in the form of dividend payments. In Santander Consumer USA's case, that would currently equate to about $0.66 per share.
While Santander Consumer USA's payout ratio might seem low, this can signify that Santander Consumer USA is investing more in its future growth.
Santander Consumer USA's most recent dividend payout was on 24 August 2020. The latest dividend was paid out to all shareholders who bought their shares by 12 August 2020 (the "ex-dividend date").
Santander Consumer USA's shares were split on a 8:9 basis on 30 April 2015. So if you had owned 9 shares the day before before the split, the next day you'd have owned 8 shares. This wouldn't directly have changed the overall worth of your Santander Consumer USA shares – just the quantity. However, indirectly, the new 12.5% higher share price could have impacted the market appetite for Santander Consumer USA shares which in turn could have impacted Santander Consumer USA's share price.
Over the last 12 months, Santander Consumer USA's shares have ranged in value from as little as $9.347 up to $27.03. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Santander Consumer USA's is 0.9819. This would suggest that Santander Consumer USA's shares are less volatile than average (for this exchange).
Santander Consumer USA Holdings Inc., a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans.com, a web-based direct lending platform; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers other consumer finance products, and personal loans; as well as point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas. Santander Consumer USA Holdings Inc. is a subsidiary of Santander Holdings USA, Inc.
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