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How to buy Orrstown Financial Services stock
Learn how to easily invest in Orrstown Financial Services stock.
Orrstown Financial Services Inc is a banks-regional business based in the US. Orrstown Financial Services shares (ORRF) are listed on the NASDAQ and all prices are listed in US Dollars. Orrstown Financial Services employs 412 staff and has a trailing 12-month revenue of around $115.6 million.
How to buy shares in Orrstown Financial Services
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – ORRF – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- ORRF shares summary
- Compare share dealing platforms
- Is ORRF stock a buy or sell?
- Stock performance over time
- Are ORRF shares over-valued?
- Orrstown Financial Services's financials
- How volatile are ORRF shares?
- Does Orrstown Financial Services pay a dividend?
- Have ORRF shares ever split?
- Other common questions
Orrstown Financial Services stock price (NASDAQ: ORRF)Use our graph to track the performance of ORRF stocks over time.
Orrstown Financial Services shares at a glance
|Latest market close||$24.58|
|52-week range||$21.48 - $27.37|
|50-day moving average||$25.88|
|200-day moving average||$24.56|
|Wall St. target price||$29.00|
|Dividend yield||$0.76 (3.09%)|
|Earnings per share (TTM)||$2.84|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Orrstown Financial Services stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Orrstown Financial Services price performance over time
|1 week (2022-09-21)||-2.54%|
|1 month (2022-08-29)||-5.50%|
|3 months (2022-06-29)||1.70%|
|6 months (2022-03-29)||5.90%|
|1 year (2021-09-29)||3.93%|
|2 years (2020-09-29)||91.28%|
|3 years (2019-09-27)||10.67%|
|5 years (2017-09-28)||24.9|
Is Orrstown Financial Services stock undervalued or overvalued?
Valuing Orrstown Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Orrstown Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Orrstown Financial Services's P/E ratio
Orrstown Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Orrstown Financial Services shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Orrstown Financial Services financials
|Revenue TTM||$115.6 million|
|Operating margin TTM||34.79%|
|Gross profit TTM||$114 million|
|Return on assets TTM||1.09%|
|Return on equity TTM||12.37%|
|Market capitalisation||$263.6 million|
TTM: trailing 12 months
Orrstown Financial Services share dividends
Dividend payout ratio: 26.76% of net profits
Recently Orrstown Financial Services has paid out, on average, around 26.76% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.09% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Orrstown Financial Services shareholders could enjoy a 3.09% return on their shares, in the form of dividend payments. In Orrstown Financial Services's case, that would currently equate to about $0.76 per share.
While Orrstown Financial Services's payout ratio might seem fairly standard, it's worth remembering that Orrstown Financial Services may be investing much of the rest of its net profits in future growth.
Orrstown Financial Services's most recent dividend payout was on 7 August 2022. The latest dividend was paid out to all shareholders who bought their shares by 28 July 2022 (the "ex-dividend date").
Have Orrstown Financial Services's shares ever split?
Orrstown Financial Services's shares were split on a 105:100 basis on 22 May 2007. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Orrstown Financial Services shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Orrstown Financial Services shares which in turn could have impacted Orrstown Financial Services's share price.
Orrstown Financial Services share price volatility
Over the last 12 months, Orrstown Financial Services's shares have ranged in value from as little as $21.4805 up to $27.37. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Orrstown Financial Services's is 0.8006. This would suggest that Orrstown Financial Services's shares are less volatile than average (for this exchange).
Orrstown Financial Services overview
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland.
Orrstown Financial Services in the news
Orrstown Financial Services, Inc. Announces Strategic Initiatives to Drive Long-Term Growth and Improve Operating Efficiencies
Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) top owners are individual investors with 48% stake, while45% is held by institutions
Frequently asked questionsWhat percentage of Orrstown Financial Services is owned by insiders or institutions?
Currently 4.056% of Orrstown Financial Services shares are held by insiders and 48.583% by institutions. How many people work for Orrstown Financial Services?
Latest data suggests 412 work at Orrstown Financial Services. When does the fiscal year end for Orrstown Financial Services?
Orrstown Financial Services's fiscal year ends in December. Where is Orrstown Financial Services based?
Orrstown Financial Services's address is: 77 East King Street, Shippensburg, PA, United States, 17257 What is Orrstown Financial Services's ISIN number?
Orrstown Financial Services's international securities identification number is: US6873801053 What is Orrstown Financial Services's CUSIP number?
Orrstown Financial Services's Committee on Uniform Securities Identification Procedures number is: 687380105
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