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Provident Bancorp is a banks-regional business based in the US. Provident Bancorp shares (PVBC) are listed on the NASDAQ and all prices are listed in US Dollars. Provident Bancorp employs 170 staff and has a trailing 12-month revenue of around $19.5 million.
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| Latest market close | $9.22 |
|---|---|
| 52-week range | $6.10 - $18.26 |
| 50-day moving average | $7.54 |
| 200-day moving average | $13.01 |
| Wall St. target price | $12.00 |
| PE ratio | 7.0259 |
| Dividend yield | $0.16 (1.9%) |
| Earnings per share (TTM) | $1.16 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $9.22 from 2023-01-27
| 1 week (2023-01-23) | 9.24% |
|---|---|
| 1 month (2022-12-30) | 26.65% |
| 3 months (2022-10-28) | -28.69% |
| 6 months (2022-07-29) | -39.10% |
| 1 year (2022-01-28) | -48.29% |
|---|---|
| 2 years (2021-01-29) | -20.03% |
| 3 years (2020-01-30) | 11.85 |
| 5 years (2018-01-30) | 24.2978 |
Valuing Provident Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Provident Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Provident Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, Provident Bancorp shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $19.5 million |
|---|---|
| Gross profit TTM | $62.7 million |
| Return on assets TTM | -1.21% |
| Return on equity TTM | -9.46% |
| Profit margin | -105.49% |
| Book value | $11.71 |
| Market capitalisation | $144 million |
TTM: trailing 12 months
Dividend payout ratio: 10.53% of net profits
Recently Provident Bancorp has paid out, on average, around 10.53% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.9% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Provident Bancorp shareholders could enjoy a 1.9% return on their shares, in the form of dividend payments. In Provident Bancorp's case, that would currently equate to about $0.16 per share.
While Provident Bancorp's payout ratio might seem low, this can signify that Provident Bancorp is investing more in its future growth.
Provident Bancorp's most recent dividend payout was on 25 August 2022. The latest dividend was paid out to all shareholders who bought their shares by 10 August 2022 (the "ex-dividend date").
Provident Bancorp's shares were split on a 2021:1000 basis on 16 October 2019. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 2021 shares. This wouldn't directly have changed the overall worth of your Provident Bancorp shares – just the quantity. However, indirectly, the new 50.5% lower share price could have impacted the market appetite for Provident Bancorp shares which in turn could have impacted Provident Bancorp's share price.
Over the last 12 months, Provident Bancorp's shares have ranged in value from as little as $6.1 up to $18.2615. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Provident Bancorp's is 0.6418. This would suggest that Provident Bancorp's shares are less volatile than average (for this exchange).
Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit; and invests in securities, and state and municipal bonds. As of December 31, 2021, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as two loan production offices located in Boston, Massachusetts, and Ponte Vedra, Florida. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts. .
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