How to buy First Capital stock - 14 April
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How to buy First Capital stock

Own First Capital stock in just a few minutes.

Buy First Capital (FCAP)
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Jing Jun Ma
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First Capital, Inc is a banks-regional business based in the US. First Capital shares (FCAP) are listed on the NASDAQ and all prices are listed in US Dollars. First Capital employs 182 staff and has a trailing 12-month revenue of around USD$34.9 million.

How to buy shares in First Capital

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for First Capital. Find the stock by name or ticker symbol: FCAP. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until First Capital reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of First Capital, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of First Capital. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

What's in this guide?

  1. FCAP shares summary
  2. Compare share dealing platforms
  3. Is FCAP stock a buy or sell?
  4. Stock performance over time
  5. Can I short FCAP shares?
  6. Are FCAP shares over-valued?
  7. First Capital's financials
  8. How volatile are FCAP shares?
  9. Does First Capital pay a dividend?
  10. Have FCAP shares ever split?
  11. Other common questions

First Capital share price

Use our graph to track the performance of FCAP stocks over time.

First Capital shares at a glance

Information last updated 2021-04-08.
52-week rangeUSD$44.7722 - USD$80.7057
50-day moving average USD$51.71
200-day moving average USD$57.8289
Wall St. target priceN/A
PE ratio 16.1192
Dividend yield USD$0.96 (1.98%)
Earnings per share (TTM) USD$3.02

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Capital stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of First Capital, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is First Capital under- or over-valued?

Valuing First Capital stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Capital's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Capital's P/E ratio

First Capital's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, First Capital shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Capital financials

Revenue TTM USD$34.9 million
Operating margin TTM 33.97%
Gross profit TTM USD$34.9 million
Return on assets TTM 1.1%
Return on equity TTM 9.68%
Profit margin 29.04%
Book value $32.775
Market capitalisation USD$164.3 million

TTM: trailing 12 months

Shorting First Capital shares

There are currently 155,028 First Capital shares held short by investors – that's known as First Capital's "short interest". This figure is 0.3% up from 154,605 last month.

There are a few different ways that this level of interest in shorting First Capital shares can be evaluated.

First Capital's "short interest ratio" (SIR)

First Capital's "short interest ratio" (SIR) is the quantity of First Capital shares currently shorted divided by the average quantity of First Capital shares traded daily (recently around 6246.0918614021). First Capital's SIR currently stands at 24.82. In other words for every 100,000 First Capital shares traded daily on the market, roughly 24820 shares are currently held short.

However First Capital's short interest can also be evaluated against the total number of First Capital shares, or, against the total number of tradable First Capital shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Capital's short interest could be expressed as 0.05% of the outstanding shares (for every 100,000 First Capital shares in existence, roughly 50 shares are currently held short) or 0.0481% of the tradable shares (for every 100,000 tradable First Capital shares, roughly 48 shares are currently held short).

A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against First Capital.

Find out more about how you can short First Capital stock.

First Capital share dividends

30%

Dividend payout ratio: 30.14% of net profits

Recently First Capital has paid out, on average, around 30.14% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Capital shareholders could enjoy a 2.14% return on their shares, in the form of dividend payments. In First Capital's case, that would currently equate to about $0.96 per share.

While First Capital's payout ratio might seem fairly standard, it's worth remembering that First Capital may be investing much of the rest of its net profits in future growth.

First Capital's most recent dividend payout was on 29 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 March 2021 (the "ex-dividend date").

Have First Capital's shares ever split?

First Capital's shares were split on a 11:10 basis on 16 July 2006. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your First Capital shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for First Capital shares which in turn could have impacted First Capital's share price.

First Capital share price volatility

Over the last 12 months, First Capital's shares have ranged in value from as little as $44.7722 up to $80.7057. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Capital's is -0.011. This would suggest that First Capital's shares have been inversely-correlated to the average (for this exchange) – so when the broader market trended up or down, First Capital has bucked the trend.

First Capital overview

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. The company was founded in 1891 and is based in Corydon, Indiana.

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