Peoples Fin is a banks - regional business based in the US. Peoples Fin shares (PFIS) are listed on the NASDAQ and all prices are listed in US Dollars. Peoples Fin employs 375 staff and has a trailing 12-month revenue of around $96.9 million.
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| Latest market close | $50.16 |
|---|---|
| 52-week range | $35.88 - $50.41 |
| 50-day moving average | $41.23 |
| 200-day moving average | $41.86 |
| Wall St. target price | $45.00 |
| PE ratio | 14.6086 |
| Dividend yield | $1.64 (3.43%) |
| Earnings per share (TTM) | $3.27 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $50.16 from 2024-07-25
| 1 week (2024-07-19) | 5.00% |
|---|---|
| 1 month (2024-06-27) | 15.05% |
| 3 months (2024-04-26) | 31.03% |
| 6 months (2024-01-26) | 6.05% |
| 1 year (2023-07-27) | 7.43% |
|---|---|
| 2 years (2022-07-27) | -5.22% |
| 3 years (2021-07-27) | 14.70% |
| 5 years (2019-07-26) | 17.30% |
Valuing Peoples Fin stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Peoples Fin's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Peoples Fin's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, Peoples Fin shares trade at around 15x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $96.9 million |
|---|---|
| Operating margin TTM | 24.68% |
| Gross profit TTM | $108 million |
| Return on assets TTM | 0.63% |
| Return on equity TTM | 6.96% |
| Profit margin | 24.02% |
| Book value | $48.18 |
| Market Capitalization | $477.4 million |
TTM: trailing 12 months
Dividend payout ratio: 46.46% of net profits
Recently Peoples Fin has paid out, on average, around 46.46% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.43% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Peoples Fin shareholders could enjoy a 3.43% return on their shares, in the form of dividend payments. In Peoples Fin's case, that would currently equate to about $1.64 per share.
While Peoples Fin's payout ratio might seem fairly standard, it's worth remembering that Peoples Fin may be investing much of the rest of its net profits in future growth.
Peoples Fin's most recent dividend payout was on 13 June 2024. The latest dividend was paid out to all shareholders who bought their shares by 30 May 2024 (the "ex-dividend date").
Peoples Fin's shares were split on a 3:2 basis on 15 May 2003. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Peoples Fin shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Peoples Fin shares which in turn could have impacted Peoples Fin's share price.
Over the last 12 months, Peoples Fin's shares have ranged in value from as little as $35.8815 up to $50.4097. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Peoples Fin's is 0.514. This would suggest that Peoples Fin's shares are less volatile than average (for this exchange).
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services.
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