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How to buy Peoples Fin stock
Learn how to easily invest in Peoples Fin stock.
Peoples Fin is a banks-regional business based in the US. Peoples Fin shares (PFIS) are listed on the NASDAQ and all prices are listed in US Dollars. Peoples Fin employs 370 staff and has a trailing 12-month revenue of around $112.5 million.
How to buy shares in Peoples Fin
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – PFIS – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Peoples Fin stock price (NASDAQ: PFIS)Use our graph to track the performance of PFIS stocks over time.
Peoples Fin shares at a glance
|Latest market close||$46.84|
|52-week range||$43.87 - $59.52|
|50-day moving average||$51.49|
|200-day moving average||$50.87|
|Wall St. target price||$56.00|
|Dividend yield||$1.54 (3.3%)|
|Earnings per share (TTM)||$6.16|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Peoples Fin stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Peoples Fin price performance over time
|1 week (2022-09-26)||-3.98%|
|1 month (2022-09-02)||-3.52%|
|3 months (2022-07-01)||-16.49%|
|6 months (2022-04-01)||-5.98%|
|1 year (2021-10-01)||1.23%|
|2 years (2020-10-02)||33.94%|
|3 years (2019-10-03)||4.41%|
|5 years (2017-10-03)||47.07|
Is Peoples Fin stock undervalued or overvalued?
Valuing Peoples Fin stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Peoples Fin's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Peoples Fin's P/E ratio
Peoples Fin's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Peoples Fin shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Peoples Fin financials
|Revenue TTM||$112.5 million|
|Operating margin TTM||50.2%|
|Gross profit TTM||$108.5 million|
|Return on assets TTM||1.39%|
|Return on equity TTM||13.97%|
|Market capitalisation||$349.6 million|
TTM: trailing 12 months
Peoples Fin share dividends
Dividend payout ratio: 25.3% of net profits
Recently Peoples Fin has paid out, on average, around 25.3% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.3% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Peoples Fin shareholders could enjoy a 3.3% return on their shares, in the form of dividend payments. In Peoples Fin's case, that would currently equate to about $1.54 per share.
While Peoples Fin's payout ratio might seem fairly standard, it's worth remembering that Peoples Fin may be investing much of the rest of its net profits in future growth.
Peoples Fin's most recent dividend payout was on 14 September 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 August 2022 (the "ex-dividend date").
Have Peoples Fin's shares ever split?
Peoples Fin's shares were split on a 3:2 basis on 15 May 2003. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Peoples Fin shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Peoples Fin shares which in turn could have impacted Peoples Fin's share price.
Peoples Fin share price volatility
Over the last 12 months, Peoples Fin's shares have ranged in value from as little as $43.8739 up to $59.5204. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Peoples Fin's is 0.1542. This would suggest that Peoples Fin's shares are less volatile than average (for this exchange).
Peoples Fin overview
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services.
Frequently asked questionsWhat percentage of Peoples Fin is owned by insiders or institutions?
Currently 3.393% of Peoples Fin shares are held by insiders and 31.981% by institutions. How many people work for Peoples Fin?
Latest data suggests 370 work at Peoples Fin. When does the fiscal year end for Peoples Fin?
Peoples Fin's fiscal year ends in December. Where is Peoples Fin based?
Peoples Fin's address is: 150 North Washington Avenue, Scranton, PA, United States, 18503 What is Peoples Fin's ISIN number?
Peoples Fin's international securities identification number is: US7110401053 What is Peoples Fin's CUSIP number?
Peoples Fin's Committee on Uniform Securities Identification Procedures number is: 711040105
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