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How to buy First Commonwealth Financial stock

Learn how to easily invest in First Commonwealth Financial stock.

First Commonwealth Financial is a banks-regional business based in the US. First Commonwealth Financial shares (FCF) are listed on the NYSE and all prices are listed in US Dollars. First Commonwealth Financial employs 1,432 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in First Commonwealth Financial

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – FCF – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

First Commonwealth Financial stock price (NYSE: FCF)

Use our graph to track the performance of FCF stocks over time.

First Commonwealth Financial shares at a glance

Information last updated 2022-06-26.
Latest market close$13.63
52-week range$12.08 - $17.36
50-day moving average $13.73
200-day moving average $14.95
Wall St. target price$17.50
PE ratio 10.2348
Dividend yield $0.465 (3.56%)
Earnings per share (TTM) $1.32

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Commonwealth Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Commonwealth Financial price performance over time

Historical closes compared with the close of $13.63 from 2022-06-28

1 week (2022-06-22) 1.41%
1 month (2022-05-27) -3.06%
3 months (2022-03-30) -11.61%
6 months (2021-12-30) -15.39%
1 year (2021-06-30) -3.13%
2 years (2020-06-30) 64.61%
3 years (2019-06-28) 1.19%
5 years (2017-06-29) 6.48%

Is First Commonwealth Financial stock undervalued or overvalued?

Valuing First Commonwealth Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Commonwealth Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Commonwealth Financial's P/E ratio

First Commonwealth Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, First Commonwealth Financial shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Commonwealth Financial's PEG ratio

First Commonwealth Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.17. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Commonwealth Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

First Commonwealth Financial financials

Revenue TTM $375.3 million
Operating margin TTM 44.44%
Gross profit TTM $386.4 million
Return on assets TTM 1.32%
Return on equity TTM 11.71%
Profit margin 33.63%
Book value $11.36
Market capitalisation $1.3 billion

TTM: trailing 12 months

First Commonwealth Financial share dividends

35%

Dividend payout ratio: 34.96% of net profits

Recently First Commonwealth Financial has paid out, on average, around 34.96% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Commonwealth Financial shareholders could enjoy a 3.56% return on their shares, in the form of dividend payments. In First Commonwealth Financial's case, that would currently equate to about $0.465 per share.

While First Commonwealth Financial's payout ratio might seem fairly standard, it's worth remembering that First Commonwealth Financial may be investing much of the rest of its net profits in future growth.

First Commonwealth Financial's most recent dividend payout was on 19 May 2022. The latest dividend was paid out to all shareholders who bought their shares by 4 May 2022 (the "ex-dividend date").

Have First Commonwealth Financial's shares ever split?

First Commonwealth Financial's shares were split on a 2:1 basis on 18 November 1999. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Commonwealth Financial shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Commonwealth Financial shares which in turn could have impacted First Commonwealth Financial's share price.

First Commonwealth Financial share price volatility

Over the last 12 months, First Commonwealth Financial's shares have ranged in value from as little as $12.0818 up to $17.3591. A popular way to gauge a stock's volatility is its "beta".

FCF.US volatility(beta: 1.03)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while First Commonwealth Financial's is 1.0281. This would suggest that First Commonwealth Financial's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

First Commonwealth Financial overview

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2021, the company operated 118 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio; corporate banking centers in Pittsburgh, Pennsylvania, as well as Columbus, Canton, and Cleveland, Ohio; and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake, as well as Lewis Center, Ohio. It also operates 136 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Frequently asked questions

What percentage of First Commonwealth Financial is owned by insiders or institutions?
Currently 1.685% of First Commonwealth Financial shares are held by insiders and 70.273% by institutions.
How many people work for First Commonwealth Financial?
Latest data suggests 1,432 work at First Commonwealth Financial.
When does the fiscal year end for First Commonwealth Financial?
First Commonwealth Financial's fiscal year ends in December.
Where is First Commonwealth Financial based?
First Commonwealth Financial's address is: 601 Philadelphia Street, Indiana, PA, United States, 15701
What is First Commonwealth Financial's ISIN number?
First Commonwealth Financial's international securities identification number is: US3198291078
What is First Commonwealth Financial's CUSIP number?
First Commonwealth Financial's Committee on Uniform Securities Identification Procedures number is: 319829107

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