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How to buy Guaranty Bancshares stock

Own Guaranty Bancshares stock in just a few minutes.

Fact checked

Guaranty Bancshares, Inc is a banks-regional business based in the US. Guaranty Bancshares shares (GNTY) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Guaranty Bancshares

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Guaranty Bancshares. Find the stock by name or ticker symbol: GNTY. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Guaranty Bancshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Guaranty Bancshares, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Guaranty Bancshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Guaranty Bancshares share price

Use our graph to track the performance of GNTY stocks over time.

Guaranty Bancshares shares at a glance

Information last updated 2021-02-23.
52-week rangeUSD$19.4203 - USD$34.96
50-day moving average USD$32.1465
200-day moving average USD$29.041
Wall St. target priceUSD$32.18
PE ratio 13.9875
Dividend yield USD$0.709 (2.3%)
Earnings per share (TTM) USD$2.242

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Guaranty Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Guaranty Bancshares under- or over-valued?

Valuing Guaranty Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Guaranty Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Guaranty Bancshares's P/E ratio

Guaranty Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Guaranty Bancshares shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Guaranty Bancshares financials

Revenue TTM USD$99.8 million
Operating margin TTM 35.53%
Gross profit TTM USD$99.8 million
Return on assets TTM 1.08%
Return on equity TTM 10.26%
Profit margin 27.45%
Book value $22.666
Market capitalisation USD$378.5 million

TTM: trailing 12 months

Shorting Guaranty Bancshares shares

There are currently 151,133 Guaranty Bancshares shares held short by investors – that's known as Guaranty Bancshares's "short interest". This figure is 10.6% up from 136,641 last month.

There are a few different ways that this level of interest in shorting Guaranty Bancshares shares can be evaluated.

Guaranty Bancshares's "short interest ratio" (SIR)

Guaranty Bancshares's "short interest ratio" (SIR) is the quantity of Guaranty Bancshares shares currently shorted divided by the average quantity of Guaranty Bancshares shares traded daily (recently around 20044.164456233). Guaranty Bancshares's SIR currently stands at 7.54. In other words for every 100,000 Guaranty Bancshares shares traded daily on the market, roughly 7540 shares are currently held short.

However Guaranty Bancshares's short interest can also be evaluated against the total number of Guaranty Bancshares shares, or, against the total number of tradable Guaranty Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Guaranty Bancshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Guaranty Bancshares shares in existence, roughly 10 shares are currently held short) or 0.0233% of the tradable shares (for every 100,000 tradable Guaranty Bancshares shares, roughly 23 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Guaranty Bancshares.

Find out more about how you can short Guaranty Bancshares stock.

Guaranty Bancshares share dividends

32%

Dividend payout ratio: 31.57% of net profits

Recently Guaranty Bancshares has paid out, on average, around 31.57% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.39% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Guaranty Bancshares shareholders could enjoy a 2.39% return on their shares, in the form of dividend payments. In Guaranty Bancshares's case, that would currently equate to about $0.709 per share.

While Guaranty Bancshares's payout ratio might seem fairly standard, it's worth remembering that Guaranty Bancshares may be investing much of the rest of its net profits in future growth.

Guaranty Bancshares's most recent dividend payout was on 13 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 24 December 2020 (the "ex-dividend date").

Guaranty Bancshares share price volatility

Over the last 12 months, Guaranty Bancshares's shares have ranged in value from as little as $19.4203 up to $34.96. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Guaranty Bancshares's is 0.4301. This would suggest that Guaranty Bancshares's shares are less volatile than average (for this exchange).

Guaranty Bancshares overview

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. It offers various deposit products, such as checking and savings, money market, and business accounts, as well as certificates of deposit; and loan products comprising commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. The company also provides trust, wealth management, and retirement plan services; online, mobile, and telephone banking, as well as automated teller machine services; debit cards; night depository and direct deposit services; cashier's checks and letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. It operates approximately 31 full service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA), and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.

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