How to buy Greene County Bancorp stock - 02 March

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How to buy Greene County Bancorp stock

Own Greene County Bancorp stock in just a few minutes.

Fact checked

Greene County Bancorp, Inc is a banks-regional business based in the US. Greene County Bancorp shares (GCBC) are listed on the NASDAQ and all prices are listed in US Dollars. Greene County Bancorp employs 172 staff and has a trailing 12-month revenue of around USD$52.2 million.

How to buy shares in Greene County Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Greene County Bancorp. Find the stock by name or ticker symbol: GCBC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Greene County Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Greene County Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Greene County Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Greene County Bancorp share price

Use our graph to track the performance of GCBC stocks over time.

Greene County Bancorp shares at a glance

Information last updated 2021-02-24.
52-week rangeUSD$17.8824 - USD$29.6406
50-day moving average USD$24.9265
200-day moving average USD$23.9505
Wall St. target priceN/A
PE ratio 10.4469
Dividend yield USD$0.47 (1.93%)
Earnings per share (TTM) USD$2.327

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Greene County Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Greene County Bancorp under- or over-valued?

Valuing Greene County Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Greene County Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Greene County Bancorp's P/E ratio

Greene County Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Greene County Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Greene County Bancorp financials

Revenue TTM USD$52.2 million
Operating margin TTM 44.77%
Gross profit TTM USD$49.6 million
Return on assets TTM 1.2%
Return on equity TTM 15.29%
Profit margin 37.96%
Book value $16.296
Market capitalisation USD$207 million

TTM: trailing 12 months

Shorting Greene County Bancorp shares

There are currently 19,564 Greene County Bancorp shares held short by investors – that's known as Greene County Bancorp's "short interest". This figure is 7.8% up from 18,156 last month.

There are a few different ways that this level of interest in shorting Greene County Bancorp shares can be evaluated.

Greene County Bancorp's "short interest ratio" (SIR)

Greene County Bancorp's "short interest ratio" (SIR) is the quantity of Greene County Bancorp shares currently shorted divided by the average quantity of Greene County Bancorp shares traded daily (recently around 4915.5778894472). Greene County Bancorp's SIR currently stands at 3.98. In other words for every 100,000 Greene County Bancorp shares traded daily on the market, roughly 3980 shares are currently held short.

However Greene County Bancorp's short interest can also be evaluated against the total number of Greene County Bancorp shares, or, against the total number of tradable Greene County Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Greene County Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Greene County Bancorp shares in existence, roughly 0 shares are currently held short) or 0.0058% of the tradable shares (for every 100,000 tradable Greene County Bancorp shares, roughly 6 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Greene County Bancorp.

Find out more about how you can short Greene County Bancorp stock.

Greene County Bancorp share dividends

18%

Dividend payout ratio: 18.23% of net profits

Recently Greene County Bancorp has paid out, on average, around 18.23% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.98% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Greene County Bancorp shareholders could enjoy a 1.98% return on their shares, in the form of dividend payments. In Greene County Bancorp's case, that would currently equate to about $0.47 per share.

While Greene County Bancorp's payout ratio might seem low, this can signify that Greene County Bancorp is investing more in its future growth.

Greene County Bancorp's most recent dividend payout was on 26 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 February 2021 (the "ex-dividend date").

Have Greene County Bancorp's shares ever split?

Greene County Bancorp's shares were split on a 2:1 basis on 16 March 2016. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Greene County Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Greene County Bancorp shares which in turn could have impacted Greene County Bancorp's share price.

Greene County Bancorp share price volatility

Over the last 12 months, Greene County Bancorp's shares have ranged in value from as little as $17.8824 up to $29.6406. A popular way to gauge a stock's volatility is its "beta".

GCBC.US volatility(beta: 0.51)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Greene County Bancorp's is 0.5144. This would suggest that Greene County Bancorp's shares are less volatile than average (for this exchange).

Greene County Bancorp overview

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit and non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. It operates a network of 16 full-service banking offices located in the Hudson Valley of New York. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

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