How to buy HMN Financial stock | $23.36

HMN Financial Inc is a banks-regional business based in the US. HMN Financial shares (HMNF) are listed on the NASDAQ and all prices are listed in US Dollars. HMN Financial employs 171 staff and has a trailing 12-month revenue of around 0.00.

HMN Financial stock price (NASDAQ: HMNF)

Use our graph to track the performance of HMNF stocks over time.

HMN Financial shares at a glance

• Key figures

Information last updated 2021-10-25.

Latest market close	$23.36
52-week range	$14.35 - $24.72
50-day moving average	$23.38
200-day moving average	$21.94
Wall St. target price	$27.00
PE ratio	7.2344
Dividend yield	N/A (0%)
Earnings per share (TTM)	$3.23

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Is it a good time to buy HMN Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

HMN Financial price performance over time

Historical closes compared with the close of $23.36 from 2021-10-22

1 week (2021-10-19)	23.36
1 month (2021-09-24)	-0.55%
3 months (2021-07-26)	4.33%
6 months (2021-04-26)	16.28%

1 year (2020-10-26)	60.66%
2 years (2019-10-25)	12.63%
3 years (2018-10-25)	13.12%
5 years (2016-10-26)	64.51%

Is HMN Financial under- or over-valued?

Valuing HMN Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of HMN Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

HMN Financial's P/E ratio

HMN Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, HMN Financial shares trade at around 7x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

HMN Financial financials

Revenue TTM	$47.5 million
Operating margin TTM	43.2%
Gross profit TTM	$41.4 million
Return on assets TTM	1.52%
Return on equity TTM	13.92%
Profit margin	30.93%
Book value	$23.93
Market capitalisation	$108.5 million

TTM: trailing 12 months

Shorting HMN Financial shares

There are currently 5,718 HMN Financial shares held short by investors – that's known as HMN Financial's "short interest". This figure is 21.3% down from 7,266 last month.

There are a few different ways that this level of interest in shorting HMN Financial shares can be evaluated.

HMN Financial's "short interest ratio" (SIR)

HMN Financial's "short interest ratio" (SIR) is the quantity of HMN Financial shares currently shorted divided by the average quantity of HMN Financial shares traded daily (recently around 2278.0876494024). HMN Financial's SIR currently stands at 2.51. In other words for every 100,000 HMN Financial shares traded daily on the market, roughly 2510 shares are currently held short.

However HMN Financial's short interest can also be evaluated against the total number of HMN Financial shares, or, against the total number of tradable HMN Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case HMN Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 HMN Financial shares in existence, roughly 0 shares are currently held short) or 0.0015% of the tradable shares (for every 100,000 tradable HMN Financial shares, roughly 2 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against HMN Financial.

Find out more about how you can short HMN Financial stock.

HMN Financial share dividends

We're not expecting HMN Financial to pay a dividend over the next 12 months.

Have HMN Financial's shares ever split?

HMN Financial's shares were split on a 3:2 basis on 25 May 1998. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your HMN Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for HMN Financial shares which in turn could have impacted HMN Financial's share price.

HMN Financial share price volatility

Over the last 12 months, HMN Financial's shares have ranged in value from as little as $14.35 up to $24.72. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while HMN Financial's is 0.163. This would suggest that HMN Financial's shares are less volatile than average (for this exchange).

HMN Financial overview

HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. It operates through 14 full service branches located in Minnesota, Wisconsin, and Iowa; and one loan production offices located in Sartell, Minnesota. HMN Financial, Inc.

Frequently asked questions

What percentage of HMN Financial is owned by insiders or institutions?
Currently 18.178% of HMN Financial shares are held by insiders and 51.858% by institutions. How many people work for HMN Financial?
Latest data suggests 171 work at HMN Financial. When does the fiscal year end for HMN Financial?
HMN Financial's fiscal year ends in December. Where is HMN Financial based?
HMN Financial's address is: 1016 Civic Center Drive Northwest, Rochester, MN, United States, 55901 What is HMN Financial's ISIN number?
HMN Financial's international securities identification number is: US40424G1085 What is HMN Financial's CUSIP number?
HMN Financial's Committee on Uniform Securities Identification Procedures number is: 40424G108