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People's United Financial, Inc is a banks-regional business based in the US. Peoples United Financial shares (PBCT) are listed on the NASDAQ and all prices are listed in US Dollars. Peoples United Financial employs 6,110 staff and has a trailing 12-month revenue of around USD$1.9 billion.
|Latest market close||USD$13.02|
|52-week range||USD$8.9424 - USD$16.1635|
|50-day moving average||USD$12.2654|
|200-day moving average||USD$11.4108|
|Wall St. target price||USD$12.46|
|Dividend yield||USD$0.72 (5.45%)|
|Earnings per share (TTM)||USD$1.151|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-07)||-8.05%|
|1 month (2020-12-16)||-0.08%|
|3 months (2020-10-16)||23.06%|
|6 months (2020-07-16)||11.66%|
|1 year (2020-01-16)||-21.66%|
|2 years (2019-01-16)||-17.23%|
|3 years (2018-01-16)||19.39|
|5 years (2016-01-15)||14.48|
Valuing Peoples United Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Peoples United Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Peoples United Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Peoples United Financial shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Peoples United Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 5.52. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Peoples United Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$1.9 billion|
|Operating margin TTM||40.12%|
|Gross profit TTM||USD$1.8 billion|
|Return on assets TTM||0.89%|
|Return on equity TTM||6.71%|
|Market capitalisation||USD$5.5 billion|
TTM: trailing 12 months
There are currently 17.0 million Peoples United Financial shares held short by investors – that's known as Peoples United Financial's "short interest". This figure is 9.4% down from 18.7 million last month.
There are a few different ways that this level of interest in shorting Peoples United Financial shares can be evaluated.
Peoples United Financial's "short interest ratio" (SIR) is the quantity of Peoples United Financial shares currently shorted divided by the average quantity of Peoples United Financial shares traded daily (recently around 8.0 million). Peoples United Financial's SIR currently stands at 2.13. In other words for every 100,000 Peoples United Financial shares traded daily on the market, roughly 2130 shares are currently held short.
However Peoples United Financial's short interest can also be evaluated against the total number of Peoples United Financial shares, or, against the total number of tradable Peoples United Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Peoples United Financial's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Peoples United Financial shares in existence, roughly 40 shares are currently held short) or 0.0478% of the tradable shares (for every 100,000 tradable Peoples United Financial shares, roughly 48 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Peoples United Financial.
Find out more about how you can short Peoples United Financial stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Peoples United Financial.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 22.54
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Peoples United Financial's overall score of 22.54 (as at 01/01/2019) is pretty good – landing it in it in the 36th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Peoples United Financial is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 1.34/100
Social score: 12.41/100
Governance score: 6.47/100
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Peoples United Financial scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Peoples United Financial has, for the most part, managed to keep its nose clean.
|Total ESG score||22.54|
|Total ESG percentile||35.55|
|Level of controversy||2|
Dividend payout ratio: 56.05% of net profits
Recently Peoples United Financial has paid out, on average, around 56.05% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.45% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Peoples United Financial shareholders could enjoy a 5.45% return on their shares, in the form of dividend payments. In Peoples United Financial's case, that would currently equate to about $0.72 per share.
Peoples United Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Peoples United Financial's most recent dividend payout was on 15 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 30 October 2020 (the "ex-dividend date").
Peoples United Financial's shares were split on a 21:10 basis on 16 April 2007. So if you had owned 10 shares the day before before the split, the next day you'd have owned 21 shares. This wouldn't directly have changed the overall worth of your Peoples United Financial shares – just the quantity. However, indirectly, the new 52.4% lower share price could have impacted the market appetite for Peoples United Financial shares which in turn could have impacted Peoples United Financial's share price.
Over the last 12 months, Peoples United Financial's shares have ranged in value from as little as $8.9424 up to $16.1635. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Peoples United Financial's is 1.243. This would suggest that Peoples United Financial's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company operates in two segments, Commercial Banking and Retail Banking. The Commercial Banking segment offers commercial real estate lending, commercial and industrial lending, and commercial deposit gathering services. This segment also provides equipment financing; cash management, correspondent banking, and municipal banking services; and institutional trust, corporate trust, private banking, and commercial insurance services. The Retail Banking segment offers consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. This segment also provides brokerage, financial advisory, investment management, life insurance, and non-institutional trust services. In addition, the company offers online banking, investment trading, and telephone banking services. It operates through a network of 450 branches in Connecticut, southeastern New York, Massachusetts, Vermont, Maine, and New Hampshire, as well as 602 ATMs. The company was founded in 1842 and is headquartered in Bridgeport, Connecticut.
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