How to buy New York Community Bancorp (NYCB) stock

New York Community Bancorp, Inc is a banks-regional business based in the US. New York Community Bancorp shares (NYCB) are listed on the NYSE and all prices are listed in US Dollars. New York Community Bancorp employs 2,948 staff and has a trailing 12-month revenue of around 0.00.

New York Community Bancorp stock price (NYSE: NYCB)

Use our graph to track the performance of NYCB stocks over time.

New York Community Bancorp shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$11.97
52-week range	$7.46 - $13.04
50-day moving average	$11.39
200-day moving average	$11.67
Wall St. target price	$15.18
PE ratio	9.9459
Dividend yield	$0.68 (6.09%)
Earnings per share (TTM)	$1.11

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Is it a good time to buy New York Community Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of New York Community Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

New York Community Bancorp price performance over time

Historical closes compared with the close of $11.97 from 2021-05-28

1 week (2021-07-17)	N/A
1 month (2021-06-28)	7.45%
3 months (2021-04-28)	-3.55%
6 months (2021-01-24)	N/A

1 year (2020-07-24)	N/A
2 years (2019-07-24)	N/A
3 years (2018-07-24)	N/A
5 years (2016-07-24)	N/A

Is New York Community Bancorp under- or over-valued?

Valuing New York Community Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of New York Community Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

New York Community Bancorp's P/E ratio

New York Community Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, New York Community Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

New York Community Bancorp financials

Revenue TTM	$1.2 billion
Operating margin TTM	56.35%
Gross profit TTM	$1.1 billion
Return on assets TTM	0.99%
Return on equity TTM	8.28%
Profit margin	46.88%
Book value	$13.53
Market capitalisation	$5.1 billion

TTM: trailing 12 months

Shorting New York Community Bancorp shares

There are currently 42.9 million New York Community Bancorp shares held short by investors – that's known as New York Community Bancorp's "short interest". This figure is 19.9% up from 35.8 million last month.

There are a few different ways that this level of interest in shorting New York Community Bancorp shares can be evaluated.

New York Community Bancorp's "short interest ratio" (SIR)

New York Community Bancorp's "short interest ratio" (SIR) is the quantity of New York Community Bancorp shares currently shorted divided by the average quantity of New York Community Bancorp shares traded daily (recently around 5.0 million). New York Community Bancorp's SIR currently stands at 8.54. In other words for every 100,000 New York Community Bancorp shares traded daily on the market, roughly 8540 shares are currently held short.

However New York Community Bancorp's short interest can also be evaluated against the total number of New York Community Bancorp shares, or, against the total number of tradable New York Community Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case New York Community Bancorp's short interest could be expressed as 0.09% of the outstanding shares (for every 100,000 New York Community Bancorp shares in existence, roughly 90 shares are currently held short) or 0.0955% of the tradable shares (for every 100,000 tradable New York Community Bancorp shares, roughly 96 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against New York Community Bancorp.

Find out more about how you can short New York Community Bancorp stock.

New York Community Bancorp's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like New York Community Bancorp.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

New York Community Bancorp's total ESG risk score

Total ESG risk: 28.33

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and New York Community Bancorp's overall score of 28.33 (as at 12/31/2018) is nothing to write home about – landing it in it in the 52nd percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like New York Community Bancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

New York Community Bancorp's environmental score

Environmental score: 0.58/100

New York Community Bancorp's environmental score of 0.58 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that New York Community Bancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

New York Community Bancorp's social score

Social score: 13.74/100

New York Community Bancorp's social score of 13.74 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that New York Community Bancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

New York Community Bancorp's governance score

Governance score: 11.01/100

New York Community Bancorp's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that New York Community Bancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Environmental, social, and governance (ESG) summary

New York Community Bancorp, Inc was last rated for ESG on: 2019-01-01.

Total ESG score	28.33
Total ESG percentile	51.94
Environmental score	0.58
Environmental score percentile	1
Social score	13.74
Social score percentile	1
Governance score	11.01
Governance score percentile	1

New York Community Bancorp share dividends

Dividend payout ratio: 68% of net profits

Recently New York Community Bancorp has paid out, on average, around 68% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 6.09% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), New York Community Bancorp shareholders could enjoy a 6.09% return on their shares, in the form of dividend payments. In New York Community Bancorp's case, that would currently equate to about $0.68 per share.

New York Community Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

New York Community Bancorp's most recent dividend payout was on 17 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 5 May 2021 (the "ex-dividend date").

Have New York Community Bancorp's shares ever split?

New York Community Bancorp's shares were split on a 4:3 basis on 17 February 2004. So if you had owned 3 shares the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your New York Community Bancorp shares – just the quantity. However, indirectly, the new 25% lower share price could have impacted the market appetite for New York Community Bancorp shares which in turn could have impacted New York Community Bancorp's share price.

New York Community Bancorp share price volatility

Over the last 12 months, New York Community Bancorp's shares have ranged in value from as little as $7.4591 up to $13.0426. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while New York Community Bancorp's is 1.0316. This would suggest that New York Community Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

New York Community Bancorp overview

New York Community Bancorp, Inc. operates as the bank holding company for New York Community Bank that provides banking products and services in Metro New York, New Jersey, Ohio, Florida, and Arizona. The company accepts various deposit products, such as interest-bearing checking and money market, savings, non-interest-bearing, and individual retirement accounts, as well as certificates of deposit. Its loan products include multi-family loans; commercial real estate loans; specialty finance loans and leases; and commercial and industrial loans; acquisition, development, and construction loans; one-to-four family loans; and consumer loans. The company also offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile, and phone banking services. It primarily serves individuals, small and mid-size businesses, and professional associations through a network of 237 community bank branches and 340 ATM locations. The company was formerly known as Queens County Bancorp, Inc.

Frequently asked questions

What percentage of New York Community Bancorp is owned by insiders or institutions?
Currently 1.955% of New York Community Bancorp shares are held by insiders and 59.142% by institutions. How many people work for New York Community Bancorp?
Latest data suggests 2,948 work at New York Community Bancorp. When does the fiscal year end for New York Community Bancorp?
New York Community Bancorp's fiscal year ends in December. Where is New York Community Bancorp based?
New York Community Bancorp's address is: 615 Merrick Avenue, Westbury, NY, United States, 11590 What is New York Community Bancorp's ISIN number?
New York Community Bancorp's international securities identification number is: US6494451031 What is New York Community Bancorp's CUSIP number?
New York Community Bancorp's Committee on Uniform Securities Identification Procedures number is: 649445103