Heartland Financial USA is a banks - regional business based in the US. Heartland Financial USA shares (HTLF) are listed on the NASDAQ and all prices are listed in US Dollars. Heartland Financial USA employs 1,888 staff and has a trailing 12-month revenue of around $556 million.
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| Latest market close | $53.13 |
|---|---|
| 52-week range | $25.74 - $52.50 |
| 50-day moving average | $44.57 |
| 200-day moving average | $36.53 |
| Wall St. target price | $52.00 |
| PE ratio | 30.8061 |
| Dividend yield | $1.2 (2.36%) |
| Earnings per share (TTM) | $1.65 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $53.13 from 2024-07-25
| 1 week (2024-07-19) | 4.52% |
|---|---|
| 1 month (2024-06-27) | 21.30% |
| 3 months (2024-04-26) | 48.74% |
| 6 months (2024-01-26) | 40.30% |
| 1 year (2023-07-27) | 56.91% |
|---|---|
| 2 years (2022-07-27) | 18.89% |
| 3 years (2021-07-27) | 18.21% |
| 5 years (2019-07-26) | 20.10% |
Valuing Heartland Financial USA stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Heartland Financial USA's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Heartland Financial USA's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 31x. In other words, Heartland Financial USA shares trade at around 31x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Heartland Financial USA's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.66. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Heartland Financial USA's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $556 million |
|---|---|
| Operating margin TTM | 41.98% |
| Gross profit TTM | $707.1 million |
| Return on assets TTM | 0.4% |
| Return on equity TTM | 4.14% |
| Profit margin | 14.18% |
| Book value | $43.67 |
| Market Capitalization | $2.2 billion |
TTM: trailing 12 months
Dividend payout ratio: 26.85% of net profits
Recently Heartland Financial USA has paid out, on average, around 26.85% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.36% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Heartland Financial USA shareholders could enjoy a 2.36% return on their shares, in the form of dividend payments. In Heartland Financial USA's case, that would currently equate to about $1.2 per share.
While Heartland Financial USA's payout ratio might seem fairly standard, it's worth remembering that Heartland Financial USA may be investing much of the rest of its net profits in future growth.
Heartland Financial USA's most recent dividend payout was on 27 May 2024. The latest dividend was paid out to all shareholders who bought their shares by 9 May 2024 (the "ex-dividend date").
Heartland Financial USA's shares were split on a 3:2 basis on 29 December 2003. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Heartland Financial USA shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Heartland Financial USA shares which in turn could have impacted Heartland Financial USA's share price.
Over the last 12 months, Heartland Financial USA's shares have ranged in value from as little as $25.7418 up to $52.5. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Heartland Financial USA's is 0.962. This would suggest that Heartland Financial USA's shares are less volatile than average (for this exchange).
Heartland Financial USA, Inc. , a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, the company provides business and personal online banking, and mobile banking; bill payment, remote deposit capture, and treasury management services; debit cards; automated teller machines; and automated clearing house services, wire transfers, insured cash sweeps, zero balance accounts, lockbox, image cash letter, remote deposit capture, commercial cards for travel and entertainment purchasing, merchant services to receive credit card payments, investment sweep accounts, reconciliation services, online invoice processing, foreign exchange and positive pay fraud prevention services for checks and automated clearing house services payments. Further, it offers wealth management, trust services, brokerage services, and fixed rate annuity products; and investment services, including mutual funds, individual retirement products, and education savings products. Heartland Financial USA, Inc.
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