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Penns Woods Bancorp, Inc is a banks-regional business based in the US. Penns Woods Bancorp shares (PWOD) are listed on the NASDAQ and all prices are listed in US Dollars. Penns Woods Bancorp employs 336 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$18.62 - $28.19|
|50-day moving average||$24.91|
|200-day moving average||$24.14|
|Wall St. target price||N/A|
|Dividend yield||$1.28 (5.56%)|
|Earnings per share (TTM)||$2.16|
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Penns Woods Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Penns Woods Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Penns Woods Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Penns Woods Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$57.8 million|
|Operating margin TTM||36.08%|
|Gross profit TTM||$57.8 million|
|Return on assets TTM||0.87%|
|Return on equity TTM||9.54%|
|Market capitalisation||$172.6 million|
TTM: trailing 12 months
There are currently 68,641 Penns Woods Bancorp shares held short by investors – that's known as Penns Woods Bancorp's "short interest". This figure is 2.2% up from 67,170 last month.
There are a few different ways that this level of interest in shorting Penns Woods Bancorp shares can be evaluated.
Penns Woods Bancorp's "short interest ratio" (SIR) is the quantity of Penns Woods Bancorp shares currently shorted divided by the average quantity of Penns Woods Bancorp shares traded daily (recently around 21251.083591331). Penns Woods Bancorp's SIR currently stands at 3.23. In other words for every 100,000 Penns Woods Bancorp shares traded daily on the market, roughly 3230 shares are currently held short.
However Penns Woods Bancorp's short interest can also be evaluated against the total number of Penns Woods Bancorp shares, or, against the total number of tradable Penns Woods Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Penns Woods Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Penns Woods Bancorp shares in existence, roughly 10 shares are currently held short) or 0.01% of the tradable shares (for every 100,000 tradable Penns Woods Bancorp shares, roughly 10 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Penns Woods Bancorp.
Find out more about how you can short Penns Woods Bancorp stock.
Dividend payout ratio: 56.55% of net profits
Recently Penns Woods Bancorp has paid out, on average, around 56.55% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Penns Woods Bancorp shareholders could enjoy a 5.56% return on their shares, in the form of dividend payments. In Penns Woods Bancorp's case, that would currently equate to about $1.28 per share.
Penns Woods Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Penns Woods Bancorp's most recent dividend payout was on 22 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 7 March 2021 (the "ex-dividend date").
Penns Woods Bancorp's shares were split on a 3:2 basis on 30 September 2019. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Penns Woods Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Penns Woods Bancorp shares which in turn could have impacted Penns Woods Bancorp's share price.
Over the last 12 months, Penns Woods Bancorp's shares have ranged in value from as little as $18.6167 up to $28.19. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Penns Woods Bancorp's is 0.7352. This would suggest that Penns Woods Bancorp's shares are less volatile than average (for this exchange).
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking accounts and IRAs. It also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, the company provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, it engages in real estate transactions and investment activities. The company operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne counties, Pennsylvania.
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