NBT Bancorp Inc is a banks-regional business based in the US. NBT Bancorp shares (NBTB) are listed on the NASDAQ and all prices are listed in US Dollars. NBT Bancorp employs 1,801 staff and has a trailing 12-month revenue of around $491.8 million.
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| Latest market close | $38.42 |
|---|---|
| 52-week range | $34.06 - $42.30 |
| 50-day moving average | $39.89 |
| 200-day moving average | $38.16 |
| Wall St. target price | $42.30 |
| PE ratio | 11.1691 |
| Dividend yield | $1.12 (3.07%) |
| Earnings per share (TTM) | $3.49 |
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $38.42 from 2022-09-27
| 1 week (2022-09-21) | -3.30% |
|---|---|
| 1 month (2022-08-26) | -3.44% |
| 3 months (2022-06-28) | 0.79% |
| 6 months (2022-03-25) | 2.86% |
| 1 year (2021-09-28) | 7.08% |
|---|---|
| 2 years (2020-09-28) | 41.41% |
| 3 years (2019-09-27) | 4.01% |
| 5 years (2017-09-28) | 4.43% |
Valuing NBT Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of NBT Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
NBT Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, NBT Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
NBT Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.82. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into NBT Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $491.8 million |
|---|---|
| Operating margin TTM | 42.36% |
| Gross profit TTM | $487.1 million |
| Return on assets TTM | 1.3% |
| Return on equity TTM | 12.57% |
| Profit margin | 30.83% |
| Book value | $27.75 |
| Market capitalisation | $1.7 billion |
TTM: trailing 12 months
Dividend payout ratio: 32.57% of net profits
Recently NBT Bancorp has paid out, on average, around 32.57% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.07% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), NBT Bancorp shareholders could enjoy a 3.07% return on their shares, in the form of dividend payments. In NBT Bancorp's case, that would currently equate to about $1.12 per share.
While NBT Bancorp's payout ratio might seem fairly standard, it's worth remembering that NBT Bancorp may be investing much of the rest of its net profits in future growth.
NBT Bancorp's most recent dividend payout was on 14 September 2022. The latest dividend was paid out to all shareholders who bought their shares by 30 August 2022 (the "ex-dividend date").
NBT Bancorp's shares were split on a 105:100 basis on 28 November 1999. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your NBT Bancorp shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for NBT Bancorp shares which in turn could have impacted NBT Bancorp's share price.
Over the last 12 months, NBT Bancorp's shares have ranged in value from as little as $34.0556 up to $42.3039. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while NBT Bancorp's is 0.5537. This would suggest that NBT Bancorp's shares are less volatile than average (for this exchange).
NBT Bancorp Inc. , a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine.
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