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How to buy First Financial Bankshares stock

Learn how to easily invest in First Financial Bankshares stock.

First Financial Bankshares Inc is a banks-regional business based in the US. First Financial Bankshares shares (FFIN) are listed on the NASDAQ and all prices are listed in US Dollars. First Financial Bankshares employs 1,400 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in First Financial Bankshares

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – FFIN – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

First Financial Bankshares stock price (NASDAQ: FFIN)

Use our graph to track the performance of FFIN stocks over time.

First Financial Bankshares shares at a glance

Information last updated 2022-07-01.
Latest market close$39.93
52-week range$37.47 - $54.42
50-day moving average $40.43
200-day moving average $46.45
Wall St. target price$43.67
PE ratio 24.3913
Dividend yield $0.56 (1.66%)
Earnings per share (TTM) $1.61

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Financial Bankshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Financial Bankshares price performance over time

Historical closes compared with the close of $39.93 from 2022-07-01

1 week (2022-06-23) 3.53%
1 month (2022-06-03) -3.32%
3 months (2022-03-30) -10.39%
6 months (2022-01-03) -21.92%
1 year (2021-07-02) -19.14%
2 years (2020-07-02) 41.15%
3 years (2019-07-03) 31.52%
5 years (2017-07-03) 45.4

Is First Financial Bankshares stock undervalued or overvalued?

Valuing First Financial Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Financial Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Financial Bankshares's P/E ratio

First Financial Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 24x. In other words, First Financial Bankshares shares trade at around 24x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Financial Bankshares's PEG ratio

First Financial Bankshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.69. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Financial Bankshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

First Financial Bankshares financials

Revenue TTM $513.5 million
Operating margin TTM 55.71%
Gross profit TTM $513.7 million
Return on assets TTM 1.78%
Return on equity TTM 14.37%
Profit margin 44.13%
Book value $12.25
Market capitalisation $5.6 billion

TTM: trailing 12 months

First Financial Bankshares share dividends


Dividend payout ratio: 39.24% of net profits

Recently First Financial Bankshares has paid out, on average, around 39.24% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.66% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Financial Bankshares shareholders could enjoy a 1.66% return on their shares, in the form of dividend payments. In First Financial Bankshares's case, that would currently equate to about $0.56 per share.

While First Financial Bankshares's payout ratio might seem fairly standard, it's worth remembering that First Financial Bankshares may be investing much of the rest of its net profits in future growth.

First Financial Bankshares's most recent dividend payout was on 30 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 14 June 2022 (the "ex-dividend date").

Have First Financial Bankshares's shares ever split?

First Financial Bankshares's shares were split on a 2:1 basis on 3 June 2019. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Financial Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Financial Bankshares shares which in turn could have impacted First Financial Bankshares's share price.

First Financial Bankshares share price volatility

Over the last 12 months, First Financial Bankshares's shares have ranged in value from as little as $37.47 up to $54.4173. A popular way to gauge a stock's volatility is its "beta".

FFIN.US volatility(beta: 0.85)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Financial Bankshares's is 0.8515. This would suggest that First Financial Bankshares's shares are less volatile than average (for this exchange).

First Financial Bankshares overview

First Financial Bankshares, Inc. , through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas.

Frequently asked questions

What percentage of First Financial Bankshares is owned by insiders or institutions?
Currently 4.185% of First Financial Bankshares shares are held by insiders and 60.341% by institutions.
How many people work for First Financial Bankshares?
Latest data suggests 1,400 work at First Financial Bankshares.
When does the fiscal year end for First Financial Bankshares?
First Financial Bankshares's fiscal year ends in December.
Where is First Financial Bankshares based?
First Financial Bankshares's address is: 400 Pine Street, Abilene, TX, United States, 79601
What is First Financial Bankshares's ISIN number?
First Financial Bankshares's international securities identification number is: US32020R1095
What is First Financial Bankshares's CUSIP number?
First Financial Bankshares's Committee on Uniform Securities Identification Procedures number is: 32020R109

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