First United Corporation is a banks - regional business based in the US. First United Corporation shares (FUNC) are listed on the NASDAQ and all prices are listed in US Dollars. First United Corporation employs 304 staff and has a trailing 12-month revenue of around $69.1 million.
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| Latest market close | $27.68 |
|---|---|
| 52-week range | $15.27 - $24.24 |
| 50-day moving average | $20.87 |
| 200-day moving average | $21.10 |
| Wall St. target price | $25.00 |
| PE ratio | 11.1674 |
| Dividend yield | $0.8 (3.33%) |
| Earnings per share (TTM) | $2.15 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $27.68 from 2024-07-25
| 1 week (2024-07-19) | 15.29% |
|---|---|
| 1 month (2024-06-26) | 38.05% |
| 3 months (2024-04-26) | 22.91% |
| 6 months (2024-01-26) | 21.19% |
| 1 year (2023-07-26) | 59.63% |
|---|---|
| 2 years (2022-07-26) | 53.78% |
| 3 years (2021-07-26) | 60.09% |
| 5 years (2019-07-26) | 44.70% |
Valuing First United Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First United Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First United Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, First United Corporation shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $69.1 million |
|---|---|
| Operating margin TTM | 29.4% |
| Gross profit TTM | $76.3 million |
| Return on assets TTM | 0.75% |
| Return on equity TTM | 9.04% |
| Profit margin | 20.82% |
| Book value | $24.89 |
| Market Capitalization | $159.6 million |
TTM: trailing 12 months
Dividend payout ratio: 29.52% of net profits
Recently First United Corporation has paid out, on average, around 29.52% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.33% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First United Corporation shareholders could enjoy a 3.33% return on their shares, in the form of dividend payments. In First United Corporation's case, that would currently equate to about $0.8 per share.
While First United Corporation's payout ratio might seem fairly standard, it's worth remembering that First United Corporation may be investing much of the rest of its net profits in future growth.
First United Corporation's most recent dividend payout was on 31 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 17 July 2024 (the "ex-dividend date").
First United Corporation's shares were split on a 105:100 basis on 12 March 1996. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your First United Corporation shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for First United Corporation shares which in turn could have impacted First United Corporation's share price.
Over the last 12 months, First United Corporation's shares have ranged in value from as little as $15.266 up to $24.24. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First United Corporation's is 0.779. This would suggest that First United Corporation's shares are less volatile than average (for this exchange).
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, money market deposit, and regular and individual retirement accounts (IRAs), as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings, such as restaurants and motels, retail buildings, and general purpose business space; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the Intrafi cash service, including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts, including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. .
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