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Old Point Financial Corporation is a banks-regional business based in the US. Old Point Financial Corporation shares (OPOF) are listed on the NASDAQ and all prices are listed in US Dollars. Old Point Financial Corporation employs 273 staff and has a trailing 12-month revenue of around $52.4 million.
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| Latest market close | $27.25 |
|---|---|
| 52-week range | $20.06 - $29.06 |
| 50-day moving average | $23.90 |
| 200-day moving average | $24.44 |
| Wall St. target price | $15.00 |
| PE ratio | 19.6667 |
| Dividend yield | $0.52 (1.84%) |
| Earnings per share (TTM) | $1.44 |
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $27.25 from 2022-09-23
| 1 week (2022-09-16) | -3.78% |
|---|---|
| 1 month (2022-08-22) | 14.02% |
| 3 months (2022-06-24) | 10.55% |
| 6 months (2022-03-21) | 8.87% |
| 1 year (2021-09-24) | 25.75% |
|---|---|
| 2 years (2020-09-25) | 78.57% |
| 3 years (2019-09-25) | 15.96% |
| 5 years (2017-09-25) | 30.21 |
Valuing Old Point Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Old Point Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Old Point Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 20x. In other words, Old Point Financial Corporation shares trade at around 20x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $52.4 million |
|---|---|
| Operating margin TTM | 16.3% |
| Gross profit TTM | $52.9 million |
| Return on assets TTM | 0.58% |
| Return on equity TTM | 6.79% |
| Profit margin | 14.33% |
| Book value | $19.97 |
| Market capitalisation | $142 million |
TTM: trailing 12 months
Dividend payout ratio: 35.93% of net profits
Recently Old Point Financial Corporation has paid out, on average, around 35.93% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.84% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Old Point Financial Corporation shareholders could enjoy a 1.84% return on their shares, in the form of dividend payments. In Old Point Financial Corporation's case, that would currently equate to about $0.52 per share.
While Old Point Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that Old Point Financial Corporation may be investing much of the rest of its net profits in future growth.
Old Point Financial Corporation's most recent dividend payout was on 29 September 2022. The latest dividend was paid out to all shareholders who bought their shares by 5 September 2022 (the "ex-dividend date").
Old Point Financial Corporation's shares were split on a 5:4 basis on 1 October 2007. So if you had owned 4 shares the day before before the split, the next day you'd have owned 5 shares. This wouldn't directly have changed the overall worth of your Old Point Financial Corporation shares – just the quantity. However, indirectly, the new 20% lower share price could have impacted the market appetite for Old Point Financial Corporation shares which in turn could have impacted Old Point Financial Corporation's share price.
Over the last 12 months, Old Point Financial Corporation's shares have ranged in value from as little as $20.0618 up to $29.06. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Old Point Financial Corporation's is 0.7. This would suggest that Old Point Financial Corporation's shares are less volatile than average (for this exchange).
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia. .
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