Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Old Second Bancorp stock

Learn how to easily invest in Old Second Bancorp stock.

Old Second Bancorp is a banks-regional business based in the US. Old Second Bancorp shares (OSBC) are listed on the NASDAQ and all prices are listed in US Dollars. Old Second Bancorp employs 891 staff and has a trailing 12-month revenue of around $198.2 million.

How to buy Old Second Bancorp stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
  2. Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
  3. Search for the stock by name or ticker symbol – OSBC. It's that simple.

Best for low fees

Finder Award

SoFi Invest


  • Trade stocks for $0 and no annual fee
  • Start trading with a $0 minimum deposit
  • Get up to $1,000 when you fund a new account within 30 days

Best for beginners

Finder Award

eToro


  • Trade stocks and ETFs for $0 and no annual fee
  • Minimum deposit of $10 required
  • FINDER EXCLUSIVE: Get $15 when you sign up and deposit $100

Promoted for easy user experience

Robinhood


  • Get free stock upon signup
  • Earn 4% interest on uninvested cash with Robinhood Gold
  • Get 1% match on contributions to a Robinhood IRA

Old Second Bancorp stock price (NASDAQ: OSBC)

Use our graph to track the performance of OSBC stocks over time.

Old Second Bancorp shares at a glance

Information last updated 2023-01-26.
Latest market close$16.85
52-week range$12.71 - $17.74
50-day moving average $16.64
200-day moving average $14.88
Wall St. target price$20.60
PE ratio 24.6349
Dividend yield $0.2 (1.32%)
Earnings per share (TTM) $0.63

Buy Old Second Bancorp stocks from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 6 of 6
Name Product Available asset types Stock trade fee Minimum deposit Signup bonus
SoFi Invest
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get up to $1,000
when you fund a new account within 30 days.
Winner of Finder’s Best Low-Cost Broker award.
Finder Award
eToro
Stocks, Options, ETFs, Cryptocurrency
$0
$10
FINDER EXCLUSIVE: Get $15
when you sign up and deposit $100
Winner of Finder’s Best Broker for Beginners award. Not available in NY, NV, MN, TN, and HI.
Robinhood
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get a free stock
when you successfully sign up and link your bank account.
Make unlimited commission-free trades, plus earn 4% interest on uninvested cash in your account with Robinhood Gold.
tastyworks
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get $200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Highly commended for Best Derivatives Trading Platform award.
Public.com
Stocks, ETFs, Cryptocurrency, Alternatives
$0
$0
Get up to $300 in either stocks or crypto
when you use code FINDERUS to sign up and fund a new account.
Trade stocks and ETFs commission-free, plus gain access to alternative investments like art, NFTs and more.
Interactive Brokers
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Futures, Forex
$0
$0
N/A
Winner of Finder’s Best Overall Stock Broker award.
loading

Compare up to 4 providers

Information on this page is for educational purposes only. Finder is not an advisor or brokerage service, and we don't recommend investors to trade specific stocks or other investments.

Finder is not a client of any featured partner. We may be paid a fee for referring prospective clients to a partner, though it is not a recommendation to invest in any one partner.

Is it a good time to buy Old Second Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Old Second Bancorp price performance over time

Historical closes compared with the close of $16.85 from 2023-02-01

1 week (2023-01-26) 4.01%
1 month (2022-12-30) 5.05%
3 months (2022-11-02) 2.87%
6 months (2022-08-02) 19.84%
1 year (2022-02-02) 22.90%
2 years (2021-02-02) 61.40%
3 years (2020-01-31) 37.16%
5 years (2018-02-02) 19.08%

Is Old Second Bancorp stock undervalued or overvalued?

Valuing Old Second Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Old Second Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Old Second Bancorp's P/E ratio

Old Second Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 25x. In other words, Old Second Bancorp shares trade at around 25x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Old Second Bancorp's PEG ratio

Old Second Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.6. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Old Second Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Old Second Bancorp financials

Revenue TTM $198.2 million
Operating margin TTM 28.52%
Gross profit TTM $131.7 million
Return on assets TTM 0.75%
Return on equity TTM 9.2%
Profit margin 17.52%
Book value $9.73
Market capitalisation $691.8 million

TTM: trailing 12 months

Old Second Bancorp share dividends

15%

Dividend payout ratio: 15.04% of net profits

Recently Old Second Bancorp has paid out, on average, around 15.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.32% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Old Second Bancorp shareholders could enjoy a 1.32% return on their shares, in the form of dividend payments. In Old Second Bancorp's case, that would currently equate to about $0.2 per share.

While Old Second Bancorp's payout ratio might seem low, this can signify that Old Second Bancorp is investing more in its future growth.

Old Second Bancorp's most recent dividend payout was on 5 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 25 January 2023 (the "ex-dividend date").

Have Old Second Bancorp's shares ever split?

Old Second Bancorp's shares were split on a 2:1 basis on 28 July 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Old Second Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Old Second Bancorp shares which in turn could have impacted Old Second Bancorp's share price.

Old Second Bancorp share price volatility

Over the last 12 months, Old Second Bancorp's shares have ranged in value from as little as $12.7137 up to $17.7425. A popular way to gauge a stock's volatility is its "beta".

OSBC.US volatility(beta: 1.12)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Old Second Bancorp's is 1.1203. This would suggest that Old Second Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Old Second Bancorp overview

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U. S. treasury notes and bonds.

Frequently asked questions

What percentage of Old Second Bancorp is owned by insiders or institutions?
Currently 6.401% of Old Second Bancorp shares are held by insiders and 67.435% by institutions.
How many people work for Old Second Bancorp?
Latest data suggests 891 work at Old Second Bancorp.
When does the fiscal year end for Old Second Bancorp?
Old Second Bancorp's fiscal year ends in December.
Where is Old Second Bancorp based?
Old Second Bancorp's address is: 37 South River Street, Aurora, IL, United States, 60506-4173
What is Old Second Bancorp's ISIN number?
Old Second Bancorp's international securities identification number is: US6802771005
What is Old Second Bancorp's CUSIP number?
Old Second Bancorp's Committee on Uniform Securities Identification Procedures number is: 680277100

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site