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M&T Bank Corporation is a banks—regional business based in the US. M-and-T Bank Corporation shares (MTB) are listed on the NYSE and all prices are listed in US Dollars. M-and-T Bank Corporation employs 17,098 staff and has a trailing 12-month revenue of around USD$5.4 billion.
|Latest market close||USD$91.13|
|52-week range||USD$85.09 - USD$174|
|50-day moving average||USD$103.3489|
|200-day moving average||USD$104.4085|
|Wall St. target price||USD$123.58|
|Dividend yield||USD$4.4 (4.84%)|
|Earnings per share (TTM)||USD$10.782|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-09-24)||1.19%|
|1 month (2020-09-01)||-12.00%|
|3 months (2020-07-01)||-10.05%|
|6 months (2020-04-01)||-4.93%|
|1 year (2019-10-01)||-40.72%|
|2 years (2018-10-01)||-44.67%|
|3 years (2017-09-29)||-43.41%|
|5 years (2015-10-01)||-22.21%|
Valuing M-and-T Bank Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of M-and-T Bank Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
M-and-T Bank Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, M-and-T Bank Corporation shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
M-and-T Bank Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 14.6171. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into M-and-T Bank Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$5.4 billion|
|Operating margin TTM||38.5%|
|Gross profit TTM||USD$6 billion|
|Return on assets TTM||1.14%|
|Return on equity TTM||9.38%|
|Market capitalisation||USD$11.6 billion|
TTM: trailing 12 months
There are currently 2.4 million M-and-T Bank Corporation shares held short by investors – that's known as M-and-T Bank Corporation's "short interest". This figure is 10.7% up from 2.2 million last month.
There are a few different ways that this level of interest in shorting M-and-T Bank Corporation shares can be evaluated.
M-and-T Bank Corporation's "short interest ratio" (SIR) is the quantity of M-and-T Bank Corporation shares currently shorted divided by the average quantity of M-and-T Bank Corporation shares traded daily (recently around 665060.71428571). M-and-T Bank Corporation's SIR currently stands at 3.64. In other words for every 100,000 M-and-T Bank Corporation shares traded daily on the market, roughly 3640 shares are currently held short.
However M-and-T Bank Corporation's short interest can also be evaluated against the total number of M-and-T Bank Corporation shares, or, against the total number of tradable M-and-T Bank Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case M-and-T Bank Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 M-and-T Bank Corporation shares in existence, roughly 20 shares are currently held short) or 0.0213% of the tradable shares (for every 100,000 tradable M-and-T Bank Corporation shares, roughly 21 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against M-and-T Bank Corporation.
Find out more about how you can short M-and-T Bank Corporation stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like M-and-T Bank Corporation.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 33.03
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and M-and-T Bank Corporation's overall score of 33.03 (as at 08/01/2020) is nothing to write home about – landing it in it in the 54th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like M-and-T Bank Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 8.12/100
M-and-T Bank Corporation's environmental score of 8.12 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 16.96/100
M-and-T Bank Corporation's social score of 16.96 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 16.95/100
M-and-T Bank Corporation's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that M-and-T Bank Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. M-and-T Bank Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that M-and-T Bank Corporation has, for the most part, managed to keep its nose clean.
|Total ESG score||33.03|
|Total ESG percentile||53.55|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
|Level of controversy||2|
Dividend payout ratio: 40.07% of net profits
Recently M-and-T Bank Corporation has paid out, on average, around 40.07% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.84% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), M-and-T Bank Corporation shareholders could enjoy a 4.84% return on their shares, in the form of dividend payments. In M-and-T Bank Corporation's case, that would currently equate to about $4.4 per share.
While M-and-T Bank Corporation's payout ratio might seem fairly standard, it's worth remembering that M-and-T Bank Corporation may be investing much of the rest of its net profits in future growth.
M-and-T Bank Corporation's most recent dividend payout was on 30 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 31 August 2020 (the "ex-dividend date").
M-and-T Bank Corporation's shares were split on a 10:1 basis on 6 October 2000. So if you had owned 1 share the day before before the split, the next day you'd have owned 10 shares. This wouldn't directly have changed the overall worth of your M-and-T Bank Corporation shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for M-and-T Bank Corporation shares which in turn could have impacted M-and-T Bank Corporation's share price.
Over the last 12 months, M-and-T Bank Corporation's shares have ranged in value from as little as $85.09 up to $174. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while M-and-T Bank Corporation's is 1.1438. This would suggest that M-and-T Bank Corporation's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
M&T Bank Corporation operates as the holding company for Manufacturers and Traders Trust Company; and Wilmington Trust, National Association that provide banking services. The company's Business Banking segment offers deposits, business loans and leases, and credit cards; and cash management, payroll, and letters of credit services to small businesses and professionals. Its Commercial Banking segment provides credit and banking services for middle-market and large commercial customers. The company's Commercial Real Estate segment offers multifamily residential and commercial real estate credit, and deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; investment management; and insurance agency services. It offers its services through banking offices, business banking centers, telephone and Internet banking, mobile banking, and automated teller machines. As of December 31, 2019, the company operates 731 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; a full-service commercial banking office in Ontario, and Canada; and an office in George Town, Cayman Islands. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
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