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First Capital, Inc is a banks—regional business based in the US. First Capital shares (FCAP) are listed on the NASDAQ and all prices are listed in US Dollars. First Capital employs 182 staff and has a trailing 12-month revenue of around USD$34.9 million.
|52-week range||USD$42.72 - USD$75.79|
|50-day moving average||USD$57.9921|
|200-day moving average||USD$59.4057|
|Wall St. target price||N/A|
|Dividend yield||USD$0.96 (1.65%)|
|Earnings per share (TTM)||USD$2.94|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing First Capital stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Capital's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Capital's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 20x. In other words, First Capital shares trade at around 20x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$34.9 million|
|Operating margin TTM||33.37%|
|Gross profit TTM||USD$35.6 million|
|Return on assets TTM||1.12%|
|Return on equity TTM||9.84%|
|Market capitalisation||USD$194.1 million|
TTM: trailing 12 months
There are currently 157,528 First Capital shares held short by investors – that's known as First Capital's "short interest". This figure is 5.5% down from 166,727 last month.
There are a few different ways that this level of interest in shorting First Capital shares can be evaluated.
First Capital's "short interest ratio" (SIR) is the quantity of First Capital shares currently shorted divided by the average quantity of First Capital shares traded daily (recently around 3308.7166561647). First Capital's SIR currently stands at 47.61. In other words for every 100,000 First Capital shares traded daily on the market, roughly 47610 shares are currently held short.
However First Capital's short interest can also be evaluated against the total number of First Capital shares, or, against the total number of tradable First Capital shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Capital's short interest could be expressed as 0.05% of the outstanding shares (for every 100,000 First Capital shares in existence, roughly 50 shares are currently held short) or 0.0489% of the tradable shares (for every 100,000 tradable First Capital shares, roughly 49 shares are currently held short).
A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against First Capital.
Find out more about how you can short First Capital stock.
Dividend payout ratio: 32.62% of net profits
Recently First Capital has paid out, on average, around 32.62% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.65% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Capital shareholders could enjoy a 1.65% return on their shares, in the form of dividend payments. In First Capital's case, that would currently equate to about $0.96 per share.
While First Capital's payout ratio might seem fairly standard, it's worth remembering that First Capital may be investing much of the rest of its net profits in future growth.
First Capital's most recent dividend payout was on 29 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 14 September 2020 (the "ex-dividend date").
First Capital's shares were split on a 11:10 basis on 17 July 2006. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your First Capital shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for First Capital shares which in turn could have impacted First Capital's share price.
Over the last 12 months, First Capital's shares have ranged in value from as little as $42.72 up to $75.79. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Capital's is -0.0794. This would suggest that First Capital's shares have been inversely-correlated to the average (for this exchange) – so when the broader market trended up or down, First Capital has bucked the trend.
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers a range of deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. The company was founded in 1891 and is based in Corydon, Indiana.
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