How to buy Howard Bancorp stock | $16.86

Howard Bancorp, Inc is a banks-regional business based in the US. Howard Bancorp shares (HBMD) are listed on the NASDAQ and all prices are listed in US Dollars. Howard Bancorp employs 235 staff and has a trailing 12-month revenue of around 0.00.

Howard Bancorp stock price (NASDAQ: HBMD)

Use our graph to track the performance of HBMD stocks over time.

Howard Bancorp shares at a glance

• Key figures

Information last updated 2021-07-31.

Latest market close	$16.86
52-week range	$8.70 - $20.41
50-day moving average	$17.52
200-day moving average	$15.96
Wall St. target price	$18.83
PE ratio	16.3757
Dividend yield	N/A (0%)
Earnings per share (TTM)	$1.20

Buy Howard Bancorp shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.

*Signup bonus information updated weekly.

Is it a good time to buy Howard Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Howard Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Howard Bancorp price performance over time

Historical closes compared with the close of $16.86 from 2021-05-28

1 week (2021-07-21)	N/A
1 month (2021-07-01)	4.07%
3 months (2021-04-30)	0.12%
6 months (2021-01-28)	N/A

1 year (2020-07-28)	N/A
2 years (2019-07-28)	N/A
3 years (2018-07-28)	N/A
5 years (2016-07-28)	N/A

Is Howard Bancorp under- or over-valued?

Valuing Howard Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Howard Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Howard Bancorp's P/E ratio

Howard Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, Howard Bancorp shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Howard Bancorp financials

Revenue TTM	$82 million
Operating margin TTM	44.47%
Gross profit TTM	$76.1 million
Return on assets TTM	0.9%
Return on equity TTM	7.75%
Profit margin	27.73%
Book value	$16.14
Market capitalisation	$370.4 million

TTM: trailing 12 months

Shorting Howard Bancorp shares

There are currently 146,620 Howard Bancorp shares held short by investors – that's known as Howard Bancorp's "short interest". This figure is 3.4% down from 151,800 last month.

There are a few different ways that this level of interest in shorting Howard Bancorp shares can be evaluated.

Howard Bancorp's "short interest ratio" (SIR)

Howard Bancorp's "short interest ratio" (SIR) is the quantity of Howard Bancorp shares currently shorted divided by the average quantity of Howard Bancorp shares traded daily (recently around 149612.24489796). Howard Bancorp's SIR currently stands at 0.98. In other words for every 100,000 Howard Bancorp shares traded daily on the market, roughly 980 shares are currently held short.

However Howard Bancorp's short interest can also be evaluated against the total number of Howard Bancorp shares, or, against the total number of tradable Howard Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Howard Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Howard Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0104% of the tradable shares (for every 100,000 tradable Howard Bancorp shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Howard Bancorp.

Find out more about how you can short Howard Bancorp stock.

Howard Bancorp share dividends

We're not expecting Howard Bancorp to pay a dividend over the next 12 months.

Howard Bancorp share price volatility

Over the last 12 months, Howard Bancorp's shares have ranged in value from as little as $8.7 up to $20.41. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Howard Bancorp's is 0.9271. This would suggest that Howard Bancorp's shares are less volatile than average (for this exchange).

Howard Bancorp overview

Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. The company offers various consumer and business deposit products, including demand, money market, savings, individual retirement, and commercial and retail checking accounts, as well as certificates of deposit. It also provides commercial loans, such as lines of credit, revolving credit facilities, accounts receivable and inventory financing, term loans, equipment loans, small business administration loans, stand-by letters of credit, and unsecured loans, as well as equipment lease services; commercial mortgage loans for owner occupied and investment properties; construction loans; residential mortgage loans; and secured and unsecured consumer loans. In addition, the company offers wire transfer services; automated teller machines and check cards; and safe deposit boxes, as well as credit cards through a third party processor. Further, it provides merchant card, overnight sweep, check positive pay, and remote deposit capture services; and online and mobile banking services. As of December 31, 2020, the company operated through a network of 15 full service branches, as well as eight commercial lending offices located in Maryland.

Frequently asked questions

What percentage of Howard Bancorp is owned by insiders or institutions?
Currently 25.81% of Howard Bancorp shares are held by insiders and 57.791% by institutions. How many people work for Howard Bancorp?
Latest data suggests 235 work at Howard Bancorp. When does the fiscal year end for Howard Bancorp?
Howard Bancorp's fiscal year ends in December. Where is Howard Bancorp based?
Howard Bancorp's address is: 3301 Boston Street, Baltimore, MD, United States, 21224 What is Howard Bancorp's ISIN number?
Howard Bancorp's international securities identification number is: US4424961054 What is Howard Bancorp's CUSIP number?
Howard Bancorp's Committee on Uniform Securities Identification Procedures number is: 442496105