How to buy First Capital (FCAP) stock

First Capital, Inc is a banks-regional business based in the US. First Capital shares (FCAP) are listed on the NASDAQ and all prices are listed in US Dollars. First Capital employs 182 staff and has a trailing 12-month revenue of around 0.00.

First Capital stock price (NASDAQ: FCAP)

Use our graph to track the performance of FCAP stocks over time.

First Capital shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$44.60
52-week range	$42.33 - $69.92
50-day moving average	$44.65
200-day moving average	$48.76
Wall St. target price	N/A
PE ratio	13.1804
Dividend yield	$0.98 (2.28%)
Earnings per share (TTM)	$3.27

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Is it a good time to buy First Capital stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of First Capital, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Capital price performance over time

Historical closes compared with the close of $44.6 from 2021-05-28

1 week (2021-07-14)	N/A
1 month (2021-06-25)	-0.54%
3 months (2021-04-21)	N/A
6 months (2021-01-21)	N/A

1 year (2020-07-21)	N/A
2 years (2019-07-21)	N/A
3 years (2018-07-21)	N/A
5 years (2016-07-21)	N/A

Is First Capital under- or over-valued?

Valuing First Capital stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Capital's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Capital's P/E ratio

First Capital's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, First Capital shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Capital financials

Revenue TTM	$35.9 million
Operating margin TTM	35.95%
Gross profit TTM	$34.9 million
Return on assets TTM	1.17%
Return on equity TTM	10.33%
Profit margin	30.54%
Book value	$32.52
Market capitalisation	$145.5 million

TTM: trailing 12 months

Shorting First Capital shares

There are currently 58,657 First Capital shares held short by investors – that's known as First Capital's "short interest". This figure is 60% down from 146,788 last month.

There are a few different ways that this level of interest in shorting First Capital shares can be evaluated.

First Capital's "short interest ratio" (SIR)

First Capital's "short interest ratio" (SIR) is the quantity of First Capital shares currently shorted divided by the average quantity of First Capital shares traded daily (recently around 28065.550239234). First Capital's SIR currently stands at 2.09. In other words for every 100,000 First Capital shares traded daily on the market, roughly 2090 shares are currently held short.

However First Capital's short interest can also be evaluated against the total number of First Capital shares, or, against the total number of tradable First Capital shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Capital's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 First Capital shares in existence, roughly 20 shares are currently held short) or 0.0182% of the tradable shares (for every 100,000 tradable First Capital shares, roughly 18 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against First Capital.

Find out more about how you can short First Capital stock.

First Capital share dividends

Dividend payout ratio: 29.18% of net profits

Recently First Capital has paid out, on average, around 29.18% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.42% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Capital shareholders could enjoy a 2.42% return on their shares, in the form of dividend payments. In First Capital's case, that would currently equate to about $0.98 per share.

While First Capital's payout ratio might seem fairly standard, it's worth remembering that First Capital may be investing much of the rest of its net profits in future growth.

First Capital's most recent dividend payout was on 29 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 June 2021 (the "ex-dividend date").

Have First Capital's shares ever split?

First Capital's shares were split on a 11:10 basis on 16 July 2006. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your First Capital shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for First Capital shares which in turn could have impacted First Capital's share price.

First Capital share price volatility

Over the last 12 months, First Capital's shares have ranged in value from as little as $42.3277 up to $69.9242. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Capital's is -0.0365. This would suggest that First Capital's shares have been inversely-correlated to the average (for this exchange) – so when the broader market trended up or down, First Capital has bucked the trend.

First Capital overview

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. The company was founded in 1891 and is based in Corydon, Indiana.

Frequently asked questions

What percentage of First Capital is owned by insiders or institutions?
Currently 4.031% of First Capital shares are held by insiders and 19.028% by institutions. How many people work for First Capital?
Latest data suggests 182 work at First Capital. When does the fiscal year end for First Capital?
First Capital's fiscal year ends in December. Where is First Capital based?
First Capital's address is: 220 Federal Drive, NW, Corydon, IN, United States, 47112 What is First Capital's ISIN number?
First Capital's international securities identification number is: US31942S1042 What is First Capital's CUSIP number?
First Capital's Committee on Uniform Securities Identification Procedures number is: 319425104