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HCI Group, Inc is an insurance—property & casualty business based in the US. HCI Group shares (HCI) are listed on the NYSE and all prices are listed in US Dollars. HCI Group employs 413 staff and has a trailing 12-month revenue of around USD$259.3 million.
Since the stock market crash in March caused by coronavirus, HCI Group's share price has had significant positive movement.
Its last market close was USD$52.99, which is 13.19% up on its pre-crash value of USD$46 and 67.64% up on the lowest point reached during the March crash when the shares fell as low as USD$31.61.
If you had bought USD$1,000 worth of HCI Group shares at the start of February 2020, those shares would have been worth USD$780.27 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$1,177.97.
|Latest market close||USD$52.99|
|52-week range||USD$31.61 - USD$62.93|
|50-day moving average||USD$51.1144|
|200-day moving average||USD$47.1901|
|Wall St. target price||USD$60|
|Dividend yield||USD$1.6 (3.42%)|
|Earnings per share (TTM)||USD$2.792|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-11-18)||2.32%|
|1 month (2020-10-26)||6.83%|
|3 months (2020-08-25)||-5.78%|
|6 months (2020-05-22)||18.18%|
|1 year (2019-11-25)||15.65%|
|2 years (2018-11-23)||-1.85%|
|3 years (2017-11-24)||75.12%|
|5 years (2015-11-25)||36.26%|
Valuing HCI Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of HCI Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
HCI Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, HCI Group shares trade at around 17x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
HCI Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into HCI Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
HCI Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$44.5 million.
The EBITDA is a measure of a HCI Group's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$259.3 million|
|Operating margin TTM||15.79%|
|Gross profit TTM||USD$92.5 million|
|Return on assets TTM||3.12%|
|Return on equity TTM||11.72%|
|Market capitalisation||USD$372.5 million|
TTM: trailing 12 months
There are currently 434,143 HCI Group shares held short by investors – that's known as HCI Group's "short interest". This figure is 14.1% down from 505,513 last month.
There are a few different ways that this level of interest in shorting HCI Group shares can be evaluated.
HCI Group's "short interest ratio" (SIR) is the quantity of HCI Group shares currently shorted divided by the average quantity of HCI Group shares traded daily (recently around 38082.719298246). HCI Group's SIR currently stands at 11.4. In other words for every 100,000 HCI Group shares traded daily on the market, roughly 11400 shares are currently held short.
However HCI Group's short interest can also be evaluated against the total number of HCI Group shares, or, against the total number of tradable HCI Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case HCI Group's short interest could be expressed as 0.05% of the outstanding shares (for every 100,000 HCI Group shares in existence, roughly 50 shares are currently held short) or 0.0848% of the tradable shares (for every 100,000 tradable HCI Group shares, roughly 85 shares are currently held short).
A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against HCI Group.
Find out more about how you can short HCI Group stock.
Dividend payout ratio: 56.54% of net profits
Recently HCI Group has paid out, on average, around 56.54% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.42% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), HCI Group shareholders could enjoy a 3.42% return on their shares, in the form of dividend payments. In HCI Group's case, that would currently equate to about $1.6 per share.
HCI Group's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
HCI Group's most recent dividend payout was on 18 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 20 August 2020 (the "ex-dividend date").
Over the last 12 months, HCI Group's shares have ranged in value from as little as $31.61 up to $62.93. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while HCI Group's is 0.7093. This would suggest that HCI Group's shares are less volatile than average (for this exchange).
HCI Group, Inc. engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners insurance, flood insurance, and wind-only insurance to homeowners, condominium owners, and tenants, as well as offers reinsurance programs. The company also owns and operates one full-service restaurant, marinas, waterfront property, retail shopping centres, office building, and vacant shopping centre for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS and ClaimColony applications. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was founded in 2006 and is headquartered in Tampa, Florida.
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