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Howard Bancorp, Inc is a banks-regional business based in the US. Howard Bancorp shares (HBMD) are listed on the NASDAQ and all prices are listed in US Dollars. Howard Bancorp employs 299 staff and has a trailing 12-month revenue of around USD$77.4 million.
|52-week range||USD$8.44 - USD$18.87|
|50-day moving average||USD$12.1565|
|200-day moving average||USD$10.4026|
|Wall St. target price||USD$13|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||USD$0.839|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Howard Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Howard Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Howard Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Howard Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$77.4 million|
|Operating margin TTM||36.25%|
|Gross profit TTM||USD$85.4 million|
|Return on assets TTM||-0.64%|
|Return on equity TTM||-5.2%|
|Market capitalisation||USD$221.7 million|
TTM: trailing 12 months
There are currently 173,518 Howard Bancorp shares held short by investors – that's known as Howard Bancorp's "short interest". This figure is 0.9% up from 172,050 last month.
There are a few different ways that this level of interest in shorting Howard Bancorp shares can be evaluated.
Howard Bancorp's "short interest ratio" (SIR) is the quantity of Howard Bancorp shares currently shorted divided by the average quantity of Howard Bancorp shares traded daily (recently around 16978.277886497). Howard Bancorp's SIR currently stands at 10.22. In other words for every 100,000 Howard Bancorp shares traded daily on the market, roughly 10220 shares are currently held short.
However Howard Bancorp's short interest can also be evaluated against the total number of Howard Bancorp shares, or, against the total number of tradable Howard Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Howard Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Howard Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0161% of the tradable shares (for every 100,000 tradable Howard Bancorp shares, roughly 16 shares are currently held short).
A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against Howard Bancorp.
Find out more about how you can short Howard Bancorp stock.
We're not expecting Howard Bancorp to pay a dividend over the next 12 months.
Over the last 12 months, Howard Bancorp's shares have ranged in value from as little as $8.44 up to $18.87. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Howard Bancorp's is 0.81. This would suggest that Howard Bancorp's shares are less volatile than average (for this exchange).
Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. The company offers various consumer and business deposit products, including demand, money market, savings, individual retirement, and commercial and retail checking accounts, as well as certificates of deposit. It also provides commercial loans, such as lines of credit, revolving credit facilities, accounts receivable and inventory financing, term loans, equipment loans, small business administration loans, stand-by letters of credit, and unsecured loans, as well as equipment lease services; commercial mortgage loans for owner occupied and investment properties; construction loans; residential mortgage loans; and secured and unsecured consumer loans. In addition, the company offers wire transfer services; automated teller machines and check cards; and safe deposit boxes, as well as credit cards through a third party processor. Further, it provides Internet banking, merchant card, overnight sweep, and remote deposit capture services; and online and mobile banking services. As of December 31, 2019, the company operated through a network of 16 full service branches, as well as eight mortgage and commercial lending offices located in Maryland. Howard Bancorp, Inc. was founded in 2004 and is headquartered in Baltimore, Maryland.
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