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How to buy New York Community Bancorp stock | $10.26

Own New York Community Bancorp stock in just a few minutes.

Fact checked

New York Community Bancorp, Inc is a banks-regional business based in the US. New York Community Bancorp shares (NYCB) are listed on the NYSE and all prices are listed in US Dollars. New York Community Bancorp employs 2,786 staff and has a trailing 12-month revenue of around USD$1 billion.

How to buy shares in New York Community Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for New York Community Bancorp. Find the stock by name or ticker symbol: NYCB. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until New York Community Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$10.26, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of New York Community Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of New York Community Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

New York Community Bancorp share price

Use our graph to track the performance of NYCB stocks over time.

New York Community Bancorp shares at a glance

Information last updated 2020-12-10.
Latest market closeUSD$10.26
52-week rangeUSD$7.6906 - USD$11.2761
50-day moving average USD$9.0231
200-day moving average USD$9.461
Wall St. target priceUSD$11.3
PE ratio 12.3614
Dividend yield USD$0.68 (6.67%)
Earnings per share (TTM) USD$0.83

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy New York Community Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

New York Community Bancorp price performance over time

Historical closes compared with the close of $10.26 from 2020-12-09

1 week (2021-01-11) N/A
1 month (2020-12-22) 1.18%
3 months (2020-10-18) N/A
6 months (2020-07-18) N/A
1 year (2020-01-18) N/A
2 years (2019-01-18) N/A
3 years (2018-01-18) N/A
5 years (2016-01-18) N/A

Is New York Community Bancorp under- or over-valued?

Valuing New York Community Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of New York Community Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

New York Community Bancorp's P/E ratio

New York Community Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, New York Community Bancorp shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

New York Community Bancorp financials

Revenue TTM USD$1 billion
Operating margin TTM 51.81%
Gross profit TTM USD$1 billion
Return on assets TTM 0.79%
Return on equity TTM 6.29%
Profit margin 40.43%
Book value $13.434
Market capitalisation USD$4.8 billion

TTM: trailing 12 months

Shorting New York Community Bancorp shares

There are currently 20.7 million New York Community Bancorp shares held short by investors – that's known as New York Community Bancorp's "short interest". This figure is 1% down from 20.9 million last month.

There are a few different ways that this level of interest in shorting New York Community Bancorp shares can be evaluated.

New York Community Bancorp's "short interest ratio" (SIR)

New York Community Bancorp's "short interest ratio" (SIR) is the quantity of New York Community Bancorp shares currently shorted divided by the average quantity of New York Community Bancorp shares traded daily (recently around 4.8 million). New York Community Bancorp's SIR currently stands at 4.33. In other words for every 100,000 New York Community Bancorp shares traded daily on the market, roughly 4330 shares are currently held short.

However New York Community Bancorp's short interest can also be evaluated against the total number of New York Community Bancorp shares, or, against the total number of tradable New York Community Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case New York Community Bancorp's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 New York Community Bancorp shares in existence, roughly 40 shares are currently held short) or 0.0599% of the tradable shares (for every 100,000 tradable New York Community Bancorp shares, roughly 60 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against New York Community Bancorp.

Find out more about how you can short New York Community Bancorp stock.

New York Community Bancorp's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like New York Community Bancorp.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

New York Community Bancorp's total ESG risk score

Total ESG risk: 28.33

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and New York Community Bancorp's overall score of 28.33 (as at 01/01/2019) is nothing to write home about – landing it in it in the 52nd percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like New York Community Bancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

New York Community Bancorp's environmental score

Environmental score: 0.58/100

New York Community Bancorp's environmental score of 0.58 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that New York Community Bancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

New York Community Bancorp's social score

Social score: 13.74/100

New York Community Bancorp's social score of 13.74 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that New York Community Bancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

New York Community Bancorp's governance score

Governance score: 11.01/100

New York Community Bancorp's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that New York Community Bancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Environmental, social, and governance (ESG) summary

New York Community Bancorp, Inc was last rated for ESG on: 2019-01-01.

Total ESG score 28.33
Total ESG percentile 51.94
Environmental score 0.58
Environmental score percentile 1
Social score 13.74
Social score percentile 1
Governance score 11.01
Governance score percentile 1

New York Community Bancorp share dividends

81%

Dividend payout ratio: 80.95% of net profits

Recently New York Community Bancorp has paid out, on average, around 80.95% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 6.67% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), New York Community Bancorp shareholders could enjoy a 6.67% return on their shares, in the form of dividend payments. In New York Community Bancorp's case, that would currently equate to about $0.68 per share.

New York Community Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

New York Community Bancorp's most recent dividend payout was on 17 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 5 November 2020 (the "ex-dividend date").

Have New York Community Bancorp's shares ever split?

New York Community Bancorp's shares were split on a 4:3 basis on 18 February 2004. So if you had owned 3 shares the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your New York Community Bancorp shares – just the quantity. However, indirectly, the new 25% lower share price could have impacted the market appetite for New York Community Bancorp shares which in turn could have impacted New York Community Bancorp's share price.

New York Community Bancorp share price volatility

Over the last 12 months, New York Community Bancorp's shares have ranged in value from as little as $7.6906 up to $11.2761. A popular way to gauge a stock's volatility is its "beta".

NYCB.US volatility(beta: 1.03)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while New York Community Bancorp's is 1.031. This would suggest that New York Community Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

New York Community Bancorp overview

New York Community Bancorp, Inc. operates as a bank holding company for New York Community Bank that provides banking products and services in Metro New York, New Jersey, Ohio, Florida, and Arizona. The company offers various deposit products, including interest-bearing checking and money market, savings, non-interest-bearing, and individual retirement accounts, as well as certificates of deposit. It also provides multi-family loans; commercial real estate loans; specialty finance loans and leases, and other commercial and industrial loans; acquisition, development, and construction loans; one-to-four family loans; and consumer loans. In addition, the company offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile, and phone banking services. It primarily serves individuals, small and mid-size businesses, and professional associations through a network of 238 community bank branches and 348 ATM locations. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is headquartered in Westbury, New York.

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