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How to buy The Hartford Financial Services Group stock | $37.19
Own The Hartford Financial Services Group stock in just a few minutes.
The Hartford Financial Services Group, Inc is an insurance-diversified business based in the US. The Hartford Financial Services Group shares (HIG) are listed on the NYSE and all prices are listed in US Dollars. The Hartford Financial Services Group employs 19,500 staff and has a trailing 12-month revenue of around USD$20.5 billion.
How to buy shares in The Hartford Financial Services Group
- Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
- Search for The Hartford Financial Services Group. Find the stock by name or ticker symbol: HIG. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until The Hartford Financial Services Group reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At last close price of USD$37.19, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of The Hartford Financial Services Group, depending on your broker.
- Check in on your investment. Congratulations, you own a part of The Hartford Financial Services Group. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- HIG shares summary
- Compare share dealing platforms
- Is HIG stock a buy or sell?
- Stock performance over time
- Can I short HIG shares?
- Is HIG suitable for ethical investing?
- Are HIG shares over-valued?
- The Hartford Financial Services Group's financials
- How volatile are HIG shares?
- Does The Hartford Financial Services Group pay a dividend?
- Have HIG shares ever split?
- Other common questions
The Hartford Financial Services Group share price
Use our graph to track the performance of HIG stocks over time.The Hartford Financial Services Group shares at a glance
Information last updated 2020-12-27.
| Latest market close | USD$37.19 |
|---|---|
| 52-week range | USD$18.6015 - USD$59.5333 |
| 50-day moving average | USD$46.07 |
| 200-day moving average | USD$41.1467 |
| Wall St. target price | USD$53.75 |
| PE ratio | 10.1213 |
| Dividend yield | USD$1.3 (2.69%) |
| Earnings per share (TTM) | USD$4.783 |
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Is it a good time to buy The Hartford Financial Services Group stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
The Hartford Financial Services Group price performance over time
Historical closes compared with the close of $37.19 from 2020-10-19
| 1 week (2021-01-15) | -28.02% |
|---|---|
| 1 month (2020-12-23) | -22.95% |
| 3 months (2020-10-23) | -8.42% |
| 6 months (2020-07-23) | -12.29% |
| 1 year (2020-01-22) | -37.91% |
|---|---|
| 2 years (2019-01-22) | -19.52% |
| 3 years (2018-01-22) | 56.05 |
| 5 years (2016-01-22) | 38.71 |
Is The Hartford Financial Services Group under- or over-valued?
Valuing The Hartford Financial Services Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The Hartford Financial Services Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
The Hartford Financial Services Group's P/E ratio
The Hartford Financial Services Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, The Hartford Financial Services Group shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
The Hartford Financial Services Group's PEG ratio
The Hartford Financial Services Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.41. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The Hartford Financial Services Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
The Hartford Financial Services Group's EBITDA
The Hartford Financial Services Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$3.1 billion.
The EBITDA is a measure of a The Hartford Financial Services Group's overall financial performance and is widely used to measure a its profitability.
The Hartford Financial Services Group financials
| Revenue TTM | USD$20.5 billion |
|---|---|
| Operating margin TTM | 12.33% |
| Gross profit TTM | USD$7.6 billion |
| Return on assets TTM | 2.22% |
| Return on equity TTM | 10.32% |
| Profit margin | 8.51% |
| Book value | $48.761 |
| Market capitalisation | USD$17.3 billion |
TTM: trailing 12 months
Shorting The Hartford Financial Services Group shares
There are currently 4.7 million The Hartford Financial Services Group shares held short by investors – that's known as The Hartford Financial Services Group's "short interest". This figure is 6.4% up from 4.4 million last month.
There are a few different ways that this level of interest in shorting The Hartford Financial Services Group shares can be evaluated.
The Hartford Financial Services Group's "short interest ratio" (SIR)
The Hartford Financial Services Group's "short interest ratio" (SIR) is the quantity of The Hartford Financial Services Group shares currently shorted divided by the average quantity of The Hartford Financial Services Group shares traded daily (recently around 2.3 million). The Hartford Financial Services Group's SIR currently stands at 2.07. In other words for every 100,000 The Hartford Financial Services Group shares traded daily on the market, roughly 2070 shares are currently held short.
However The Hartford Financial Services Group's short interest can also be evaluated against the total number of The Hartford Financial Services Group shares, or, against the total number of tradable The Hartford Financial Services Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The Hartford Financial Services Group's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 The Hartford Financial Services Group shares in existence, roughly 10 shares are currently held short) or 0.0149% of the tradable shares (for every 100,000 tradable The Hartford Financial Services Group shares, roughly 15 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against The Hartford Financial Services Group.
Find out more about how you can short The Hartford Financial Services Group stock.
The Hartford Financial Services Group's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like The Hartford Financial Services Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
The Hartford Financial Services Group's total ESG risk score
Total ESG risk: 23.09
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and The Hartford Financial Services Group's overall score of 23.09 (as at 01/01/2019) is pretty good – landing it in it in the 29th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like The Hartford Financial Services Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
The Hartford Financial Services Group's environmental score
Environmental score: 4.48/100
The Hartford Financial Services Group's environmental score of 4.48 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that The Hartford Financial Services Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
The Hartford Financial Services Group's social score
Social score: 11.58/100
The Hartford Financial Services Group's social score of 11.58 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that The Hartford Financial Services Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
The Hartford Financial Services Group's governance score
Governance score: 15.54/100
The Hartford Financial Services Group's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that The Hartford Financial Services Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
The Hartford Financial Services Group's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. The Hartford Financial Services Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that The Hartford Financial Services Group has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
The Hartford Financial Services Group, Inc was last rated for ESG on: 2019-01-01.
| Total ESG score | 23.09 |
|---|---|
| Total ESG percentile | 28.92 |
| Environmental score | 4.48 |
| Environmental score percentile | 7 |
| Social score | 11.58 |
| Social score percentile | 7 |
| Governance score | 15.54 |
| Governance score percentile | 7 |
| Level of controversy | 2 |
The Hartford Financial Services Group share dividends
Dividend payout ratio: 23.85% of net profits
Recently The Hartford Financial Services Group has paid out, on average, around 23.85% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.69% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The Hartford Financial Services Group shareholders could enjoy a 2.69% return on their shares, in the form of dividend payments. In The Hartford Financial Services Group's case, that would currently equate to about $1.3 per share.
While The Hartford Financial Services Group's payout ratio might seem low, this can signify that The Hartford Financial Services Group is investing more in its future growth.
The Hartford Financial Services Group's most recent dividend payout was on 5 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 30 November 2020 (the "ex-dividend date").
Have The Hartford Financial Services Group's shares ever split?
The Hartford Financial Services Group's shares were split on a 2:1 basis on 16 July 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your The Hartford Financial Services Group shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for The Hartford Financial Services Group shares which in turn could have impacted The Hartford Financial Services Group's share price.
The Hartford Financial Services Group share price volatility
Over the last 12 months, The Hartford Financial Services Group's shares have ranged in value from as little as $18.6015 up to $59.5333. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while The Hartford Financial Services Group's is 1.0273. This would suggest that The Hartford Financial Services Group's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
The Hartford Financial Services Group overview
The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance products; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, and accident and disability coverages, as well as other group coverages to members of employer and affinity groups, and associations through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment-management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
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