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Nicholas Financial, Inc is a credit services business based in the US. Nicholas Financial shares (NICK) are listed on the NASDAQ and all prices are listed in US Dollars. Nicholas Financial employs 260 staff and has a trailing 12-month revenue of around USD$36.3 million.
Since the stock market crash in March caused by coronavirus, Nicholas Financial's share price has had significant negative movement.
Its last market close was USD$7.79, which is 4.42% down on its pre-crash value of USD$8.15 and 63.66% up on the lowest point reached during the March crash when the shares fell as low as USD$4.76.
If you had bought USD$1,000 worth of Nicholas Financial shares at the start of February 2020, those shares would have been worth USD$655.89 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$930.67.
|Latest market close||USD$7.79|
|52-week range||USD$4.76 - USD$9.17|
|50-day moving average||USD$7.7547|
|200-day moving average||USD$7.5531|
|Wall St. target price||USD$8|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||USD$0.683|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-11-20)||-1.52%|
|1 month (2020-10-30)||-2.75%|
|3 months (2020-08-27)||-3.35%|
|6 months (2020-05-27)||37.44%|
|1 year (2019-11-27)||-13.92%|
|2 years (2018-11-27)||-25.95%|
|3 years (2017-11-27)||-2.87%|
|5 years (2015-11-27)||-38.71%|
Valuing Nicholas Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Nicholas Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Nicholas Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Nicholas Financial shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$36.3 million|
|Operating margin TTM||12.68%|
|Gross profit TTM||USD$36.7 million|
|Return on assets TTM||2.34%|
|Return on equity TTM||4.91%|
|Market capitalisation||USD$61.4 million|
TTM: trailing 12 months
There are currently 54,456 Nicholas Financial shares held short by investors – that's known as Nicholas Financial's "short interest". This figure is 4.2% down from 56,870 last month.
There are a few different ways that this level of interest in shorting Nicholas Financial shares can be evaluated.
Nicholas Financial's "short interest ratio" (SIR) is the quantity of Nicholas Financial shares currently shorted divided by the average quantity of Nicholas Financial shares traded daily (recently around 1829.8387096774). Nicholas Financial's SIR currently stands at 29.76. In other words for every 100,000 Nicholas Financial shares traded daily on the market, roughly 29760 shares are currently held short.
However Nicholas Financial's short interest can also be evaluated against the total number of Nicholas Financial shares, or, against the total number of tradable Nicholas Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Nicholas Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Nicholas Financial shares in existence, roughly 10 shares are currently held short) or 0.0109% of the tradable shares (for every 100,000 tradable Nicholas Financial shares, roughly 11 shares are currently held short).
A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against Nicholas Financial.
Find out more about how you can short Nicholas Financial stock.
We're not expecting Nicholas Financial to pay a dividend over the next 12 months.
Nicholas Financial's shares were split on a 11:10 basis on 18 November 2009. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Nicholas Financial shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Nicholas Financial shares which in turn could have impacted Nicholas Financial's share price.
Over the last 12 months, Nicholas Financial's shares have ranged in value from as little as $4.76 up to $9.17. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Nicholas Financial's is 0.6071. This would suggest that Nicholas Financial's shares are less volatile than average (for this exchange).
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
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