Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Nicholas Financial stock | 7.79

Own Nicholas Financial stock in just a few minutes.

Posted

Fact checked

Nicholas Financial, Inc is a credit services business based in the US. Nicholas Financial shares (NICK) are listed on the NASDAQ and all prices are listed in US Dollars. Nicholas Financial employs 260 staff and has a trailing 12-month revenue of around USD$36.3 million.

How to buy shares in Nicholas Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Nicholas Financial. Find the stock by name or ticker symbol: NICK. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Nicholas Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$7.79, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Nicholas Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Nicholas Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted Nicholas Financial's share price?

Since the stock market crash in March caused by coronavirus, Nicholas Financial's share price has had significant negative movement.

Its last market close was USD$7.79, which is 4.42% down on its pre-crash value of USD$8.15 and 63.66% up on the lowest point reached during the March crash when the shares fell as low as USD$4.76.

If you had bought USD$1,000 worth of Nicholas Financial shares at the start of February 2020, those shares would have been worth USD$655.89 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$930.67.

Nicholas Financial share price

Use our graph to track the performance of NICK stocks over time.

Nicholas Financial shares at a glance

Information last updated 2020-11-25.
Latest market close USD$7.79
52-week range USD$4.76 - USD$9.17
50-day moving average USD$7.7547
200-day moving average USD$7.5531
Wall St. target price USD$8
PE ratio 11.6324
Dividend yield N/A (0%)
Earnings per share (TTM) USD$0.683

Buy Nicholas Financial shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee
Vanguard
$0
Stocks, Mutual funds, ETFs, Forex
$1
$20 per year
Get a personal advisor when you open an account with at least $50,000.
Robinhood
$0
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
A free way to invest in stocks, ETFs and crypto.
Interactive Brokers
$0
Stocks, Bonds, Options, Mutual funds, Index funds, ETFs, Futures, Cash
$0 + $0.65/contract, $1 minimum
0%
IBKR Lite offers $0 commissions, and IBKR Pro offers advanced tools for professional traders.
TD Ameritrade
$0
or $25 broker-assisted
Stocks
$0 + $0.65/contract,
or $25 broker-assisted
TD Ameritrade features $0 commission for online stock, but watch out for high short-term ETF and broker-assisted trading fees.
loading

Compare up to 4 providers

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Nicholas Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Nicholas Financial price performance over time

Historical closes compared with the close of $7.79 from 2020-11-16

1 week (2020-11-20) -1.52%
1 month (2020-10-30) -2.75%
3 months (2020-08-27) -3.35%
6 months (2020-05-27) 37.44%
1 year (2019-11-27) -13.92%
2 years (2018-11-27) -25.95%
3 years (2017-11-27) -2.87%
5 years (2015-11-27) -38.71%

Is Nicholas Financial under- or over-valued?

Valuing Nicholas Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Nicholas Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Nicholas Financial's P/E ratio

Nicholas Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Nicholas Financial shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Nicholas Financial financials

Revenue TTM USD$36.3 million
Operating margin TTM 12.68%
Gross profit TTM USD$36.7 million
Return on assets TTM 2.34%
Return on equity TTM 4.91%
Profit margin 14.6%
Book value $14.145
Market capitalisation USD$61.4 million

TTM: trailing 12 months

Shorting Nicholas Financial shares

There are currently 54,456 Nicholas Financial shares held short by investors – that's known as Nicholas Financial's "short interest". This figure is 4.2% down from 56,870 last month.

There are a few different ways that this level of interest in shorting Nicholas Financial shares can be evaluated.

Nicholas Financial's "short interest ratio" (SIR)

Nicholas Financial's "short interest ratio" (SIR) is the quantity of Nicholas Financial shares currently shorted divided by the average quantity of Nicholas Financial shares traded daily (recently around 1829.8387096774). Nicholas Financial's SIR currently stands at 29.76. In other words for every 100,000 Nicholas Financial shares traded daily on the market, roughly 29760 shares are currently held short.

However Nicholas Financial's short interest can also be evaluated against the total number of Nicholas Financial shares, or, against the total number of tradable Nicholas Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Nicholas Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Nicholas Financial shares in existence, roughly 10 shares are currently held short) or 0.0109% of the tradable shares (for every 100,000 tradable Nicholas Financial shares, roughly 11 shares are currently held short).

A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against Nicholas Financial.

Find out more about how you can short Nicholas Financial stock.

Nicholas Financial share dividends

We're not expecting Nicholas Financial to pay a dividend over the next 12 months.

Have Nicholas Financial's shares ever split?

Nicholas Financial's shares were split on a 11:10 basis on 18 November 2009. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Nicholas Financial shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Nicholas Financial shares which in turn could have impacted Nicholas Financial's share price.

Nicholas Financial share price volatility

Over the last 12 months, Nicholas Financial's shares have ranged in value from as little as $4.76 up to $9.17. A popular way to gauge a stock's volatility is its "beta".

NICK.US volatility(beta: 0.61)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Nicholas Financial's is 0.6071. This would suggest that Nicholas Financial's shares are less volatile than average (for this exchange).

Nicholas Financial overview

Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site