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How to buy Nicholas Financial stock | $11.77

Learn how to easily invest in Nicholas Financial stock.

Nicholas Financial Inc is a credit services business based in the US. Nicholas Financial shares (NICK) are listed on the NASDAQ and all prices are listed in US Dollars. Nicholas Financial employs 261 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Nicholas Financial

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – NICK – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Nicholas Financial stock price (NASDAQ: NICK)

Use our graph to track the performance of NICK stocks over time.

Nicholas Financial shares at a glance

Information last updated 2021-10-18.
Latest market close$11.77
52-week range$7.15 - $12.48
50-day moving average $11.86
200-day moving average $11.16
Wall St. target price$8.00
PE ratio 10.6449
Dividend yield $0 (0%)
Earnings per share (TTM) $1.13

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Nicholas Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Nicholas Financial price performance over time

Historical closes compared with the close of $11.77 from 2021-10-22

1 week (2021-10-15) -2.32%
1 month (2021-09-24) -2.53%
3 months (2021-07-23) 6.81%
6 months (2021-04-23) 12.96%
1 year (2020-10-23) 50.32%
2 years (2019-10-23) 33.95%
3 years (2018-10-23) 11.88
5 years (2016-10-21) 18.65%

Is Nicholas Financial under- or over-valued?

Valuing Nicholas Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Nicholas Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Nicholas Financial's P/E ratio

Nicholas Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Nicholas Financial shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Nicholas Financial financials

Revenue TTM $44.3 million
Operating margin TTM 25.79%
Gross profit TTM $42.8 million
Return on assets TTM 3.97%
Return on equity TTM 7.68%
Profit margin 19.54%
Book value $15.21
Market capitalisation $92.8 million

TTM: trailing 12 months

Shorting Nicholas Financial shares

There are currently 19,323 Nicholas Financial shares held short by investors – that's known as Nicholas Financial's "short interest". This figure is 15.9% down from 22,974 last month.

There are a few different ways that this level of interest in shorting Nicholas Financial shares can be evaluated.

Nicholas Financial's "short interest ratio" (SIR)

Nicholas Financial's "short interest ratio" (SIR) is the quantity of Nicholas Financial shares currently shorted divided by the average quantity of Nicholas Financial shares traded daily (recently around 6975.8122743682). Nicholas Financial's SIR currently stands at 2.77. In other words for every 100,000 Nicholas Financial shares traded daily on the market, roughly 2770 shares are currently held short.

However Nicholas Financial's short interest can also be evaluated against the total number of Nicholas Financial shares, or, against the total number of tradable Nicholas Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Nicholas Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Nicholas Financial shares in existence, roughly 0 shares are currently held short) or 0.0046% of the tradable shares (for every 100,000 tradable Nicholas Financial shares, roughly 5 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Nicholas Financial.

Find out more about how you can short Nicholas Financial stock.

Nicholas Financial share dividends

We're not expecting Nicholas Financial to pay a dividend over the next 12 months.

Have Nicholas Financial's shares ever split?

Nicholas Financial's shares were split on a 11:10 basis on 17 November 2009. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Nicholas Financial shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Nicholas Financial shares which in turn could have impacted Nicholas Financial's share price.

Nicholas Financial share price volatility

Over the last 12 months, Nicholas Financial's shares have ranged in value from as little as $7.15 up to $12.48. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Nicholas Financial's is 0.4074. This would suggest that Nicholas Financial's shares are less volatile than average (for this exchange).

Nicholas Financial overview

Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2021, the company operated 45 branch offices located in Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.

Frequently asked questions

What percentage of Nicholas Financial is owned by insiders or institutions?
Currently 5.77% of Nicholas Financial shares are held by insiders and 40.751% by institutions.
How many people work for Nicholas Financial?
Latest data suggests 261 work at Nicholas Financial.
When does the fiscal year end for Nicholas Financial?
Nicholas Financial's fiscal year ends in March.
Where is Nicholas Financial based?
Nicholas Financial's address is: Building C, Clearwater, FL, United States, 33759
What is Nicholas Financial's ISIN number?
Nicholas Financial's international securities identification number is: CA65373J2092
What is Nicholas Financial's CUSIP number?
Nicholas Financial's Committee on Uniform Securities Identification Procedures number is: 65373J209

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