How to buy Norwood Financial stock

Norwood Financial Corp is a banks-regional business based in the US. Norwood Financial shares (NWFL) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Norwood Financial

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Norwood Financial. Find the stock by name or ticker symbol: NWFL. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Norwood Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Norwood Financial, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Norwood Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Norwood Financial share price

Use our graph to track the performance of NWFL stocks over time.

Norwood Financial shares at a glance

• Key figures

Information last updated 2021-02-23.

52-week range	USD$20.6002 - USD$31.3996
50-day moving average	USD$25.3418
200-day moving average	USD$25.8682
Wall St. target price	N/A
PE ratio	11.689
Dividend yield	USD$1.01 (4.21%)
Earnings per share (TTM)	USD$2.09

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Is it a good time to buy Norwood Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Norwood Financial Corp by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Norwood Financial financials

Revenue TTM	USD$52.8 million
Operating margin TTM	39.73%
Gross profit TTM	USD$52.8 million
Return on assets TTM	0.98%
Return on equity TTM	9.08%
Profit margin	28.56%
Book value	$23.784
Market capitalisation	USD$201 million

TTM: trailing 12 months

Shorting Norwood Financial shares

There are currently 50,867 Norwood Financial shares held short by investors – that's known as Norwood Financial's "short interest". This figure is 1.3% down from 51,513 last month.

There are a few different ways that this level of interest in shorting Norwood Financial shares can be evaluated.

Norwood Financial's "short interest ratio" (SIR)

Norwood Financial's "short interest ratio" (SIR) is the quantity of Norwood Financial shares currently shorted divided by the average quantity of Norwood Financial shares traded daily (recently around 10296.963562753). Norwood Financial's SIR currently stands at 4.94. In other words for every 100,000 Norwood Financial shares traded daily on the market, roughly 4940 shares are currently held short.

However Norwood Financial's short interest can also be evaluated against the total number of Norwood Financial shares, or, against the total number of tradable Norwood Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Norwood Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Norwood Financial shares in existence, roughly 10 shares are currently held short) or 0.0069% of the tradable shares (for every 100,000 tradable Norwood Financial shares, roughly 7 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Norwood Financial.

Find out more about how you can short Norwood Financial stock.

Have Norwood Financial's shares ever split?

Norwood Financial's shares were split on a 3:2 basis on 18 September 2017. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Norwood Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Norwood Financial shares which in turn could have impacted Norwood Financial's share price.

Norwood Financial share price volatility

Over the last 12 months, Norwood Financial's shares have ranged in value from as little as $20.6002 up to $31.3996. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Norwood Financial's is 0.5496. This would suggest that Norwood Financial's shares are less volatile than average (for this exchange).

Norwood Financial overview

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it is involved in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates 27 offices in Northeastern Pennsylvania and the Southern Tier of New York, including 5 offices in Wayne County, 2 offices in Pike County, 4 offices in Monroe County, 2 offices in Lackawanna County, and 2 offices in Luzerne County, Pennsylvania, as well as 28 automated teller machines. The company was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

Frequently asked questions

• What percentage of Norwood Financial is owned by insiders or institutions?

  Currently 4.548% of Norwood Financial shares are held by insiders and 19.94% by institutions.

• When does the fiscal year end for Norwood Financial?

  Norwood Financial's fiscal year ends in December.

• Where is Norwood Financial based?

  Norwood Financial's address is: 717 Main Street, Honesdale, PA, United States, 18431

• What is Norwood Financial's ISIN number?

  Norwood Financial's international securities identification number is: US6695491075

• What is Norwood Financial's CUSIP number?

  Norwood Financial's Committee on Uniform Securities Identification Procedures number is: 669549107