Provident Financial Holdings Inc is a banks-regional business based in the US. Provident Financial shares (PROV) are listed on the NASDAQ and all prices are listed in US Dollars. Provident Financial employs 108 staff and has a trailing 12-month revenue of around 0.00.
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| Latest market close | $14.59 |
|---|---|
| 52-week range | $13.76 - $17.64 |
| 50-day moving average | $14.88 |
| 200-day moving average | $16.25 |
| Wall St. target price | $17.33 |
| PE ratio | 10.6316 |
| Dividend yield | $0.56 (3.89%) |
| Earnings per share (TTM) | $1.33 |
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $14.59 from 2022-07-01
| 1 week (2022-06-24) | 3.18% |
|---|---|
| 1 month (2022-06-02) | -1.75% |
| 3 months (2022-04-01) | -11.31% |
| 6 months (2021-12-31) | -11.74% |
| 1 year (2021-07-02) | -16.00% |
|---|---|
| 2 years (2020-07-02) | 13.63% |
| 3 years (2019-07-02) | 21.36 |
| 5 years (2017-06-30) | 19.25 |
Valuing Provident Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Provident Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Provident Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Provident Financial shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $38.1 million |
|---|---|
| Operating margin TTM | 37.35% |
| Gross profit TTM | $35.9 million |
| Return on assets TTM | 0.84% |
| Return on equity TTM | 7.87% |
| Profit margin | 26.18% |
| Book value | $17.43 |
| Market capitalisation | $103 million |
TTM: trailing 12 months
Dividend payout ratio: 42.42% of net profits
Recently Provident Financial has paid out, on average, around 42.42% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.89% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Provident Financial shareholders could enjoy a 3.89% return on their shares, in the form of dividend payments. In Provident Financial's case, that would currently equate to about $0.56 per share.
While Provident Financial's payout ratio might seem fairly standard, it's worth remembering that Provident Financial may be investing much of the rest of its net profits in future growth.
Provident Financial's most recent dividend payout was on 8 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 17 May 2022 (the "ex-dividend date").
Provident Financial's shares were split on a 3:2 basis on 2 February 2004. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Provident Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Provident Financial shares which in turn could have impacted Provident Financial's share price.
Over the last 12 months, Provident Financial's shares have ranged in value from as little as $13.76 up to $17.6371. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Provident Financial's is 0.5735. This would suggest that Provident Financial's shares are less volatile than average (for this exchange).
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F. S. B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions.
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