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IF Bancorp, Inc is a banks-regional business based in the US. IF Bancorp shares (IROQ) are listed on the NASDAQ and all prices are listed in US Dollars. IF Bancorp employs 104 staff and has a trailing 12-month revenue of around USD0.00.
|52-week range||USD$14.78 - USD$22.65|
|50-day moving average||USD$21.30|
|200-day moving average||USD$20.02|
|Wall St. target price||N/A|
|Dividend yield||USD$0.3 (1.34%)|
|Earnings per share (TTM)||USD$1.62|
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing IF Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of IF Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
IF Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, IF Bancorp shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$24.6 million|
|Operating margin TTM||28.54%|
|Gross profit TTM||USD$23 million|
|Return on assets TTM||0.72%|
|Return on equity TTM||6.12%|
|Market capitalisation||USD$73.4 million|
TTM: trailing 12 months
There are currently 1,318 IF Bancorp shares held short by investors – that's known as IF Bancorp's "short interest". This figure is 132.9% up from 566 last month.
There are a few different ways that this level of interest in shorting IF Bancorp shares can be evaluated.
IF Bancorp's "short interest ratio" (SIR) is the quantity of IF Bancorp shares currently shorted divided by the average quantity of IF Bancorp shares traded daily (recently around 2272.4137931034). IF Bancorp's SIR currently stands at 0.58. In other words for every 100,000 IF Bancorp shares traded daily on the market, roughly 580 shares are currently held short.
However IF Bancorp's short interest can also be evaluated against the total number of IF Bancorp shares, or, against the total number of tradable IF Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case IF Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 IF Bancorp shares in existence, roughly 0 shares are currently held short) or 0.0006% of the tradable shares (for every 100,000 tradable IF Bancorp shares, roughly 1 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against IF Bancorp.
Find out more about how you can short IF Bancorp stock.
Dividend payout ratio: 16.23% of net profits
Recently IF Bancorp has paid out, on average, around 16.23% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.36% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), IF Bancorp shareholders could enjoy a 1.36% return on their shares, in the form of dividend payments. In IF Bancorp's case, that would currently equate to about $0.3 per share.
While IF Bancorp's payout ratio might seem low, this can signify that IF Bancorp is investing more in its future growth.
IF Bancorp's most recent dividend payout was on 15 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 24 March 2021 (the "ex-dividend date").
Over the last 12 months, IF Bancorp's shares have ranged in value from as little as $14.7806 up to $22.65. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while IF Bancorp's is 0.8224. This would suggest that IF Bancorp's shares are less volatile than average (for this exchange).
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of September 13, 2019, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign, and Bourbonnais, Illinois; and a loan production and wealth management office in Osage Beach, Missouri.
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