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How to buy Provident Financial stock

Learn how to easily invest in Provident Financial stock.

Provident Financial Holdings Inc is a banks-regional business based in the US. Provident Financial shares (PROV) are listed on the NASDAQ and all prices are listed in US Dollars. Provident Financial employs 108 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Provident Financial

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – PROV – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

Provident Financial stock price (NASDAQ: PROV)

Use our graph to track the performance of PROV stocks over time.

Provident Financial shares at a glance

Information last updated 2022-06-25.
Latest market close$14.59
52-week range$13.76 - $17.64
50-day moving average $14.88
200-day moving average $16.25
Wall St. target price$17.33
PE ratio 10.6316
Dividend yield $0.56 (3.89%)
Earnings per share (TTM) $1.33

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Provident Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Provident Financial price performance over time

Historical closes compared with the close of $14.59 from 2022-07-01

1 week (2022-06-24) 3.18%
1 month (2022-06-02) -1.75%
3 months (2022-04-01) -11.31%
6 months (2021-12-31) -11.74%
1 year (2021-07-02) -16.00%
2 years (2020-07-02) 13.63%
3 years (2019-07-02) 21.36
5 years (2017-06-30) 19.25

Is Provident Financial stock undervalued or overvalued?

Valuing Provident Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Provident Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Provident Financial's P/E ratio

Provident Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Provident Financial shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Provident Financial financials

Revenue TTM $38.1 million
Operating margin TTM 37.35%
Gross profit TTM $35.9 million
Return on assets TTM 0.84%
Return on equity TTM 7.87%
Profit margin 26.18%
Book value $17.43
Market capitalisation $103 million

TTM: trailing 12 months

Provident Financial share dividends

42%

Dividend payout ratio: 42.42% of net profits

Recently Provident Financial has paid out, on average, around 42.42% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.89% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Provident Financial shareholders could enjoy a 3.89% return on their shares, in the form of dividend payments. In Provident Financial's case, that would currently equate to about $0.56 per share.

While Provident Financial's payout ratio might seem fairly standard, it's worth remembering that Provident Financial may be investing much of the rest of its net profits in future growth.

Provident Financial's most recent dividend payout was on 8 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 17 May 2022 (the "ex-dividend date").

Have Provident Financial's shares ever split?

Provident Financial's shares were split on a 3:2 basis on 2 February 2004. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Provident Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Provident Financial shares which in turn could have impacted Provident Financial's share price.

Provident Financial share price volatility

Over the last 12 months, Provident Financial's shares have ranged in value from as little as $13.76 up to $17.6371. A popular way to gauge a stock's volatility is its "beta".

PROV.US volatility(beta: 0.57)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Provident Financial's is 0.5735. This would suggest that Provident Financial's shares are less volatile than average (for this exchange).

Provident Financial overview

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F. S. B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions.

Frequently asked questions

What percentage of Provident Financial is owned by insiders or institutions?
Currently 20.101% of Provident Financial shares are held by insiders and 51.721% by institutions.
How many people work for Provident Financial?
Latest data suggests 108 work at Provident Financial.
When does the fiscal year end for Provident Financial?
Provident Financial's fiscal year ends in June.
Where is Provident Financial based?
Provident Financial's address is: 3756 Central Avenue, Riverside, CA, United States, 92506
What is Provident Financial's ISIN number?
Provident Financial's international securities identification number is: US7438681014
What is Provident Financial's CUSIP number?
Provident Financial's Committee on Uniform Securities Identification Procedures number is: 743868101

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