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Jack Henry & Associates, Inc is an information technology services business based in the US. Jack Henry-and-Associates shares (JKHY) are listed on the NASDAQ and all prices are listed in US Dollars. Jack Henry-and-Associates employs 6,717 staff and has a trailing 12-month revenue of around USD$1.7 billion.
|52-week range||USD$130.3 - USD$200.98|
|50-day moving average||USD$161.68|
|200-day moving average||USD$173.2404|
|Wall St. target price||USD$171.8|
|Dividend yield||USD$1.72 (1.06%)|
|Earnings per share (TTM)||USD$3.86|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Jack Henry-and-Associates stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Jack Henry-and-Associates's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Jack Henry-and-Associates's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 42x. In other words, Jack Henry-and-Associates shares trade at around 42x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Jack Henry-and-Associates's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 6.2228. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Jack Henry-and-Associates's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Jack Henry-and-Associates's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$446.3 million.
The EBITDA is a measure of a Jack Henry-and-Associates's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$1.7 billion|
|Operating margin TTM||22.43%|
|Gross profit TTM||USD$688.6 million|
|Return on assets TTM||10.31%|
|Return on equity TTM||19.92%|
|Market capitalisation||USD$12.1 billion|
TTM: trailing 12 months
There are currently 1.6 million Jack Henry-and-Associates shares held short by investors – that's known as Jack Henry-and-Associates's "short interest". This figure is 10.9% down from 1.8 million last month.
There are a few different ways that this level of interest in shorting Jack Henry-and-Associates shares can be evaluated.
Jack Henry-and-Associates's "short interest ratio" (SIR) is the quantity of Jack Henry-and-Associates shares currently shorted divided by the average quantity of Jack Henry-and-Associates shares traded daily (recently around 588681.91881919). Jack Henry-and-Associates's SIR currently stands at 2.71. In other words for every 100,000 Jack Henry-and-Associates shares traded daily on the market, roughly 2710 shares are currently held short.
However Jack Henry-and-Associates's short interest can also be evaluated against the total number of Jack Henry-and-Associates shares, or, against the total number of tradable Jack Henry-and-Associates shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Jack Henry-and-Associates's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Jack Henry-and-Associates shares in existence, roughly 20 shares are currently held short) or 0.0279% of the tradable shares (for every 100,000 tradable Jack Henry-and-Associates shares, roughly 28 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Jack Henry-and-Associates.
Find out more about how you can short Jack Henry-and-Associates stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Jack Henry-and-Associates.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 15.4
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Jack Henry-and-Associates's overall score of 15.4 (as at 10/01/2020) is excellent – landing it in it in the 16th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Jack Henry-and-Associates is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 2.82/100
Jack Henry-and-Associates's environmental score of 2.82 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Jack Henry-and-Associates is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 11.52/100
Jack Henry-and-Associates's social score of 11.52 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Jack Henry-and-Associates is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 7.2/100
Jack Henry-and-Associates's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that Jack Henry-and-Associates is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
|Total ESG score||15.4|
|Total ESG percentile||15.98|
|Environmental score percentile||1|
|Social score percentile||1|
|Governance score percentile||1|
Dividend payout ratio: 43.78% of net profits
Recently Jack Henry-and-Associates has paid out, on average, around 43.78% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Jack Henry-and-Associates shareholders could enjoy a 1.06% return on their shares, in the form of dividend payments. In Jack Henry-and-Associates's case, that would currently equate to about $1.72 per share.
While Jack Henry-and-Associates's payout ratio might seem fairly standard, it's worth remembering that Jack Henry-and-Associates may be investing much of the rest of its net profits in future growth.
Jack Henry-and-Associates's most recent dividend payout was on 28 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 8 September 2020 (the "ex-dividend date").
Jack Henry-and-Associates's shares were split on a 2:1 basis on 5 March 2001. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Jack Henry-and-Associates shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Jack Henry-and-Associates shares which in turn could have impacted Jack Henry-and-Associates's share price.
Over the last 12 months, Jack Henry-and-Associates's shares have ranged in value from as little as $130.3 up to $200.98. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Jack Henry-and-Associates's is 0.5157. This would suggest that Jack Henry-and-Associates's shares are less volatile than average (for this exchange).
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions; and CruiseNet, a cost-efficient system designed primarily for credit unions. In addition, the company offers electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.
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