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Radian Group Inc is an insurance-specialty business based in the US. Radian Group shares (RDN) are listed on the NYSE and all prices are listed in US Dollars. Radian Group employs 2,000 staff and has a trailing 12-month revenue of around USD$1.5 billion.
|Latest market close||USD$20|
|52-week range||USD$9.312 - USD$25.5794|
|50-day moving average||USD$18.3666|
|200-day moving average||USD$16.1297|
|Wall St. target price||USD$23.77|
|Dividend yield||USD$0.5 (2.65%)|
|Earnings per share (TTM)||USD$2.04|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-13)||N/A|
|1 month (2020-12-24)||20|
|3 months (2020-10-20)||N/A|
|6 months (2020-07-20)||N/A|
|1 year (2020-01-20)||N/A|
|2 years (2019-01-20)||N/A|
|3 years (2018-01-20)||N/A|
|5 years (2016-01-20)||N/A|
Valuing Radian Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Radian Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Radian Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Radian Group shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Radian Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.18. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Radian Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Radian Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$606 million.
The EBITDA is a measure of a Radian Group's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$1.5 billion|
|Operating margin TTM||40.15%|
|Gross profit TTM||USD$1.3 billion|
|Return on assets TTM||5.06%|
|Return on equity TTM||10.11%|
|Market capitalisation||USD$3.7 billion|
TTM: trailing 12 months
There are currently 11.0 million Radian Group shares held short by investors – that's known as Radian Group's "short interest". This figure is 2.9% up from 10.7 million last month.
There are a few different ways that this level of interest in shorting Radian Group shares can be evaluated.
Radian Group's "short interest ratio" (SIR) is the quantity of Radian Group shares currently shorted divided by the average quantity of Radian Group shares traded daily (recently around 2.0 million). Radian Group's SIR currently stands at 5.61. In other words for every 100,000 Radian Group shares traded daily on the market, roughly 5610 shares are currently held short.
However Radian Group's short interest can also be evaluated against the total number of Radian Group shares, or, against the total number of tradable Radian Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Radian Group's short interest could be expressed as 0.06% of the outstanding shares (for every 100,000 Radian Group shares in existence, roughly 60 shares are currently held short) or 0.0577% of the tradable shares (for every 100,000 tradable Radian Group shares, roughly 58 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Radian Group.
Find out more about how you can short Radian Group stock.
Dividend payout ratio: 26.46% of net profits
Recently Radian Group has paid out, on average, around 26.46% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.65% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Radian Group shareholders could enjoy a 2.65% return on their shares, in the form of dividend payments. In Radian Group's case, that would currently equate to about $0.5 per share.
While Radian Group's payout ratio might seem fairly standard, it's worth remembering that Radian Group may be investing much of the rest of its net profits in future growth.
Radian Group's most recent dividend payout was on 4 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 20 November 2020 (the "ex-dividend date").
Radian Group's shares were split on a 2:1 basis on 21 June 2001. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Radian Group shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Radian Group shares which in turn could have impacted Radian Group's share price.
Over the last 12 months, Radian Group's shares have ranged in value from as little as $9.312 up to $25.5794. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Radian Group's is 1.6832. This would suggest that Radian Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company operates in two segments, Mortgage Insurance and Services. The Mortgage Insurance segment offers credit-related insurance coverage, primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management solutions to mortgage lending institutions and mortgage credit investors. This segment primarily serves mortgage bankers, commercial banks, savings institutions, credit unions, and community banks. The Services segment offers mortgage services, including transaction management services, such as loan review, residential mortgage-backed securities securitization and distressed asset reviews, review and valuation services related to single family rental properties, servicer and loan surveillance, and underwriting; real estate services comprising real estate owned asset management, and real estate valuation and brokerage services, as well as software as a service solutions and platforms; and title services that include title insurance products, and closing services. This segment provides its mortgage and real estate services to mortgage lenders, financial institutions, investors, government entities, and others. The company was founded in 1977 and is headquartered in Philadelphia, Pennsylvania.
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