How to buy Pacific Premier Bancorp stock | $45.97

Pacific Premier Bancorp, Inc is a banks-regional business based in the US. Pacific Premier Bancorp shares (PPBI) are listed on the NASDAQ and all prices are listed in US Dollars. Pacific Premier Bancorp employs 1,478 staff and has a trailing 12-month revenue of around 0.00.

Pacific Premier Bancorp stock price (NASDAQ: PPBI)

Use our graph to track the performance of PPBI stocks over time.

Pacific Premier Bancorp shares at a glance

• Key figures

Information last updated 2021-07-30.

Latest market close	$45.97
52-week range	$17.98 - $47.46
50-day moving average	$41.18
200-day moving average	$41.68
Wall St. target price	$50.43
PE ratio	12.2035
Dividend yield	$1.24 (3.24%)
Earnings per share (TTM)	$3.15

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Is it a good time to buy Pacific Premier Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Pacific Premier Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Pacific Premier Bancorp price performance over time

Historical closes compared with the close of $45.97 from 2021-05-28

1 week (2021-07-21)	N/A
1 month (2021-07-01)	7.61%
3 months (2021-04-30)	4.41%
6 months (2021-01-28)	N/A

1 year (2020-07-28)	N/A
2 years (2019-07-28)	N/A
3 years (2018-07-28)	N/A
5 years (2016-07-28)	N/A

Is Pacific Premier Bancorp under- or over-valued?

Valuing Pacific Premier Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Pacific Premier Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Pacific Premier Bancorp's P/E ratio

Pacific Premier Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Pacific Premier Bancorp shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Pacific Premier Bancorp's PEG ratio

Pacific Premier Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.98. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Pacific Premier Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Pacific Premier Bancorp financials

Revenue TTM	$788.5 million
Operating margin TTM	54.93%
Gross profit TTM	$453.7 million
Return on assets TTM	1.46%
Return on equity TTM	10.92%
Profit margin	37.88%
Book value	$29.72
Market capitalisation	$3.6 billion

TTM: trailing 12 months

Shorting Pacific Premier Bancorp shares

There are currently 1.6 million Pacific Premier Bancorp shares held short by investors – that's known as Pacific Premier Bancorp's "short interest". This figure is 4.4% up from 1.5 million last month.

There are a few different ways that this level of interest in shorting Pacific Premier Bancorp shares can be evaluated.

Pacific Premier Bancorp's "short interest ratio" (SIR)

Pacific Premier Bancorp's "short interest ratio" (SIR) is the quantity of Pacific Premier Bancorp shares currently shorted divided by the average quantity of Pacific Premier Bancorp shares traded daily (recently around 511615.87301587). Pacific Premier Bancorp's SIR currently stands at 3.15. In other words for every 100,000 Pacific Premier Bancorp shares traded daily on the market, roughly 3150 shares are currently held short.

However Pacific Premier Bancorp's short interest can also be evaluated against the total number of Pacific Premier Bancorp shares, or, against the total number of tradable Pacific Premier Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Pacific Premier Bancorp's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Pacific Premier Bancorp shares in existence, roughly 20 shares are currently held short) or 0.0174% of the tradable shares (for every 100,000 tradable Pacific Premier Bancorp shares, roughly 17 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Pacific Premier Bancorp.

Find out more about how you can short Pacific Premier Bancorp stock.

Pacific Premier Bancorp share dividends

Dividend payout ratio: 58.22% of net profits

Recently Pacific Premier Bancorp has paid out, on average, around 58.22% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.44% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Pacific Premier Bancorp shareholders could enjoy a 3.44% return on their shares, in the form of dividend payments. In Pacific Premier Bancorp's case, that would currently equate to about $1.24 per share.

Pacific Premier Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Pacific Premier Bancorp's most recent dividend payout was on 13 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 4 August 2021 (the "ex-dividend date").

Have Pacific Premier Bancorp's shares ever split?

Pacific Premier Bancorp's shares were split on a 1:5 basis on 11 June 2001. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Pacific Premier Bancorp shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for Pacific Premier Bancorp shares which in turn could have impacted Pacific Premier Bancorp's share price.

Pacific Premier Bancorp share price volatility

Over the last 12 months, Pacific Premier Bancorp's shares have ranged in value from as little as $17.984 up to $47.46. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Pacific Premier Bancorp's is 1.3667. This would suggest that Pacific Premier Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Pacific Premier Bancorp overview

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio include commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 65 full-service depository branches located in California, Washington, Oregon, Arizona, and Nevada. Pacific Premier Bancorp, Inc.

Frequently asked questions

What percentage of Pacific Premier Bancorp is owned by insiders or institutions?
Currently 1.648% of Pacific Premier Bancorp shares are held by insiders and 93.847% by institutions. How many people work for Pacific Premier Bancorp?
Latest data suggests 1,478 work at Pacific Premier Bancorp. When does the fiscal year end for Pacific Premier Bancorp?
Pacific Premier Bancorp's fiscal year ends in December. Where is Pacific Premier Bancorp based?
Pacific Premier Bancorp's address is: 17901 Von Karman Avenue, Irvine, CA, United States, 92614 What is Pacific Premier Bancorp's ISIN number?
Pacific Premier Bancorp's international securities identification number is: US69478X1054 What is Pacific Premier Bancorp's CUSIP number?
Pacific Premier Bancorp's Committee on Uniform Securities Identification Procedures number is: 53184P101