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How to buy Flagstar Bancorp stock | $39.57

Own Flagstar Bancorp stock in just a few minutes.

Fact checked

Flagstar Bancorp, Inc is a banks-regional business based in the US. Flagstar Bancorp shares (FBC) are listed on the NYSE and all prices are listed in US Dollars. Flagstar Bancorp employs 4,871 staff and has a trailing 12-month revenue of around USD$1.6 billion.

How to buy shares in Flagstar Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Flagstar Bancorp. Find the stock by name or ticker symbol: FBC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Flagstar Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$39.57, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Flagstar Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Flagstar Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Flagstar Bancorp share price

Use our graph to track the performance of FBC stocks over time.

Flagstar Bancorp shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$39.57
52-week rangeUSD$16.6817 - USD$41.35
50-day moving average USD$36.1335
200-day moving average USD$31.6491
Wall St. target priceUSD$42.71
PE ratio 5.3482
Dividend yield USD$0.2 (0.48%)
Earnings per share (TTM) USD$7.711

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Flagstar Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Flagstar Bancorp price performance over time

Historical closes compared with the close of $39.57 from 2020-12-18

1 week (2021-01-14) -10.84%
1 month (2020-12-24) -4.05%
3 months (2020-10-22) 23.85%
6 months (2020-07-22) 35.51%
1 year (2020-01-22) 6.14%
2 years (2019-01-22) 27.23%
3 years (2018-01-22) 1.51%
5 years (2016-01-22) 98.45%

Is Flagstar Bancorp under- or over-valued?

Valuing Flagstar Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Flagstar Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Flagstar Bancorp's P/E ratio

Flagstar Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Flagstar Bancorp shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Flagstar Bancorp's PEG ratio

Flagstar Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 7.6. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Flagstar Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Flagstar Bancorp financials

Revenue TTM USD$1.6 billion
Operating margin TTM 35.81%
Gross profit TTM USD$1.1 billion
Return on assets TTM 1.72%
Return on equity TTM 22.5%
Profit margin 27.2%
Book value $38.407
Market capitalisation USD$2.2 billion

TTM: trailing 12 months

Shorting Flagstar Bancorp shares

There are currently 1.7 million Flagstar Bancorp shares held short by investors – that's known as Flagstar Bancorp's "short interest". This figure is 1.6% up from 1.7 million last month.

There are a few different ways that this level of interest in shorting Flagstar Bancorp shares can be evaluated.

Flagstar Bancorp's "short interest ratio" (SIR)

Flagstar Bancorp's "short interest ratio" (SIR) is the quantity of Flagstar Bancorp shares currently shorted divided by the average quantity of Flagstar Bancorp shares traded daily (recently around 690160.55776892). Flagstar Bancorp's SIR currently stands at 2.51. In other words for every 100,000 Flagstar Bancorp shares traded daily on the market, roughly 2510 shares are currently held short.

However Flagstar Bancorp's short interest can also be evaluated against the total number of Flagstar Bancorp shares, or, against the total number of tradable Flagstar Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Flagstar Bancorp's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Flagstar Bancorp shares in existence, roughly 30 shares are currently held short) or 0.0555% of the tradable shares (for every 100,000 tradable Flagstar Bancorp shares, roughly 56 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Flagstar Bancorp.

Find out more about how you can short Flagstar Bancorp stock.

Flagstar Bancorp share dividends

3%

Dividend payout ratio: 2.59% of net profits

Recently Flagstar Bancorp has paid out, on average, around 2.59% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.48% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Flagstar Bancorp shareholders could enjoy a 0.48% return on their shares, in the form of dividend payments. In Flagstar Bancorp's case, that would currently equate to about $0.2 per share.

While Flagstar Bancorp's payout ratio might seem low, this can signify that Flagstar Bancorp is investing more in its future growth.

Flagstar Bancorp's most recent dividend payout was on 15 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 30 November 2020 (the "ex-dividend date").

Have Flagstar Bancorp's shares ever split?

Flagstar Bancorp's shares were split on a 1:10 basis on 11 October 2012. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Flagstar Bancorp shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for Flagstar Bancorp shares which in turn could have impacted Flagstar Bancorp's share price.

Flagstar Bancorp share price volatility

Over the last 12 months, Flagstar Bancorp's shares have ranged in value from as little as $16.6817 up to $41.35. A popular way to gauge a stock's volatility is its "beta".

FBC.US volatility(beta: 1.77)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Flagstar Bancorp's is 1.7675. This would suggest that Flagstar Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Flagstar Bancorp overview

Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to individuals and businesses in the United States. Its Community Banking segment offers various products, such as checking accounts, savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, commercial real estate loans, equipment finance and leasing, home builder finance loans, and warehouse lines of credit. It also provides other financial services, including consumer and corporate card services, customized treasury management solutions, merchant services, and capital markets services, such as loan syndications, and investment and insurance products and services. This segment serves consumer, business, and mortgage lending customers through its branch banking, business and commercial banking, government banking, warehouse lending, and loans held-for-investment (LHFI) portfolio groups. The company's Mortgage Originations segment originates, acquires, and sells one-to-four family residential mortgage loans through mortgage branches, call centers, the Internet, and third party counterparties. Its Mortgage Servicing segment offers services and subservices mortgage loans; and the servicing of residential mortgages for its LHFI portfolio, as well as noninterest-bearing escrow services. As of December 31, 2019, the company provided banking services through 160 full service banking branches; and mortgages through a wholesale network of brokers and correspondents in 50 states, as well as 88 retail locations in 27 states. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan.

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