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OFG Bancorp is a banks-regional business based in the US. OFG Bancorp shares (OFG) are listed on the NYSE and all prices are listed in US Dollars. OFG Bancorp employs 2,405 staff and has a trailing 12-month revenue of around USD$389.4 million.
|Latest market close||USD$18.54|
|52-week range||USD$8.4817 - USD$23.3321|
|50-day moving average||USD$17.4329|
|200-day moving average||USD$14.3602|
|Wall St. target price||USD$19.5|
|Dividend yield||USD$0.28 (1.55%)|
|Earnings per share (TTM)||USD$0.839|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-13)||N/A|
|1 month (2020-12-24)||4.33%|
|3 months (2020-10-20)||N/A|
|6 months (2020-07-20)||N/A|
|1 year (2020-01-20)||N/A|
|2 years (2019-01-20)||N/A|
|3 years (2018-01-20)||N/A|
|5 years (2016-01-20)||N/A|
Valuing OFG Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OFG Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
OFG Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 21x. In other words, OFG Bancorp shares trade at around 21x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
OFG Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into OFG Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$389.4 million|
|Operating margin TTM||27.31%|
|Gross profit TTM||USD$308.2 million|
|Return on assets TTM||0.61%|
|Return on equity TTM||4.74%|
|Market capitalisation||USD$915.5 million|
TTM: trailing 12 months
There are currently 486,016 OFG Bancorp shares held short by investors – that's known as OFG Bancorp's "short interest". This figure is 15.9% down from 577,568 last month.
There are a few different ways that this level of interest in shorting OFG Bancorp shares can be evaluated.
OFG Bancorp's "short interest ratio" (SIR) is the quantity of OFG Bancorp shares currently shorted divided by the average quantity of OFG Bancorp shares traded daily (recently around 173577.14285714). OFG Bancorp's SIR currently stands at 2.8. In other words for every 100,000 OFG Bancorp shares traded daily on the market, roughly 2800 shares are currently held short.
However OFG Bancorp's short interest can also be evaluated against the total number of OFG Bancorp shares, or, against the total number of tradable OFG Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case OFG Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 OFG Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0132% of the tradable shares (for every 100,000 tradable OFG Bancorp shares, roughly 13 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against OFG Bancorp.
Find out more about how you can short OFG Bancorp stock.
Dividend payout ratio: 25.69% of net profits
Recently OFG Bancorp has paid out, on average, around 25.69% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.55% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OFG Bancorp shareholders could enjoy a 1.55% return on their shares, in the form of dividend payments. In OFG Bancorp's case, that would currently equate to about $0.28 per share.
While OFG Bancorp's payout ratio might seem fairly standard, it's worth remembering that OFG Bancorp may be investing much of the rest of its net profits in future growth.
OFG Bancorp's most recent dividend payout was on 15 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2020 (the "ex-dividend date").
OFG Bancorp's shares were split on a 11:10 basis on 29 December 2004. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your OFG Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for OFG Bancorp shares which in turn could have impacted OFG Bancorp's share price.
Over the last 12 months, OFG Bancorp's shares have ranged in value from as little as $8.4817 up to $23.3321. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while OFG Bancorp's is 1.6535. This would suggest that OFG Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
OFG Bancorp, a financial holding company, provides various banking and financial services. It operates in three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending; financial planning; and corporate and individual trust services. It also provides securities brokerage services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; separately-managed accounts and mutual fund asset allocation programs; and pension administration, trust, and other financial services. In addition, the company involves in insurance agency business; administration of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers investment brokerage, investment banking, and money and interest rate risk management, as well as derivatives and borrowings activities. The company operates through a network of 55 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is based in San Juan, Puerto Rico.
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