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NMI Holdings, Inc is an insurance-property & casualty business based in the US. NMI shares (NMIH) are listed on the NASDAQ and all prices are listed in US Dollars. NMI employs 261 staff and has a trailing 12-month revenue of around USD$428.3 million.
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Latest market close | USD$24.37 |
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52-week range | USD$8.06 - USD$35.79 |
50-day moving average | USD$22.8609 |
200-day moving average | USD$18.6152 |
Wall St. target price | USD$26.54 |
PE ratio | 10.8119 |
Dividend yield | N/A (0%) |
Earnings per share (TTM) | USD$2.254 |
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $24.37 from 2020-12-09
1 week (2021-01-07) | 0.33% |
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1 month (2020-12-17) | 2.83% |
3 months (2020-10-15) | 5.45% |
6 months (2020-07-15) | 60.43% |
1 year (2020-01-15) | -25.66% |
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2 years (2019-01-15) | 25.23% |
3 years (2018-01-13) | N/A |
5 years (2016-01-15) | 351.30% |
Valuing NMI stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of NMI's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
NMI's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, NMI shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
NMI's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.66. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into NMI's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
NMI's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$247.1 million.
The EBITDA is a measure of a NMI's overall financial performance and is widely used to measure a its profitability.
Revenue TTM | USD$428.3 million |
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Operating margin TTM | 55.36% |
Gross profit TTM | USD$241.8 million |
Return on assets TTM | 8.76% |
Return on equity TTM | 15.91% |
Profit margin | 40.51% |
Book value | $15.418 |
Market capitalisation | USD$2.1 billion |
TTM: trailing 12 months
There are currently 2.9 million NMI shares held short by investors – that's known as NMI's "short interest". This figure is 14.4% down from 3.4 million last month.
There are a few different ways that this level of interest in shorting NMI shares can be evaluated.
NMI's "short interest ratio" (SIR) is the quantity of NMI shares currently shorted divided by the average quantity of NMI shares traded daily (recently around 676669.1954023). NMI's SIR currently stands at 4.35. In other words for every 100,000 NMI shares traded daily on the market, roughly 4350 shares are currently held short.
However NMI's short interest can also be evaluated against the total number of NMI shares, or, against the total number of tradable NMI shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case NMI's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 NMI shares in existence, roughly 30 shares are currently held short) or 0.04% of the tradable shares (for every 100,000 tradable NMI shares, roughly 40 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against NMI.
Find out more about how you can short NMI stock.
We're not expecting NMI to pay a dividend over the next 12 months.
Over the last 12 months, NMI's shares have ranged in value from as little as $8.06 up to $35.79. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while NMI's is 1.7428. This would suggest that NMI's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
NMI Holdings, Inc., through its subsidiaries, provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was founded in 2011 and is headquartered in Emeryville, California.
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