Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
How to buy M-and-T Bank stock
Learn how to easily invest in M-and-T Bank stock.
M-and-T Bank is a banks-regional business based in the US. M-and-T Bank shares (MTB) are listed on the NYSE and all prices are listed in US Dollars.
How to buy M-and-T Bank stock
- Open a stock trading account. Use our comparison table or choose from our Top Picks.
- Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
- Search for the stock by name or ticker symbol – MTB. It's that simple.
- Trade stocks for $0 and no annual fee
- Start trading with a $0 minimum deposit
- Get up to $1,000 when you fund a new account within 30 days
- Commission-free trading
- Commission-free crypto
- No minimum account balance
- $0 commissions on stocks and ETFs
- $0 closing commissions on stock and ETF options
- Get $200 in US stocks when you open and fund an account with min. $2,000 for 3+ mos.
What's in this guide?
- MTB shares summary
- Compare share dealing platforms
- Is MTB stock a buy or sell?
- Stock performance over time
- Is MTB suitable for ethical investing?
- Are MTB shares over-valued?
- M-and-T Bank's financials
- How volatile are MTB shares?
- Does M-and-T Bank pay a dividend?
- Have MTB shares ever split?
- Other common questions
M-and-T Bank stock price (NYSE: MTB)Use our graph to track the performance of MTB stocks over time.
M-and-T Bank shares at a glance
|Latest market close||$155.01|
|52-week range||$138.43 - $191.21|
|50-day moving average||$155.14|
|200-day moving average||$168.50|
|Wall St. target price||$176.15|
|Dividend yield||$4.8 (3.1%)|
|Earnings per share (TTM)||$11.53|
Buy M-and-T Bank stocks from these brokeragesCompare special offers, low fees and a wide range of types of investments among top trading platforms.
*Signup bonus information updated weekly.
Information on this page is for educational purposes only. Finder is not an advisor or brokerage service, and we don't recommend investors to trade specific stocks or other investments.
Finder is not a client of any featured partner. We may be paid a fee for referring prospective clients to a partner, though it is not a recommendation to invest in any one partner.
Is it a good time to buy M-and-T Bank stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
M-and-T Bank price performance over time
|1 week (2023-01-18)||6.32%|
|1 month (2022-12-23)||N/A|
|3 months (2022-10-25)||-5.19%|
|6 months (2022-07-27)||-10.39%|
|1 year (2022-01-27)||-8.20%|
|2 years (2021-01-27)||16.70%|
|3 years (2020-01-27)||168.03|
|5 years (2018-01-26)||189.37|
Is M-and-T Bank stock undervalued or overvalued?
Valuing M-and-T Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of M-and-T Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
M-and-T Bank's P/E ratio
M-and-T Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, M-and-T Bank shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
M-and-T Bank's PEG ratio
M-and-T Bank's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.534. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into M-and-T Bank's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
M-and-T Bank financials
|Revenue TTM||$7.7 billion|
|Operating margin TTM||40.4%|
|Gross profit TTM||$7.7 billion|
|Return on assets TTM||1.12%|
|Return on equity TTM||9.22%|
|Market capitalisation||$26.4 billion|
TTM: trailing 12 months
M-and-T Bank's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like M-and-T Bank.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
M-and-T Bank's total ESG risk score
Total ESG risk: 32.05
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and M-and-T Bank's overall score of 32.05 (as at 12/31/2018) is nothing to write home about – landing it in it in the 53rd percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like M-and-T Bank is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
M-and-T Bank's environmental score
Environmental score: 8.12/100
M-and-T Bank's environmental score of 8.12 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
M-and-T Bank's social score
Social score: 16.96/100
M-and-T Bank's social score of 16.96 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
M-and-T Bank's governance score
Governance score: 15.48/100
M-and-T Bank's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that M-and-T Bank is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
M-and-T Bank's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. M-and-T Bank scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that M-and-T Bank has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||32.05|
|Total ESG percentile||52.56|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
|Level of controversy||2|
M-and-T Bank share dividends
Dividend payout ratio: 32.24% of net profits
Recently M-and-T Bank has paid out, on average, around 32.24% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.1% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), M-and-T Bank shareholders could enjoy a 3.1% return on their shares, in the form of dividend payments. In M-and-T Bank's case, that would currently equate to about $4.8 per share.
While M-and-T Bank's payout ratio might seem fairly standard, it's worth remembering that M-and-T Bank may be investing much of the rest of its net profits in future growth.
M-and-T Bank's most recent dividend payout was on 29 December 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 November 2022 (the "ex-dividend date").
Have M-and-T Bank's shares ever split?
M-and-T Bank's shares were split on a 10:1 basis on 5 October 2000. So if you had owned 1 share the day before before the split, the next day you'd have owned 10 shares. This wouldn't directly have changed the overall worth of your M-and-T Bank shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for M-and-T Bank shares which in turn could have impacted M-and-T Bank's share price.
M-and-T Bank share price volatility
Over the last 12 months, M-and-T Bank's shares have ranged in value from as little as $138.43 up to $191.208. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while M-and-T Bank's is 0.7987. This would suggest that M-and-T Bank's shares are less volatile than average (for this exchange).
M-and-T Bank overview
M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services.
M-and-T Bank in the news
M&T Bank's Board of Directors added new members after People's United acquisition
M&T Bank Corp/'s Board of Directors added new members after People's United acquisition
M&T Bank Corporation (NYSE:MTB) Q4 2022 Earnings Call Transcript
Frequently asked questionsWhat percentage of M-and-T Bank is owned by insiders or institutions?
Currently 0.511% of M-and-T Bank shares are held by insiders and 88.378% by institutions. When does the fiscal year end for M-and-T Bank?
M-and-T Bank's fiscal year ends in December. Where is M-and-T Bank based?
M-and-T Bank's address is: One M&T Plaza, Buffalo, NY, United States, 14203 What is M-and-T Bank's ISIN number?
M-and-T Bank's international securities identification number is: US55261F1049 What is M-and-T Bank's CUSIP number?
M-and-T Bank's Committee on Uniform Securities Identification Procedures number is: 320076102
More guides on Finder
How to buy TXO Energy (TXO) stock when it goes public
Everything we know about the TXO Energy IPO, plus information on how to buy in.
How to buy Brera (BREA) stock when it goes public
Everything we know about the Brera IPO, plus information on how to buy in.
How to invest in the S&P 500
What you need to know about investing in the leading indicator for the overall US stock market.
How to buy IPO stock
Buying an IPO is as simple as buying any other stock, but not every trading platform offers IPO stocks.
How to buy Novo Integrated Sciences stock
Steps to owning and managing NVOS, with 24-hour and historical pricing before you buy.
How do ETFs work?
Your simple and straightforward guide to ETFs, how they work and the different types available.
What is stock lending?
Find out how stock lending works, the extra income you could potentially earn and the risks you should be aware of. Plus, compare stock trading platforms that offer stock lending.
How to buy SONDORS (SODR) stock when it goes public
Everything we know about the SONDORS IPO, plus information on how to buy in.
How to buy Bullfrog AI Holdings (BFRG) stock when it goes public
Everything we know about the Bullfrog AI Holdings IPO, plus information on how to buy in.
How to research stocks
Learn about stock analysis and how to use it to find the right company to buy.
Ask an Expert