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Old Second Bancorp is a banks-regional business based in the US. Old Second Bancorp shares (OSBC) are listed on the NASDAQ and all prices are listed in US Dollars. Old Second Bancorp employs 891 staff and has a trailing 12-month revenue of around $198.2 million.
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| Latest market close | $16.85 |
|---|---|
| 52-week range | $12.71 - $17.74 |
| 50-day moving average | $16.64 |
| 200-day moving average | $14.88 |
| Wall St. target price | $20.60 |
| PE ratio | 24.6349 |
| Dividend yield | $0.2 (1.32%) |
| Earnings per share (TTM) | $0.63 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $16.85 from 2023-02-01
| 1 week (2023-01-26) | 4.01% |
|---|---|
| 1 month (2022-12-30) | 5.05% |
| 3 months (2022-11-02) | 2.87% |
| 6 months (2022-08-02) | 19.84% |
| 1 year (2022-02-02) | 22.90% |
|---|---|
| 2 years (2021-02-02) | 61.40% |
| 3 years (2020-01-31) | 37.16% |
| 5 years (2018-02-02) | 19.08% |
Valuing Old Second Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Old Second Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Old Second Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 25x. In other words, Old Second Bancorp shares trade at around 25x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Old Second Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.6. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Old Second Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $198.2 million |
|---|---|
| Operating margin TTM | 28.52% |
| Gross profit TTM | $131.7 million |
| Return on assets TTM | 0.75% |
| Return on equity TTM | 9.2% |
| Profit margin | 17.52% |
| Book value | $9.73 |
| Market capitalisation | $691.8 million |
TTM: trailing 12 months
Dividend payout ratio: 15.04% of net profits
Recently Old Second Bancorp has paid out, on average, around 15.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.32% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Old Second Bancorp shareholders could enjoy a 1.32% return on their shares, in the form of dividend payments. In Old Second Bancorp's case, that would currently equate to about $0.2 per share.
While Old Second Bancorp's payout ratio might seem low, this can signify that Old Second Bancorp is investing more in its future growth.
Old Second Bancorp's most recent dividend payout was on 5 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 25 January 2023 (the "ex-dividend date").
Old Second Bancorp's shares were split on a 2:1 basis on 28 July 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Old Second Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Old Second Bancorp shares which in turn could have impacted Old Second Bancorp's share price.
Over the last 12 months, Old Second Bancorp's shares have ranged in value from as little as $12.7137 up to $17.7425. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Old Second Bancorp's is 1.1203. This would suggest that Old Second Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U. S. treasury notes and bonds.
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