How to buy Franklin Financial Services Corporation stock - 07 March

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How to buy Franklin Financial Services Corporation stock

Own Franklin Financial Services Corporation stock in just a few minutes.

Fact checked

Franklin Financial Services Corporation is a banks-regional business based in the US. Franklin Financial Services Corporation shares (FRAF) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Franklin Financial Services Corporation

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Franklin Financial Services Corporation. Find the stock by name or ticker symbol: FRAF. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Franklin Financial Services Corporation reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Franklin Financial Services Corporation, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Franklin Financial Services Corporation. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Franklin Financial Services Corporation share price

Use our graph to track the performance of FRAF stocks over time.

Franklin Financial Services Corporation shares at a glance

Information last updated 2021-03-03.
52-week rangeUSD$19.1433 - USD$32.8417
50-day moving average USD$27.6803
200-day moving average USD$25.6965
Wall St. target priceN/A
PE ratio 9.5597
Dividend yield USD$1.2 (4.42%)
Earnings per share (TTM) USD$2.93

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Franklin Financial Services Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Franklin Financial Services Corporation under- or over-valued?

Valuing Franklin Financial Services Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Franklin Financial Services Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Franklin Financial Services Corporation's P/E ratio

Franklin Financial Services Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Franklin Financial Services Corporation shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Franklin Financial Services Corporation financials

Revenue TTM USD$52.4 million
Operating margin TTM 24.91%
Gross profit TTM USD$52.4 million
Return on assets TTM 0.9%
Return on equity TTM 9.58%
Profit margin 24.42%
Book value $31.934
Market capitalisation USD$122.5 million

TTM: trailing 12 months

Shorting Franklin Financial Services Corporation shares

There are currently 36,667 Franklin Financial Services Corporation shares held short by investors – that's known as Franklin Financial Services Corporation's "short interest". This figure is 11.4% up from 32,911 last month.

There are a few different ways that this level of interest in shorting Franklin Financial Services Corporation shares can be evaluated.

Franklin Financial Services Corporation's "short interest ratio" (SIR)

Franklin Financial Services Corporation's "short interest ratio" (SIR) is the quantity of Franklin Financial Services Corporation shares currently shorted divided by the average quantity of Franklin Financial Services Corporation shares traded daily (recently around 12222.333333333). Franklin Financial Services Corporation's SIR currently stands at 3. In other words for every 100,000 Franklin Financial Services Corporation shares traded daily on the market, roughly 3000 shares are currently held short.

However Franklin Financial Services Corporation's short interest can also be evaluated against the total number of Franklin Financial Services Corporation shares, or, against the total number of tradable Franklin Financial Services Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Franklin Financial Services Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Franklin Financial Services Corporation shares in existence, roughly 10 shares are currently held short) or 0.0089% of the tradable shares (for every 100,000 tradable Franklin Financial Services Corporation shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Franklin Financial Services Corporation.

Find out more about how you can short Franklin Financial Services Corporation stock.

Franklin Financial Services Corporation share dividends

47%

Dividend payout ratio: 47.32% of net profits

Recently Franklin Financial Services Corporation has paid out, on average, around 47.32% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.42% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Franklin Financial Services Corporation shareholders could enjoy a 4.42% return on their shares, in the form of dividend payments. In Franklin Financial Services Corporation's case, that would currently equate to about $1.2 per share.

While Franklin Financial Services Corporation's payout ratio might seem fairly standard, it's worth remembering that Franklin Financial Services Corporation may be investing much of the rest of its net profits in future growth.

Franklin Financial Services Corporation's most recent dividend payout was on 24 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 4 February 2021 (the "ex-dividend date").

Have Franklin Financial Services Corporation's shares ever split?

Franklin Financial Services Corporation's shares were split on a 125:100 basis on 29 June 2004. So if you had owned 100 shares the day before before the split, the next day you'd have owned 125 shares. This wouldn't directly have changed the overall worth of your Franklin Financial Services Corporation shares – just the quantity. However, indirectly, the new 20% lower share price could have impacted the market appetite for Franklin Financial Services Corporation shares which in turn could have impacted Franklin Financial Services Corporation's share price.

Franklin Financial Services Corporation share price volatility

Over the last 12 months, Franklin Financial Services Corporation's shares have ranged in value from as little as $19.1433 up to $32.8417. A popular way to gauge a stock's volatility is its "beta".

FRAF.US volatility(beta: 0.82)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Franklin Financial Services Corporation's is 0.8159. This would suggest that Franklin Financial Services Corporation's shares are less volatile than average (for this exchange).

Franklin Financial Services Corporation overview

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

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