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How to buy OFG Bancorp stock
Learn how to easily invest in OFG Bancorp stock.
OFG Bancorp is a banks-regional business based in the US. OFG Bancorp shares (OFG) are listed on the NYSE and all prices are listed in US Dollars. OFG Bancorp employs 2,241 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in OFG Bancorp
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – OFG – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
OFG Bancorp stock price (NYSE: OFG)Use our graph to track the performance of OFG stocks over time.
OFG Bancorp shares at a glance
|Latest market close||$28.87|
|52-week range||$15.74 - $30.55|
|50-day moving average||$26.51|
|200-day moving average||$24.47|
|Wall St. target price||$32.67|
|Dividend yield||$0.35 (1.57%)|
|Earnings per share (TTM)||$2.58|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy OFG Bancorp stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
OFG Bancorp price performance over time
|1 week (2022-01-13)||-3.64%|
|1 month (2021-12-20)||18.03%|
|3 months (2021-10-20)||15.90%|
|6 months (2021-07-20)||40.90%|
|1 year (2021-01-20)||45.29%|
|2 years (2020-01-17)||31.29%|
|3 years (2019-01-18)||58.80%|
|5 years (2017-01-20)||120.38%|
Is OFG Bancorp stock undervalued or overvalued?
Valuing OFG Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OFG Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
OFG Bancorp's P/E ratio
OFG Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, OFG Bancorp shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
OFG Bancorp's PEG ratio
OFG Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into OFG Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
OFG Bancorp financials
|Revenue TTM||$524.3 million|
|Operating margin TTM||42.28%|
|Gross profit TTM||$432.8 million|
|Return on assets TTM||1.32%|
|Return on equity TTM||1315.79%|
|Market capitalisation||$1.5 billion|
TTM: trailing 12 months
OFG Bancorp share dividends
Dividend payout ratio: 14.55% of net profits
Recently OFG Bancorp has paid out, on average, around 14.55% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.57% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OFG Bancorp shareholders could enjoy a 1.57% return on their shares, in the form of dividend payments. In OFG Bancorp's case, that would currently equate to about $0.35 per share.
While OFG Bancorp's payout ratio might seem low, this can signify that OFG Bancorp is investing more in its future growth.
OFG Bancorp's most recent dividend payout was on 17 January 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 December 2021 (the "ex-dividend date").
Have OFG Bancorp's shares ever split?
OFG Bancorp's shares were split on a 11:10 basis on 28 December 2004. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your OFG Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for OFG Bancorp shares which in turn could have impacted OFG Bancorp's share price.
OFG Bancorp share price volatility
Over the last 12 months, OFG Bancorp's shares have ranged in value from as little as $15.7391 up to $30.55. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while OFG Bancorp's is 1.3969. This would suggest that OFG Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
OFG Bancorp overview
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending; financial planning; and corporate and individual trust services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; separately-managed accounts and mutual fund asset allocation programs; and retirement planning, pension administration, trust, and other financial services. In addition, the company involved in the insurance agency business; administration of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U. S. government sponsored agencies, and securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities.
OFG Bancorp in the news
Oriental Financial Group (OFG) Q4 2021 Earnings Call Transcript
OFG Bancorp (OFG) CEO Jose Fernandez on Q4 2021 Results - Earnings Call Transcript
OFG Bancorp 2022 Q4 - Results - Earnings Call Presentation
Frequently asked questionsWhat percentage of OFG Bancorp is owned by insiders or institutions?
Currently 1.97% of OFG Bancorp shares are held by insiders and 95.054% by institutions. How many people work for OFG Bancorp?
Latest data suggests 2,241 work at OFG Bancorp. When does the fiscal year end for OFG Bancorp?
OFG Bancorp's fiscal year ends in December. Where is OFG Bancorp based?
OFG Bancorp's address is: 254 Muñoz Rivera Avenue, San Juan, PR, United States, 00918 What is OFG Bancorp's ISIN number?
OFG Bancorp's international securities identification number is: PR67103X1020 What is OFG Bancorp's CUSIP number?
OFG Bancorp's Committee on Uniform Securities Identification Procedures number is: 67103X102
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