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PRA Group, Inc is a credit services business based in the US. PRA Group shares (PRAA) are listed on the NASDAQ and all prices are listed in US Dollars. PRA Group employs 3,811 staff and has a trailing 12-month revenue of around USD$1 billion.
Since the stock market crash in March caused by coronavirus, PRA Group's share price has had significant positive movement.
Its last market close was USD$40.03, which is 7.97% up on its pre-crash value of USD$36.84 and 88.64% up on the lowest point reached during the March crash when the shares fell as low as USD$21.22.
If you had bought USD$1,000 worth of PRA Group shares at the start of February 2020, those shares would have been worth USD$659.49 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$1,120.04.
|Latest market close||USD$40.03|
|52-week range||USD$19.4001 - USD$47.35|
|50-day moving average||USD$38.5429|
|200-day moving average||USD$39.3319|
|Wall St. target price||USD$50|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||USD$3.2|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-11-19)||N/A|
|1 month (2020-10-30)||17.29%|
|3 months (2020-08-26)||N/A|
|6 months (2020-05-26)||N/A|
|1 year (2019-11-26)||N/A|
|2 years (2018-11-26)||N/A|
|3 years (2017-11-26)||N/A|
|5 years (2015-11-26)||N/A|
Valuing PRA Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PRA Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
PRA Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, PRA Group shares trade at around 13x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
PRA Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 5.9555. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PRA Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
PRA Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$347.9 million.
The EBITDA is a measure of a PRA Group's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$1 billion|
|Operating margin TTM||32.22%|
|Gross profit TTM||USD$993.1 million|
|Return on assets TTM||4.98%|
|Return on equity TTM||13.38%|
|Market capitalisation||USD$1.9 billion|
TTM: trailing 12 months
There are currently 3.5 million PRA Group shares held short by investors – that's known as PRA Group's "short interest". This figure is 2.3% down from 3.6 million last month.
There are a few different ways that this level of interest in shorting PRA Group shares can be evaluated.
PRA Group's "short interest ratio" (SIR) is the quantity of PRA Group shares currently shorted divided by the average quantity of PRA Group shares traded daily (recently around 294865.81849025). PRA Group's SIR currently stands at 11.79. In other words for every 100,000 PRA Group shares traded daily on the market, roughly 11790 shares are currently held short.
However PRA Group's short interest can also be evaluated against the total number of PRA Group shares, or, against the total number of tradable PRA Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case PRA Group's short interest could be expressed as 0.07% of the outstanding shares (for every 100,000 PRA Group shares in existence, roughly 70 shares are currently held short) or 0.1007% of the tradable shares (for every 100,000 tradable PRA Group shares, roughly 101 shares are currently held short).
A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against PRA Group.
Find out more about how you can short PRA Group stock.
We're not expecting PRA Group to pay a dividend over the next 12 months.
PRA Group's shares were split on a 3:1 basis on 2 August 2013. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your PRA Group shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for PRA Group shares which in turn could have impacted PRA Group's share price.
Over the last 12 months, PRA Group's shares have ranged in value from as little as $19.4001 up to $47.35. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while PRA Group's is 1.5085. This would suggest that PRA Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the acquisition of accounts that are primarily the unpaid obligations of individuals owed to credit grantors, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, telecommunication providers, retailers, utilities, automobile finance companies, student loan companies, and other debt owners. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
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