Our top pick for
IF Bancorp Inc is a banks-regional business based in the US. IF Bancorp shares (IROQ) are listed on the NASDAQ and all prices are listed in US Dollars. IF Bancorp employs 108 staff and has a trailing 12-month revenue of around 0.00.
|Latest market close||$22.25|
|52-week range||$15.51 - $23.31|
|50-day moving average||$22.34|
|200-day moving average||$22.39|
|Wall St. target price||N/A|
|Dividend yield||$0.3 (1.39%)|
|Earnings per share (TTM)||$1.74|
*Signup bonus information updated weekly.
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-10-08)||3.49%|
|1 month (2021-09-15)||-4.10%|
|3 months (2021-07-15)||0.86%|
|6 months (2021-04-15)||-1.72%|
|1 year (2020-10-15)||35.34%|
|2 years (2019-10-15)||4.07%|
|3 years (2018-10-12)||22.75|
|5 years (2016-10-13)||19.62%|
Valuing IF Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of IF Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
IF Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, IF Bancorp shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$25.6 million|
|Operating margin TTM||29.65%|
|Gross profit TTM||$25.6 million|
|Return on assets TTM||0.7%|
|Return on equity TTM||6.37%|
|Market capitalisation||$69.7 million|
TTM: trailing 12 months
There are currently 1,346 IF Bancorp shares held short by investors – that's known as IF Bancorp's "short interest". This figure is 116.7% up from 621 last month.
There are a few different ways that this level of interest in shorting IF Bancorp shares can be evaluated.
IF Bancorp's "short interest ratio" (SIR) is the quantity of IF Bancorp shares currently shorted divided by the average quantity of IF Bancorp shares traded daily (recently around 360.85790884719). IF Bancorp's SIR currently stands at 3.73. In other words for every 100,000 IF Bancorp shares traded daily on the market, roughly 3730 shares are currently held short.
However IF Bancorp's short interest can also be evaluated against the total number of IF Bancorp shares, or, against the total number of tradable IF Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case IF Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 IF Bancorp shares in existence, roughly 0 shares are currently held short) or 0.0008% of the tradable shares (for every 100,000 tradable IF Bancorp shares, roughly 1 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against IF Bancorp.
Find out more about how you can short IF Bancorp stock.
Dividend payout ratio: 20.04% of net profits
Recently IF Bancorp has paid out, on average, around 20.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.63% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), IF Bancorp shareholders could enjoy a 1.63% return on their shares, in the form of dividend payments. In IF Bancorp's case, that would currently equate to about $0.3 per share.
While IF Bancorp's payout ratio might seem low, this can signify that IF Bancorp is investing more in its future growth.
IF Bancorp's most recent dividend payout was on 14 October 2021. The latest dividend was paid out to all shareholders who bought their shares by 22 September 2021 (the "ex-dividend date").
Over the last 12 months, IF Bancorp's shares have ranged in value from as little as $15.513 up to $23.3127. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while IF Bancorp's is 0.7799. This would suggest that IF Bancorp's shares are less volatile than average (for this exchange).
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of August 31, 2021, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign, Illinois; and a loan production and wealth management office in Osage Beach, Missouri.
Everything we know about the Aura Biosciences IPO, plus information on how to buy in.
Everything we know about the Claros Mortgage Trust IPO, plus information on how to buy in.
Everything we know about the Evotec SE IPO, plus information on how to buy in.
Everything we know about the Delimobil Holding SA IPO, plus information on how to buy in.
Everything we know about the Blue Water Vaccines IPO, plus information on how to buy in.
Everything we know about the Sonendo IPO, plus information on how to buy in.
Everything we know about the FlexEnergy Green Solutions IPO, plus information on how to buy in.
Everything we know about the Stran & Company IPO, plus information on how to buy in.
Everything we know about the Kidpik Corp IPO, plus information on how to buy in.
Everything we know about the Nuvectis Pharma IPO, plus information on how to buy in.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.