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NBT Bancorp Inc is a banks-regional business based in the US. NBT Bancorp shares (NBTB) are listed on the NASDAQ and all prices are listed in US Dollars. NBT Bancorp employs 1,788 staff and has a trailing 12-month revenue of around USD$399.4 million.
|Latest market close||USD$32.1|
|52-week range||USD$25.647 - USD$39.9292|
|50-day moving average||USD$31.3624|
|200-day moving average||USD$29.7622|
|Wall St. target price||USD$34|
|Dividend yield||USD$1.08 (3.39%)|
|Earnings per share (TTM)||USD$2.25|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-08)||-6.11%|
|1 month (2020-12-15)||-2.25%|
|3 months (2020-10-15)||13.99%|
|6 months (2020-07-15)||6.64%|
|1 year (2020-01-15)||-20.61%|
|2 years (2019-01-15)||-10.88%|
|3 years (2018-01-15)||N/A|
|5 years (2016-01-15)||27.84%|
Valuing NBT Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of NBT Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
NBT Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, NBT Bancorp shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
NBT Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.82. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into NBT Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$399.4 million|
|Operating margin TTM||34.94%|
|Gross profit TTM||USD$430.2 million|
|Return on assets TTM||0.97%|
|Return on equity TTM||8.76%|
|Market capitalisation||USD$1.4 billion|
TTM: trailing 12 months
There are currently 566,116 NBT Bancorp shares held short by investors – that's known as NBT Bancorp's "short interest". This figure is 2.6% up from 551,786 last month.
There are a few different ways that this level of interest in shorting NBT Bancorp shares can be evaluated.
NBT Bancorp's "short interest ratio" (SIR) is the quantity of NBT Bancorp shares currently shorted divided by the average quantity of NBT Bancorp shares traded daily (recently around 136085.57692308). NBT Bancorp's SIR currently stands at 4.16. In other words for every 100,000 NBT Bancorp shares traded daily on the market, roughly 4160 shares are currently held short.
However NBT Bancorp's short interest can also be evaluated against the total number of NBT Bancorp shares, or, against the total number of tradable NBT Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case NBT Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 NBT Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0182% of the tradable shares (for every 100,000 tradable NBT Bancorp shares, roughly 18 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against NBT Bancorp.
Find out more about how you can short NBT Bancorp stock.
Dividend payout ratio: 37.56% of net profits
Recently NBT Bancorp has paid out, on average, around 37.56% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.39% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), NBT Bancorp shareholders could enjoy a 3.39% return on their shares, in the form of dividend payments. In NBT Bancorp's case, that would currently equate to about $1.08 per share.
While NBT Bancorp's payout ratio might seem fairly standard, it's worth remembering that NBT Bancorp may be investing much of the rest of its net profits in future growth.
NBT Bancorp's most recent dividend payout was on 15 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 30 November 2020 (the "ex-dividend date").
NBT Bancorp's shares were split on a 105:100 basis on 29 November 1999. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your NBT Bancorp shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for NBT Bancorp shares which in turn could have impacted NBT Bancorp's share price.
Over the last 12 months, NBT Bancorp's shares have ranged in value from as little as $25.647 up to $39.9292. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while NBT Bancorp's is 0.7165. This would suggest that NBT Bancorp's shares are less volatile than average (for this exchange).
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, direct loans, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2019, it had 146 branches and 180 ATMs in Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
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