How to buy Home Bancorp stock

Home Bancorp, Inc is a banks-regional business based in the US. Home Bancorp shares (HBCP) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Home Bancorp

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Home Bancorp. Find the stock by name or ticker symbol: HBCP. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Home Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Home Bancorp, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Home Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Home Bancorp share price

Use our graph to track the performance of HBCP stocks over time.

Home Bancorp shares at a glance

• Key figures

Information last updated 2020-12-27.

52-week range	USD$18.0652 - USD$38.1377
50-day moving average	USD$28.6873
200-day moving average	USD$25.9468
Wall St. target price	USD$31
PE ratio	12.8119
Dividend yield	USD$0.88 (3.06%)
Earnings per share (TTM)	USD$2.244

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Is it a good time to buy Home Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Home Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Home Bancorp under- or over-valued?

Valuing Home Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Home Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Home Bancorp's P/E ratio

Home Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Home Bancorp shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Home Bancorp financials

Revenue TTM	USD$86.1 million
Operating margin TTM	31.06%
Gross profit TTM	USD$96.2 million
Return on assets TTM	0.83%
Return on equity TTM	6.3%
Profit margin	22.98%
Book value	$35.478
Market capitalisation	USD$251.7 million

TTM: trailing 12 months

Shorting Home Bancorp shares

There are currently 81,084 Home Bancorp shares held short by investors – that's known as Home Bancorp's "short interest". This figure is 1.2% down from 82,091 last month.

There are a few different ways that this level of interest in shorting Home Bancorp shares can be evaluated.

Home Bancorp's "short interest ratio" (SIR)

Home Bancorp's "short interest ratio" (SIR) is the quantity of Home Bancorp shares currently shorted divided by the average quantity of Home Bancorp shares traded daily (recently around 9722.3021582734). Home Bancorp's SIR currently stands at 8.34. In other words for every 100,000 Home Bancorp shares traded daily on the market, roughly 8340 shares are currently held short.

However Home Bancorp's short interest can also be evaluated against the total number of Home Bancorp shares, or, against the total number of tradable Home Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Home Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Home Bancorp shares in existence, roughly 10 shares are currently held short) or 0.011% of the tradable shares (for every 100,000 tradable Home Bancorp shares, roughly 11 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Home Bancorp.

Find out more about how you can short Home Bancorp stock.

Home Bancorp share dividends

Dividend payout ratio: 39.29% of net profits

Recently Home Bancorp has paid out, on average, around 39.29% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Home Bancorp shareholders could enjoy a 3.06% return on their shares, in the form of dividend payments. In Home Bancorp's case, that would currently equate to about $0.88 per share.

While Home Bancorp's payout ratio might seem fairly standard, it's worth remembering that Home Bancorp may be investing much of the rest of its net profits in future growth.

Home Bancorp's most recent dividend payout was on 20 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 6 November 2020 (the "ex-dividend date").

Home Bancorp share price volatility

Over the last 12 months, Home Bancorp's shares have ranged in value from as little as $18.0652 up to $38.1377. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Home Bancorp's is 0.7538. This would suggest that Home Bancorp's shares are less volatile than average (for this exchange).

Home Bancorp overview

Home Bancorp, Inc. operates as the holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposits products, including interest-bearing and noninterest-bearing checking, money market, savings, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers online banking services. The company operates through a network of 20 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, three banking offices in Natchez, and one banking office in Vicksburg. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Frequently asked questions

• What percentage of Home Bancorp is owned by insiders or institutions?

  Currently 12.737% of Home Bancorp shares are held by insiders and 40.29% by institutions.

• When does the fiscal year end for Home Bancorp?

  Home Bancorp's fiscal year ends in December.

• Where is Home Bancorp based?

  Home Bancorp's address is: 503 Kaliste Saloom Road, Lafayette, LA, United States, 70508

• What is Home Bancorp's ISIN number?

  Home Bancorp's international securities identification number is: US43689E1073

• What is Home Bancorp's CUSIP number?

  Home Bancorp's Committee on Uniform Securities Identification Procedures number is: 43689E107