How to buy Intercorp Financial Services stock | $27.92

Intercorp Financial Services Inc is a banks-regional business based in the US. Intercorp Financial Services shares (IFS) are listed on the NYSE and all prices are listed in US Dollars. Intercorp Financial Services employs 7,610 staff and has a trailing 12-month revenue of around 0.00.

Intercorp Financial Services stock price (NYSE: IFS)

Use our graph to track the performance of IFS stocks over time.

Intercorp Financial Services shares at a glance

• Key figures

Information last updated 2021-10-24.

Latest market close	$27.92
52-week range	$17.67 - $34.96
50-day moving average	$23.30
200-day moving average	$24.49
Wall St. target price	$32.80
PE ratio	7.8175
Dividend yield	$2.784 (10.19%)
Earnings per share (TTM)	$3.61

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Is it a good time to buy Intercorp Financial Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Intercorp Financial Services price performance over time

Historical closes compared with the close of $27.92 from 2021-10-26

1 week (2021-10-20)	4.22%
1 month (2021-09-27)	21.60%
3 months (2021-07-27)	21.66%
6 months (2021-04-27)	5.16%

1 year (2020-10-27)	26.56%
2 years (2019-10-25)	-32.67%
3 years (2018-10-23)	N/A
5 years (2016-10-23)	N/A

Is Intercorp Financial Services under- or over-valued?

Valuing Intercorp Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Intercorp Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Intercorp Financial Services's P/E ratio

Intercorp Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Intercorp Financial Services shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Intercorp Financial Services financials

Revenue TTM	$4 billion
Operating margin TTM	49.79%
Gross profit TTM	$2.3 billion
Return on assets TTM	1.95%
Return on equity TTM	19.59%
Profit margin	41.56%
Book value	$80.33
Market capitalisation	$3.3 billion

TTM: trailing 12 months

Shorting Intercorp Financial Services shares

There are currently 65,416 Intercorp Financial Services shares held short by investors – that's known as Intercorp Financial Services's "short interest". This figure is 17.5% up from 55,650 last month.

There are a few different ways that this level of interest in shorting Intercorp Financial Services shares can be evaluated.

Intercorp Financial Services's "short interest ratio" (SIR)

Intercorp Financial Services's "short interest ratio" (SIR) is the quantity of Intercorp Financial Services shares currently shorted divided by the average quantity of Intercorp Financial Services shares traded daily (recently around 30007.339449541). Intercorp Financial Services's SIR currently stands at 2.18. In other words for every 100,000 Intercorp Financial Services shares traded daily on the market, roughly 2180 shares are currently held short.

However Intercorp Financial Services's short interest can also be evaluated against the total number of Intercorp Financial Services shares, or, against the total number of tradable Intercorp Financial Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Intercorp Financial Services's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Intercorp Financial Services shares in existence, roughly 0 shares are currently held short) or 0.0019% of the tradable shares (for every 100,000 tradable Intercorp Financial Services shares, roughly 2 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Intercorp Financial Services.

Find out more about how you can short Intercorp Financial Services stock.

Intercorp Financial Services share dividends

Dividend payout ratio: 20.11% of net profits

Recently Intercorp Financial Services has paid out, on average, around 20.11% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.82% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Intercorp Financial Services shareholders could enjoy a 2.82% return on their shares, in the form of dividend payments. In Intercorp Financial Services's case, that would currently equate to about $2.784 per share.

While Intercorp Financial Services's payout ratio might seem low, this can signify that Intercorp Financial Services is investing more in its future growth.

Intercorp Financial Services's most recent dividend payout was on 5 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 26 April 2021 (the "ex-dividend date").

Have Intercorp Financial Services's shares ever split?

Intercorp Financial Services's shares were split on a 16:1 basis on 5 May 2009. So if you had owned 1 share the day before before the split, the next day you'd have owned 16 shares. This wouldn't directly have changed the overall worth of your Intercorp Financial Services shares – just the quantity. However, indirectly, the new 93.8% lower share price could have impacted the market appetite for Intercorp Financial Services shares which in turn could have impacted Intercorp Financial Services's share price.

Intercorp Financial Services share price volatility

Over the last 12 months, Intercorp Financial Services's shares have ranged in value from as little as $17.67 up to $34.9619. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Intercorp Financial Services's is 0.8863. This would suggest that Intercorp Financial Services's shares are less volatile than average (for this exchange).

Intercorp Financial Services overview

Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management. It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts. The company also offers retail banking products, including consumer, payroll deduction, cash, vehicle, student, express, collateralized cash, mortgage, and other consumer loans, as well as credit cards. In addition, it provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products. Further, it offers treasury and institutional banking, as well as securitization services.

Frequently asked questions

What percentage of Intercorp Financial Services is owned by insiders or institutions?
Currently 70.623% of Intercorp Financial Services shares are held by insiders and 27.84% by institutions. How many people work for Intercorp Financial Services?
Latest data suggests 7,610 work at Intercorp Financial Services. When does the fiscal year end for Intercorp Financial Services?
Intercorp Financial Services's fiscal year ends in December. Where is Intercorp Financial Services based?
Intercorp Financial Services's address is: Torre Interbank, Lima, Peru, 13 What is Intercorp Financial Services's ISIN number?
Intercorp Financial Services's international securities identification number is: PAL2400671A3