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How to buy LCNB stock

Own LCNB stock in just a few minutes.

Fact checked

LCNB Corp is a banks-regional business based in the US. LCNB shares (LCNB) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in LCNB

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for LCNB. Find the stock by name or ticker symbol: LCNB. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until LCNB reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of LCNB, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of LCNB. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

LCNB share price

Use our graph to track the performance of LCNB stocks over time.

LCNB shares at a glance

Information last updated 2021-02-24.
52-week rangeUSD$9.6737 - USD$17.16
50-day moving average USD$15.8491
200-day moving average USD$14.8273
Wall St. target priceUSD$17.5
PE ratio 11.1806
Dividend yield USD$0.73 (4.27%)
Earnings per share (TTM) USD$1.55

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy LCNB stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is LCNB under- or over-valued?

Valuing LCNB stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of LCNB's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

LCNB's P/E ratio

LCNB's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, LCNB shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

LCNB's PEG ratio

LCNB's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 11.81. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into LCNB's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

LCNB financials

Revenue TTM USD$69.9 million
Operating margin TTM 36.4%
Gross profit TTM USD$69.9 million
Return on assets TTM 1.19%
Return on equity TTM 8.56%
Profit margin 28.7%
Book value $18.729
Market capitalisation USD$222.8 million

TTM: trailing 12 months

Shorting LCNB shares

There are currently 100,157 LCNB shares held short by investors – that's known as LCNB's "short interest". This figure is 18.8% up from 84,321 last month.

There are a few different ways that this level of interest in shorting LCNB shares can be evaluated.

LCNB's "short interest ratio" (SIR)

LCNB's "short interest ratio" (SIR) is the quantity of LCNB shares currently shorted divided by the average quantity of LCNB shares traded daily (recently around 44514.222222222). LCNB's SIR currently stands at 2.25. In other words for every 100,000 LCNB shares traded daily on the market, roughly 2250 shares are currently held short.

However LCNB's short interest can also be evaluated against the total number of LCNB shares, or, against the total number of tradable LCNB shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case LCNB's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 LCNB shares in existence, roughly 10 shares are currently held short) or 0.0084% of the tradable shares (for every 100,000 tradable LCNB shares, roughly 8 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against LCNB.

Find out more about how you can short LCNB stock.

LCNB share dividends

48%

Dividend payout ratio: 47.74% of net profits

Recently LCNB has paid out, on average, around 47.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.45% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), LCNB shareholders could enjoy a 4.45% return on their shares, in the form of dividend payments. In LCNB's case, that would currently equate to about $0.73 per share.

While LCNB's payout ratio might seem fairly standard, it's worth remembering that LCNB may be investing much of the rest of its net profits in future growth.

LCNB's most recent dividend payout was on 15 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 26 February 2021 (the "ex-dividend date").

Have LCNB's shares ever split?

LCNB's shares were split on a 2:1 basis on 11 May 2007. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your LCNB shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for LCNB shares which in turn could have impacted LCNB's share price.

LCNB share price volatility

Over the last 12 months, LCNB's shares have ranged in value from as little as $9.6737 up to $17.16. A popular way to gauge a stock's volatility is its "beta".

LCNB.US volatility(beta: 0.9)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while LCNB's is 0.9023. This would suggest that LCNB's shares are less volatile than average (for this exchange).

LCNB overview

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides commercial and personal banking services in Ohio. The company's deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. The company also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, it provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, personal computer-based cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2019, the company operated 35 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross Counties; and an operations center in Warren County, Ohio, as well as 38 ATMs. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.

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