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Fiserv, Inc is an information technology services business based in the US. Fiserv shares (FISV) are listed on the NASDAQ and all prices are listed in US Dollars. Fiserv employs 44,000 staff and has a trailing 12-month revenue of around USD$14.4 billion.
|52-week range||USD$73.5 - USD$125.05|
|50-day moving average||USD$99.3554|
|200-day moving average||USD$99.1236|
|Wall St. target price||USD$126.09|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||USD$1.257|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
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Valuing Fiserv stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Fiserv's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Fiserv's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 86x. In other words, Fiserv shares trade at around 86x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Fiserv's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0449. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Fiserv's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Fiserv's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$4.5 billion.
The EBITDA is a measure of a Fiserv's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$14.4 billion|
|Operating margin TTM||11.06%|
|Gross profit TTM||USD$4.9 billion|
|Return on assets TTM||2.06%|
|Return on equity TTM||4.76%|
|Market capitalisation||USD$65.8 billion|
TTM: trailing 12 months
There are currently 11.8 million Fiserv shares held short by investors – that's known as Fiserv's "short interest". This figure is 2.7% down from 12.1 million last month.
There are a few different ways that this level of interest in shorting Fiserv shares can be evaluated.
Fiserv's "short interest ratio" (SIR) is the quantity of Fiserv shares currently shorted divided by the average quantity of Fiserv shares traded daily (recently around 4.9 million). Fiserv's SIR currently stands at 2.4. In other words for every 100,000 Fiserv shares traded daily on the market, roughly 2400 shares are currently held short.
However Fiserv's short interest can also be evaluated against the total number of Fiserv shares, or, against the total number of tradable Fiserv shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Fiserv's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Fiserv shares in existence, roughly 20 shares are currently held short) or 0.0212% of the tradable shares (for every 100,000 tradable Fiserv shares, roughly 21 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Fiserv.
Find out more about how you can short Fiserv stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Fiserv.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 16.99
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Fiserv's overall score of 16.99 (as at 08/01/2020) is excellent – landing it in it in the 20th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Fiserv is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 0.35/100
Fiserv's environmental score of 0.35 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that Fiserv is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 13.6/100
Fiserv's social score of 13.6 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that Fiserv is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 7.24/100
Fiserv's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that Fiserv is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Fiserv scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Fiserv has, for the most part, managed to keep its nose clean.
|Total ESG score||16.99|
|Total ESG percentile||19.74|
|Environmental score percentile||2|
|Social score percentile||2|
|Governance score percentile||2|
|Level of controversy||2|
We're not expecting Fiserv to pay a dividend over the next 12 months.
Fiserv's shares were split on a 2:1 basis on 20 March 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Fiserv shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Fiserv shares which in turn could have impacted Fiserv's share price.
Over the last 12 months, Fiserv's shares have ranged in value from as little as $73.5 up to $125.05. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Fiserv's is 0.7943. This would suggest that Fiserv's shares are less volatile than average (for this exchange).
Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. Its First Data segment provides merchant acquiring, e-commerce, mobile commerce, and other business solutions; credit card and loan account processing, commercial payments, customer communications, plastics solutions, customer service, and other products; and various network solutions and security, and risk and fraud management solutions. The company's Payments and Industry Products segment offers electronic bill payment and presentment services; internet and mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services. This segment also offers card and print personalization services; investment account processing services for separately managed accounts; and fraud and risk management products and services. Its Financial Institution Services segment offers account processing, item processing and source capture, loan origination and servicing products, cash management and consulting services, and other products and services that support various types of financial transactions. This segment also provides ACH and treasury management, case management and resolution, and source capture optimization services to the financial services industry. The company also offers bank payment and liquidity management solutions, as well as Internet based mortgage software and mortgage lending technology solutions. It serves business, banks, governments, processors, credit unions, other financial institutions, merchants, and other clients. The company was founded in 1984 and is headquartered in Brookfield, Wisconsin.
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