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First United Corporation is a banks-regional business based in the US. First United Corporation shares (FUNC) are listed on the NASDAQ and all prices are listed in US Dollars. First United Corporation employs 280 staff and has a trailing 12-month revenue of around 0.00.
|Latest market close||$18.60|
|52-week range||$11.13 - $19.96|
|50-day moving average||$18.31|
|200-day moving average||$17.94|
|Wall St. target price||$24.00|
|Dividend yield||$0.54 (2.98%)|
|Earnings per share (TTM)||$2.51|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-10-19)||1.47%|
|1 month (2021-09-27)||-0.37%|
|3 months (2021-07-27)||7.51%|
|6 months (2021-04-27)||10.39%|
|1 year (2020-10-26)||41.66%|
|2 years (2019-10-25)||-20.41%|
|3 years (2018-10-26)||7.51%|
|5 years (2016-10-26)||62.97%|
Valuing First United Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First United Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First United Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, First United Corporation shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$67.8 million|
|Operating margin TTM||38.04%|
|Gross profit TTM||$61.7 million|
|Return on assets TTM||1.02%|
|Return on equity TTM||13.61%|
|Market capitalisation||$122.8 million|
TTM: trailing 12 months
There are currently 8,110 First United Corporation shares held short by investors – that's known as First United Corporation's "short interest". This figure is 48.9% down from 15,872 last month.
There are a few different ways that this level of interest in shorting First United Corporation shares can be evaluated.
First United Corporation's "short interest ratio" (SIR) is the quantity of First United Corporation shares currently shorted divided by the average quantity of First United Corporation shares traded daily (recently around 6488). First United Corporation's SIR currently stands at 1.25. In other words for every 100,000 First United Corporation shares traded daily on the market, roughly 1250 shares are currently held short.
However First United Corporation's short interest can also be evaluated against the total number of First United Corporation shares, or, against the total number of tradable First United Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First United Corporation's short interest could be expressed as 0% of the outstanding shares (for every 100,000 First United Corporation shares in existence, roughly 0 shares are currently held short) or 0.0013% of the tradable shares (for every 100,000 tradable First United Corporation shares, roughly 1 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against First United Corporation.
Find out more about how you can short First United Corporation stock.
Dividend payout ratio: 25.32% of net profits
Recently First United Corporation has paid out, on average, around 25.32% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.23% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First United Corporation shareholders could enjoy a 3.23% return on their shares, in the form of dividend payments. In First United Corporation's case, that would currently equate to about $0.54 per share.
While First United Corporation's payout ratio might seem fairly standard, it's worth remembering that First United Corporation may be investing much of the rest of its net profits in future growth.
First United Corporation's most recent dividend payout was on 31 October 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 October 2021 (the "ex-dividend date").
First United Corporation's shares were split on a 105:100 basis on 12 March 1996. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your First United Corporation shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for First United Corporation shares which in turn could have impacted First United Corporation's share price.
Over the last 12 months, First United Corporation's shares have ranged in value from as little as $11.1336 up to $19.9619. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First United Corporation's is 1.0153. This would suggest that First United Corporation's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit, and night depository facilities. It operates 25 banking offices, one customer care center, and 32 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. .
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