How to buy Provident Bancorp stock

Provident Bancorp, Inc is a banks-regional business based in the US. Provident Bancorp shares (PVBC) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Provident Bancorp

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Provident Bancorp. Find the stock by name or ticker symbol: PVBC. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Provident Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Provident Bancorp, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Provident Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Provident Bancorp share price

Use our graph to track the performance of PVBC stocks over time.

Provident Bancorp shares at a glance

• Key figures

Information last updated 2021-02-23.

52-week range	USD$7.1412 - USD$12.525
50-day moving average	USD$12.095
200-day moving average	USD$9.8809
Wall St. target price	USD$11.25
PE ratio	18.7727
Dividend yield	USD$0.09 (0.73%)
Earnings per share (TTM)	USD$0.66

Buy Provident Bancorp shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.

*Signup bonus information updated weekly.

Is it a good time to buy Provident Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Provident Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Provident Bancorp financials

Revenue TTM	USD$52.4 million
Operating margin TTM	35.27%
Gross profit TTM	USD$52.4 million
Return on assets TTM	0.91%
Return on equity TTM	5.14%
Profit margin	22.86%
Book value	$13.167
Market capitalisation	USD$236 million

TTM: trailing 12 months

Shorting Provident Bancorp shares

There are currently 153,145 Provident Bancorp shares held short by investors – that's known as Provident Bancorp's "short interest". This figure is 12.5% up from 136,175 last month.

There are a few different ways that this level of interest in shorting Provident Bancorp shares can be evaluated.

Provident Bancorp's "short interest ratio" (SIR)

Provident Bancorp's "short interest ratio" (SIR) is the quantity of Provident Bancorp shares currently shorted divided by the average quantity of Provident Bancorp shares traded daily (recently around 42305.248618785). Provident Bancorp's SIR currently stands at 3.62. In other words for every 100,000 Provident Bancorp shares traded daily on the market, roughly 3620 shares are currently held short.

However Provident Bancorp's short interest can also be evaluated against the total number of Provident Bancorp shares, or, against the total number of tradable Provident Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Provident Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Provident Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0092% of the tradable shares (for every 100,000 tradable Provident Bancorp shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Provident Bancorp.

Find out more about how you can short Provident Bancorp stock.

Have Provident Bancorp's shares ever split?

Provident Bancorp's shares were split on a 2021:1000 basis on 17 October 2019. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 2021 shares. This wouldn't directly have changed the overall worth of your Provident Bancorp shares – just the quantity. However, indirectly, the new 50.5% lower share price could have impacted the market appetite for Provident Bancorp shares which in turn could have impacted Provident Bancorp's share price.

Provident Bancorp share price volatility

Over the last 12 months, Provident Bancorp's shares have ranged in value from as little as $7.1412 up to $12.525. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Provident Bancorp's is 1.0342. This would suggest that Provident Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Provident Bancorp overview

Provident Bancorp, Inc. operates as a holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit. As of December 31, 2019, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as four loan production offices located in Boston and Dedham, Massachusetts, and Nashua and Portsmouth, New Hampshire. Provident Bancorp, Inc. was founded in 1828 and is headquartered in Amesbury, Massachusetts.

Frequently asked questions

• What percentage of Provident Bancorp is owned by insiders or institutions?

  Currently 13.071% of Provident Bancorp shares are held by insiders and 40.411% by institutions.

• When does the fiscal year end for Provident Bancorp?

  Provident Bancorp's fiscal year ends in December.

• Where is Provident Bancorp based?

  Provident Bancorp's address is: 5 Market Street, Amesbury, MA, United States, 01913

• What is Provident Bancorp's ISIN number?

  Provident Bancorp's international securities identification number is: US74383L1052

• What is Provident Bancorp's CUSIP number?

  Provident Bancorp's Committee on Uniform Securities Identification Procedures number is: 74383L105