How to buy Oak Valley Bancorp stock

Oak Valley Bancorp is a banks-regional business based in the US. Oak Valley Bancorp shares (OVLY) are listed on the NASDAQ and all prices are listed in US Dollars. Oak Valley Bancorp employs 183 staff and has a trailing 12-month revenue of around USD$47.6 million.

How to buy shares in Oak Valley Bancorp

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Oak Valley Bancorp. Find the stock by name or ticker symbol: OVLY. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Oak Valley Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Oak Valley Bancorp, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Oak Valley Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Oak Valley Bancorp share price

Use our graph to track the performance of OVLY stocks over time.

Oak Valley Bancorp shares at a glance

• Key figures

Information last updated 2021-02-24.

52-week range	USD$10.509 - USD$19.0712
50-day moving average	USD$15.9261
200-day moving average	USD$15.4127
Wall St. target price	N/A
PE ratio	9.875
Dividend yield	USD$0.285 (1.81%)
Earnings per share (TTM)	USD$1.68

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Is it a good time to buy Oak Valley Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Oak Valley Bancorp by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Oak Valley Bancorp financials

Revenue TTM	USD$47.6 million
Operating margin TTM	37.27%
Gross profit TTM	USD$47.6 million
Return on assets TTM	0.96%
Return on equity TTM	11.57%
Profit margin	28.75%
Book value	$15.274
Market capitalisation	USD$136.4 million

TTM: trailing 12 months

Shorting Oak Valley Bancorp shares

There are currently 42,876 Oak Valley Bancorp shares held short by investors – that's known as Oak Valley Bancorp's "short interest". This figure is 2.3% up from 41,905 last month.

There are a few different ways that this level of interest in shorting Oak Valley Bancorp shares can be evaluated.

Oak Valley Bancorp's "short interest ratio" (SIR)

Oak Valley Bancorp's "short interest ratio" (SIR) is the quantity of Oak Valley Bancorp shares currently shorted divided by the average quantity of Oak Valley Bancorp shares traded daily (recently around 10692.269326683). Oak Valley Bancorp's SIR currently stands at 4.01. In other words for every 100,000 Oak Valley Bancorp shares traded daily on the market, roughly 4010 shares are currently held short.

However Oak Valley Bancorp's short interest can also be evaluated against the total number of Oak Valley Bancorp shares, or, against the total number of tradable Oak Valley Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Oak Valley Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Oak Valley Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0063% of the tradable shares (for every 100,000 tradable Oak Valley Bancorp shares, roughly 6 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Oak Valley Bancorp.

Find out more about how you can short Oak Valley Bancorp stock.

Have Oak Valley Bancorp's shares ever split?

Oak Valley Bancorp's shares were split on a 3:2 basis on 17 January 2006. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Oak Valley Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Oak Valley Bancorp shares which in turn could have impacted Oak Valley Bancorp's share price.

Oak Valley Bancorp share price volatility

Over the last 12 months, Oak Valley Bancorp's shares have ranged in value from as little as $10.509 up to $19.0712. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Oak Valley Bancorp's is 0.4888. This would suggest that Oak Valley Bancorp's shares are less volatile than average (for this exchange).

Oak Valley Bancorp overview

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides banking products and services to individuals and small and medium sized businesses in Oakdale, California, and surrounding areas. The company accepts various deposits products, such as checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans; commercial business lending and trade finance; and small business administration lending, as well as consumer loans consisting of personal loans, automobile loans, home improvement loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of July 22, 2020, it operated through 17 branches, including Oakdale, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, Tracy, Sacramento; two branches in Sonora; three branches in Modesto; and three branches in Bridgeport, Mammoth Lakes, and Bishop. Oak Valley Bancorp was founded in 1990 and is headquartered in Oakdale, California.

Frequently asked questions

• What percentage of Oak Valley Bancorp is owned by insiders or institutions?

  Currently 25.363% of Oak Valley Bancorp shares are held by insiders and 21.632% by institutions.

• How many people work for Oak Valley Bancorp?

  Latest data suggests 183 work at Oak Valley Bancorp.

• When does the fiscal year end for Oak Valley Bancorp?

  Oak Valley Bancorp's fiscal year ends in December.

• Where is Oak Valley Bancorp based?

  Oak Valley Bancorp's address is: 125 North Third Avenue, Oakdale, CA, United States, 95361

• What is Oak Valley Bancorp's ISIN number?

  Oak Valley Bancorp's international securities identification number is: US6718071052

• What is Oak Valley Bancorp's CUSIP number?

  Oak Valley Bancorp's Committee on Uniform Securities Identification Procedures number is: 671807105