How to buy MetroCity Bankshares stock - 19 April

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How to buy MetroCity Bankshares stock

Own MetroCity Bankshares stock in just a few minutes.

MetroCity Bankshares, Inc is a banks-regional business based in the US. MetroCity Bankshares shares (MCBS) are listed on the NASDAQ and all prices are listed in US Dollars. MetroCity Bankshares employs 211 staff and has a trailing 12-month revenue of around USD0.00.

How to buy shares in MetroCity Bankshares

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for MetroCity Bankshares. Find the stock by name or ticker symbol: MCBS. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until MetroCity Bankshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of MetroCity Bankshares, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of MetroCity Bankshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

MetroCity Bankshares share price

Use our graph to track the performance of MCBS stocks over time.

MetroCity Bankshares shares at a glance

Information last updated 2021-04-16.
52-week rangeUSD$8.15 - USD$17.55
50-day moving average USD$15.36
200-day moving average USD$14.65
Wall St. target priceUSD$17.75
PE ratio 10.5816
Dividend yield USD$0.4 (2.74%)
Earnings per share (TTM) USD$1.41

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy MetroCity Bankshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is MetroCity Bankshares under- or over-valued?

Valuing MetroCity Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of MetroCity Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

MetroCity Bankshares's P/E ratio

MetroCity Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, MetroCity Bankshares shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

MetroCity Bankshares financials

Revenue TTM USD$90.5 million
Operating margin TTM 54.59%
Gross profit TTM USD$90.5 million
Return on assets TTM 2.06%
Return on equity TTM 15.77%
Profit margin 40.21%
Book value $9.54
Market capitalisation USD$383.1 million

TTM: trailing 12 months

Shorting MetroCity Bankshares shares

There are currently 264,974 MetroCity Bankshares shares held short by investors – that's known as MetroCity Bankshares's "short interest". This figure is 3.4% down from 274,337 last month.

There are a few different ways that this level of interest in shorting MetroCity Bankshares shares can be evaluated.

MetroCity Bankshares's "short interest ratio" (SIR)

MetroCity Bankshares's "short interest ratio" (SIR) is the quantity of MetroCity Bankshares shares currently shorted divided by the average quantity of MetroCity Bankshares shares traded daily (recently around 40577.947932619). MetroCity Bankshares's SIR currently stands at 6.53. In other words for every 100,000 MetroCity Bankshares shares traded daily on the market, roughly 6530 shares are currently held short.

However MetroCity Bankshares's short interest can also be evaluated against the total number of MetroCity Bankshares shares, or, against the total number of tradable MetroCity Bankshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case MetroCity Bankshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 MetroCity Bankshares shares in existence, roughly 10 shares are currently held short) or 0.0153% of the tradable shares (for every 100,000 tradable MetroCity Bankshares shares, roughly 15 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against MetroCity Bankshares.

Find out more about how you can short MetroCity Bankshares stock.

MetroCity Bankshares share dividends

28%

Dividend payout ratio: 27.66% of net profits

Recently MetroCity Bankshares has paid out, on average, around 27.66% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.76% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), MetroCity Bankshares shareholders could enjoy a 2.76% return on their shares, in the form of dividend payments. In MetroCity Bankshares's case, that would currently equate to about $0.4 per share.

While MetroCity Bankshares's payout ratio might seem fairly standard, it's worth remembering that MetroCity Bankshares may be investing much of the rest of its net profits in future growth.

MetroCity Bankshares's most recent dividend payout was on 11 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 1 February 2021 (the "ex-dividend date").

Have MetroCity Bankshares's shares ever split?

MetroCity Bankshares's shares were split on a 2:1 basis on 2 September 2019. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your MetroCity Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for MetroCity Bankshares shares which in turn could have impacted MetroCity Bankshares's share price.

MetroCity Bankshares share price volatility

Over the last 12 months, MetroCity Bankshares's shares have ranged in value from as little as $8.1473 up to $17.545. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while MetroCity Bankshares's is 0.2064. This would suggest that MetroCity Bankshares's shares are less volatile than average (for this exchange).

MetroCity Bankshares overview

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that offers banking products and services in Georgia, the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses and individuals. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.

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