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How to buy Hanmi Financial Corporation stock | $12.48

Own Hanmi Financial Corporation stock in just a few minutes.

Fact checked

Hanmi Financial Corporation is a banks-regional business based in the US. Hanmi Financial Corporation shares (HAFC) are listed on the NASDAQ and all prices are listed in US Dollars. Hanmi Financial Corporation employs 633 staff and has a trailing 12-month revenue of around USD$167.8 million.

How to buy shares in Hanmi Financial Corporation

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Hanmi Financial Corporation. Find the stock by name or ticker symbol: HAFC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Hanmi Financial Corporation reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$12.48, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Hanmi Financial Corporation, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Hanmi Financial Corporation. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Hanmi Financial Corporation share price

Use our graph to track the performance of HAFC stocks over time.

Hanmi Financial Corporation shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$12.48
52-week rangeUSD$7.0346 - USD$19.3314
50-day moving average USD$10.803
200-day moving average USD$9.579
Wall St. target priceUSD$11.7
PE ratio 11.4215
Dividend yield USD$0.32 (2.79%)
Earnings per share (TTM) USD$1.006

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Hanmi Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Hanmi Financial Corporation price performance over time

Historical closes compared with the close of $12.48 from 2021-01-11

1 week (2021-01-07) -2.42%
1 month (2020-12-16) 10.05%
3 months (2020-10-16) 45.79%
6 months (2020-07-16) 30.00%
1 year (2020-01-16) -35.70%
2 years (2019-01-16) -38.03%
3 years (2018-01-16) 32
5 years (2016-01-15) 21.11

Is Hanmi Financial Corporation under- or over-valued?

Valuing Hanmi Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Hanmi Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Hanmi Financial Corporation's P/E ratio

Hanmi Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Hanmi Financial Corporation shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Hanmi Financial Corporation's PEG ratio

Hanmi Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.14. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Hanmi Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Hanmi Financial Corporation financials

Revenue TTM USD$167.8 million
Operating margin TTM 27.18%
Gross profit TTM USD$173.3 million
Return on assets TTM 0.53%
Return on equity TTM 5.44%
Profit margin 18.44%
Book value $18.512
Market capitalisation USD$353 million

TTM: trailing 12 months

Shorting Hanmi Financial Corporation shares

There are currently 397,102 Hanmi Financial Corporation shares held short by investors – that's known as Hanmi Financial Corporation's "short interest". This figure is 35% up from 294,110 last month.

There are a few different ways that this level of interest in shorting Hanmi Financial Corporation shares can be evaluated.

Hanmi Financial Corporation's "short interest ratio" (SIR)

Hanmi Financial Corporation's "short interest ratio" (SIR) is the quantity of Hanmi Financial Corporation shares currently shorted divided by the average quantity of Hanmi Financial Corporation shares traded daily (recently around 257858.44155844). Hanmi Financial Corporation's SIR currently stands at 1.54. In other words for every 100,000 Hanmi Financial Corporation shares traded daily on the market, roughly 1540 shares are currently held short.

However Hanmi Financial Corporation's short interest can also be evaluated against the total number of Hanmi Financial Corporation shares, or, against the total number of tradable Hanmi Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Hanmi Financial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Hanmi Financial Corporation shares in existence, roughly 10 shares are currently held short) or 0.0123% of the tradable shares (for every 100,000 tradable Hanmi Financial Corporation shares, roughly 12 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Hanmi Financial Corporation.

Find out more about how you can short Hanmi Financial Corporation stock.

Hanmi Financial Corporation share dividends


Dividend payout ratio: 42.11% of net profits

Recently Hanmi Financial Corporation has paid out, on average, around 42.11% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.79% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Hanmi Financial Corporation shareholders could enjoy a 2.79% return on their shares, in the form of dividend payments. In Hanmi Financial Corporation's case, that would currently equate to about $0.32 per share.

While Hanmi Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that Hanmi Financial Corporation may be investing much of the rest of its net profits in future growth.

Hanmi Financial Corporation's most recent dividend payout was on 30 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 13 November 2020 (the "ex-dividend date").

Have Hanmi Financial Corporation's shares ever split?

Hanmi Financial Corporation's shares were split on a 1:8 basis on 19 December 2011. So if you had owned 8 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Hanmi Financial Corporation shares – just the quantity. However, indirectly, the new 700% higher share price could have impacted the market appetite for Hanmi Financial Corporation shares which in turn could have impacted Hanmi Financial Corporation's share price.

Hanmi Financial Corporation share price volatility

Over the last 12 months, Hanmi Financial Corporation's shares have ranged in value from as little as $7.0346 up to $19.3314. A popular way to gauge a stock's volatility is its "beta".

HAFC.US volatility(beta: 1.31)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Hanmi Financial Corporation's is 1.3108. This would suggest that Hanmi Financial Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Hanmi Financial Corporation overview

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, including commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans that include automobile loans, secured and unsecured personal loans, home improvement loans, home equity lines of credit, unsecured lines of credit, and credit cards; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February. 06, 2020, it operated a network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.

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