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How to buy Orrstown Financial Services stock

Own Orrstown Financial Services stock in just a few minutes.

Orrstown Financial Services, Inc is a banks-regional business based in the US. Orrstown Financial Services shares (ORRF) are listed on the NASDAQ and all prices are listed in US Dollars. Orrstown Financial Services employs 400 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Orrstown Financial Services

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – ORRF – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Orrstown Financial Services share price

Use our graph to track the performance of ORRF stocks over time.

Orrstown Financial Services shares at a glance

Information last updated 2021-04-23.
52-week range$11.36 - $24.74
50-day moving average $22.51
200-day moving average $18.18
Wall St. target price$25.25
PE ratio 8.2139
Dividend yield $0.69 (3%)
Earnings per share (TTM) $2.86

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Orrstown Financial Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Orrstown Financial Services under- or over-valued?

Valuing Orrstown Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Orrstown Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Orrstown Financial Services's P/E ratio

Orrstown Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Orrstown Financial Services shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Orrstown Financial Services financials

Revenue TTM $112.5 million
Operating margin TTM 38.33%
Gross profit TTM $106.5 million
Return on assets TTM 1.18%
Return on equity TTM 13.59%
Profit margin 28.09%
Book value $22.62
Market capitalisation $258.9 million

TTM: trailing 12 months

Shorting Orrstown Financial Services shares

There are currently 116,086 Orrstown Financial Services shares held short by investors – that's known as Orrstown Financial Services's "short interest". This figure is 22.2% up from 94,997 last month.

There are a few different ways that this level of interest in shorting Orrstown Financial Services shares can be evaluated.

Orrstown Financial Services's "short interest ratio" (SIR)

Orrstown Financial Services's "short interest ratio" (SIR) is the quantity of Orrstown Financial Services shares currently shorted divided by the average quantity of Orrstown Financial Services shares traded daily (recently around 47969.421487603). Orrstown Financial Services's SIR currently stands at 2.42. In other words for every 100,000 Orrstown Financial Services shares traded daily on the market, roughly 2420 shares are currently held short.

However Orrstown Financial Services's short interest can also be evaluated against the total number of Orrstown Financial Services shares, or, against the total number of tradable Orrstown Financial Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Orrstown Financial Services's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Orrstown Financial Services shares in existence, roughly 10 shares are currently held short) or 0.0108% of the tradable shares (for every 100,000 tradable Orrstown Financial Services shares, roughly 11 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Orrstown Financial Services.

Find out more about how you can short Orrstown Financial Services stock.

Orrstown Financial Services share dividends

21%

Dividend payout ratio: 21.08% of net profits

Recently Orrstown Financial Services has paid out, on average, around 21.08% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Orrstown Financial Services shareholders could enjoy a 3.06% return on their shares, in the form of dividend payments. In Orrstown Financial Services's case, that would currently equate to about $0.69 per share.

While Orrstown Financial Services's payout ratio might seem low, this can signify that Orrstown Financial Services is investing more in its future growth.

Orrstown Financial Services's most recent dividend payout was on 7 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 28 January 2021 (the "ex-dividend date").

Have Orrstown Financial Services's shares ever split?

Orrstown Financial Services's shares were split on a 105:100 basis on 22 May 2007. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Orrstown Financial Services shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Orrstown Financial Services shares which in turn could have impacted Orrstown Financial Services's share price.

Orrstown Financial Services share price volatility

Over the last 12 months, Orrstown Financial Services's shares have ranged in value from as little as $11.3571 up to $24.7402. A popular way to gauge a stock's volatility is its "beta".

ORRF.US volatility(beta: 1.01)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Orrstown Financial Services's is 1.0105. This would suggest that Orrstown Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Orrstown Financial Services overview

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, working capital, construction, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agribusiness loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland.

Frequently asked questions

What percentage of Orrstown Financial Services is owned by insiders or institutions?
Currently 3.696% of Orrstown Financial Services shares are held by insiders and 43.872% by institutions.
How many people work for Orrstown Financial Services?
Latest data suggests 400 work at Orrstown Financial Services.
When does the fiscal year end for Orrstown Financial Services?
Orrstown Financial Services's fiscal year ends in December.
Where is Orrstown Financial Services based?
Orrstown Financial Services's address is: 77 East King Street, Shippensburg, PA, United States, 17257
What is Orrstown Financial Services's ISIN number?
Orrstown Financial Services's international securities identification number is: US6873801053
What is Orrstown Financial Services's CUSIP number?
Orrstown Financial Services's Committee on Uniform Securities Identification Procedures number is: 687380105

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