How to buy OP Bancorp stock - 07 March

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How to buy OP Bancorp stock

Own OP Bancorp stock in just a few minutes.

Fact checked

OP Bancorp is a banks-regional business based in the US. OP Bancorp shares (OPBK) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in OP Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for OP Bancorp. Find the stock by name or ticker symbol: OPBK. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until OP Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of OP Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of OP Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

OP Bancorp share price

Use our graph to track the performance of OPBK stocks over time.

OP Bancorp shares at a glance

Information last updated 2021-03-03.
52-week rangeUSD$5.3778 - USD$10.1299
50-day moving average USD$8.4188
200-day moving average USD$7.1529
Wall St. target priceUSD$10.25
PE ratio 11.2
Dividend yield USD$0.28 (3.02%)
Earnings per share (TTM) USD$0.85

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy OP Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is OP Bancorp under- or over-valued?

Valuing OP Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OP Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

OP Bancorp's P/E ratio

OP Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, OP Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

OP Bancorp financials

Revenue TTM USD$50.2 million
Operating margin TTM 39.97%
Gross profit TTM USD$50.2 million
Return on assets TTM 1.04%
Return on equity TTM 9.28%
Profit margin 26.24%
Book value $9.55
Market capitalisation USD$143.7 million

TTM: trailing 12 months

Shorting OP Bancorp shares

There are currently 114,491 OP Bancorp shares held short by investors – that's known as OP Bancorp's "short interest". This figure is 38% up from 82,935 last month.

There are a few different ways that this level of interest in shorting OP Bancorp shares can be evaluated.

OP Bancorp's "short interest ratio" (SIR)

OP Bancorp's "short interest ratio" (SIR) is the quantity of OP Bancorp shares currently shorted divided by the average quantity of OP Bancorp shares traded daily (recently around 43698.854961832). OP Bancorp's SIR currently stands at 2.62. In other words for every 100,000 OP Bancorp shares traded daily on the market, roughly 2620 shares are currently held short.

However OP Bancorp's short interest can also be evaluated against the total number of OP Bancorp shares, or, against the total number of tradable OP Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case OP Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 OP Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0096% of the tradable shares (for every 100,000 tradable OP Bancorp shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against OP Bancorp.

Find out more about how you can short OP Bancorp stock.

OP Bancorp share dividends

33%

Dividend payout ratio: 32.94% of net profits

Recently OP Bancorp has paid out, on average, around 32.94% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.05% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OP Bancorp shareholders could enjoy a 3.05% return on their shares, in the form of dividend payments. In OP Bancorp's case, that would currently equate to about $0.28 per share.

While OP Bancorp's payout ratio might seem fairly standard, it's worth remembering that OP Bancorp may be investing much of the rest of its net profits in future growth.

OP Bancorp's most recent dividend payout was on 25 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 10 February 2021 (the "ex-dividend date").

OP Bancorp share price volatility

Over the last 12 months, OP Bancorp's shares have ranged in value from as little as $5.3778 up to $10.1299. A popular way to gauge a stock's volatility is its "beta".

OPBK.US volatility(beta: 0.52)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while OP Bancorp's is 0.5187. This would suggest that OP Bancorp's shares are less volatile than average (for this exchange).

OP Bancorp overview

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificate of deposits. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, and consumer loans; trade financing products; letters of credit, and SWIFT and export advice; and home mortgage loans. In addition, it offers online banking, mobile banking, debit and credit card, online transfer and bill payment, and cash management services. As of April 23, 2020, it operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. The company also had four loan production offices in Atlanta, Georgia; Aurora Colorado; and Lynnwood and Seattle in Washington. OP Bancorp was founded in 2005 and is headquartered in Los Angeles, California.

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