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Navient is a credit services business based in the US. Navient shares (NAVI) are listed on the NASDAQ and all prices are listed in US Dollars. Navient employs 4,000 staff and has a trailing 12-month revenue of around $1.7 billion.
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| Latest market close | $15.15 |
|---|---|
| 52-week range | $12.09 - $19.17 |
| 50-day moving average | $17.87 |
| 200-day moving average | $16.00 |
| Wall St. target price | $18.61 |
| PE ratio | 3.3703 |
| Dividend yield | $0.64 (4.08%) |
| Earnings per share (TTM) | $4.51 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $15.15 from 2023-03-17
| 1 week (2023-03-10) | -8.57% |
|---|---|
| 1 month (2023-02-17) | -18.28% |
| 3 months (2022-12-20) | -8.24% |
| 6 months (2022-09-19) | 5.50% |
| 1 year (2022-03-18) | -13.48% |
|---|---|
| 2 years (2021-03-19) | 11.05% |
| 3 years (2020-03-20) | 178.93% |
| 5 years (2018-03-20) | 44.77% |
Valuing Navient stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Navient's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Navient's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 3x. In other words, Navient shares trade at around 3x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Navient's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.142. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Navient's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $1.7 billion |
|---|---|
| Operating margin TTM | 52.05% |
| Gross profit TTM | $1.7 billion |
| Return on assets TTM | 0.85% |
| Return on equity TTM | 23.1% |
| Profit margin | 38.9% |
| Book value | $22.86 |
| Market capitalisation | $2 billion |
TTM: trailing 12 months
Dividend payout ratio: 20.19% of net profits
Recently Navient has paid out, on average, around 20.19% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.08% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Navient shareholders could enjoy a 4.08% return on their shares, in the form of dividend payments. In Navient's case, that would currently equate to about $0.64 per share.
While Navient's payout ratio might seem low, this can signify that Navient is investing more in its future growth.
Navient's most recent dividend payout was on 16 March 2023. The latest dividend was paid out to all shareholders who bought their shares by 1 March 2023 (the "ex-dividend date").
Over the last 12 months, Navient's shares have ranged in value from as little as $12.0934 up to $19.1683. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Navient's is 1.5623. This would suggest that Navient's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware. .
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