Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Peoples Bancorp of North Carolina stock

Own Peoples Bancorp of North Carolina stock in just a few minutes.

Fact checked

Peoples Bancorp of North Carolina, Inc is a banks-regional business based in the US. Peoples Bancorp of North Carolina shares (PEBK) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Peoples Bancorp of North Carolina

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Peoples Bancorp of North Carolina. Find the stock by name or ticker symbol: PEBK. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Peoples Bancorp of North Carolina reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Peoples Bancorp of North Carolina, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Peoples Bancorp of North Carolina. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Peoples Bancorp of North Carolina share price

Use our graph to track the performance of PEBK stocks over time.

Peoples Bancorp of North Carolina shares at a glance

Information last updated 2021-02-24.
52-week rangeUSD$13.8924 - USD$27.95
50-day moving average USD$22.4539
200-day moving average USD$20.4216
Wall St. target priceUSD$13
PE ratio 12.4308
Dividend yield USD$0.6 (2.58%)
Earnings per share (TTM) USD$1.95

Buy Peoples Bancorp of North Carolina shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee Signup bonus
Robinhood
$0
Stocks, Options, ETFs, Gold/Commodities
$0
0%
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Interactive Brokers
$0
Stocks, Bonds, Options
$0 + $0.65/contract, $1 minimum
0%
N/A
IBKR Lite offers $0 commissions, and IBKR Pro offers advanced tools for professional traders.
Tastyworks
$0
Stocks, Options, Cryptocurrency
Stocks & ETFs: $1/contract to open, $0 to close, $10 max/leg
Futures: $2.50/contract to open, $0 to close
0%
Get 100 shares of stock (worth $1 to $6 a share)
Open and fund a new cash or margin account with $2,000+
Trade stocks, options, ETFs and futures on mobile or desktop with this advanced platform.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
N/A
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
TradeStation
$0
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency
$0 + $0.50/contract
$50
Deposit qualifying assets of $5,000+
A platform built for all kinds of traders and all styles of trading
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Peoples Bancorp of North Carolina stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Peoples Bancorp of North Carolina under- or over-valued?

Valuing Peoples Bancorp of North Carolina stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Peoples Bancorp of North Carolina's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Peoples Bancorp of North Carolina's P/E ratio

Peoples Bancorp of North Carolina's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Peoples Bancorp of North Carolina shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Peoples Bancorp of North Carolina financials

Revenue TTM USD$62.8 million
Operating margin TTM 23.81%
Gross profit TTM USD$62.8 million
Return on assets TTM 0.88%
Return on equity TTM 8.29%
Profit margin 18.09%
Book value $24.173
Market capitalisation USD$140.3 million

TTM: trailing 12 months

Shorting Peoples Bancorp of North Carolina shares

There are currently 41,582 Peoples Bancorp of North Carolina shares held short by investors – that's known as Peoples Bancorp of North Carolina's "short interest". This figure is 3% up from 40,357 last month.

There are a few different ways that this level of interest in shorting Peoples Bancorp of North Carolina shares can be evaluated.

Peoples Bancorp of North Carolina's "short interest ratio" (SIR)

Peoples Bancorp of North Carolina's "short interest ratio" (SIR) is the quantity of Peoples Bancorp of North Carolina shares currently shorted divided by the average quantity of Peoples Bancorp of North Carolina shares traded daily (recently around 10019.759036145). Peoples Bancorp of North Carolina's SIR currently stands at 4.15. In other words for every 100,000 Peoples Bancorp of North Carolina shares traded daily on the market, roughly 4150 shares are currently held short.

However Peoples Bancorp of North Carolina's short interest can also be evaluated against the total number of Peoples Bancorp of North Carolina shares, or, against the total number of tradable Peoples Bancorp of North Carolina shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Peoples Bancorp of North Carolina's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Peoples Bancorp of North Carolina shares in existence, roughly 10 shares are currently held short) or 0.0096% of the tradable shares (for every 100,000 tradable Peoples Bancorp of North Carolina shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Peoples Bancorp of North Carolina.

Find out more about how you can short Peoples Bancorp of North Carolina stock.

Peoples Bancorp of North Carolina share dividends

39%

Dividend payout ratio: 39.38% of net profits

Recently Peoples Bancorp of North Carolina has paid out, on average, around 39.38% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.64% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Peoples Bancorp of North Carolina shareholders could enjoy a 2.64% return on their shares, in the form of dividend payments. In Peoples Bancorp of North Carolina's case, that would currently equate to about $0.6 per share.

While Peoples Bancorp of North Carolina's payout ratio might seem fairly standard, it's worth remembering that Peoples Bancorp of North Carolina may be investing much of the rest of its net profits in future growth.

Peoples Bancorp of North Carolina's most recent dividend payout was on 15 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 2 December 2020 (the "ex-dividend date").

Have Peoples Bancorp of North Carolina's shares ever split?

Peoples Bancorp of North Carolina's shares were split on a 11:10 basis on 1 December 2017. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Peoples Bancorp of North Carolina shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Peoples Bancorp of North Carolina shares which in turn could have impacted Peoples Bancorp of North Carolina's share price.

Peoples Bancorp of North Carolina share price volatility

Over the last 12 months, Peoples Bancorp of North Carolina's shares have ranged in value from as little as $13.8924 up to $27.95. A popular way to gauge a stock's volatility is its "beta".

PEBK.US volatility(beta: 0.92)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Peoples Bancorp of North Carolina's is 0.92. This would suggest that Peoples Bancorp of North Carolina's shares are less volatile than average (for this exchange).

Peoples Bancorp of North Carolina overview

Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank that provides various banking products and services to individuals and small to medium-sized businesses. It offers various deposit products. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. As of December 31, 2019, it operated 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary in North Carolina. The company also operates loan production offices in Denver and Durham, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site