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First Business Financial Services is a banks-regional business based in the US. First Business Financial Services shares (FBIZ) are listed on the NASDAQ and all prices are listed in US Dollars. First Business Financial Services employs 335 staff and has a trailing 12-month revenue of around $127 million.
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| Latest market close | $33.42 |
|---|---|
| 52-week range | $29.51 - $39.88 |
| 50-day moving average | $36.98 |
| 200-day moving average | $34.52 |
| Wall St. target price | $41.25 |
| PE ratio | 7.3529 |
| Dividend yield | $0.772 (2.34%) |
| Earnings per share (TTM) | $4.59 |
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Historical closes compared with the close of $33.42 from 2023-01-26
| 1 week (2023-01-18) | -0.12% |
|---|---|
| 1 month (2022-12-23) | N/A |
| 3 months (2022-10-27) | -5.30% |
| 6 months (2022-07-27) | 3.56% |
| 1 year (2022-01-27) | 8.82% |
|---|---|
| 2 years (2021-01-27) | 83.42% |
| 3 years (2020-01-27) | 25.64% |
| 5 years (2018-01-26) | 39.13% |
Valuing First Business Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Business Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Business Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, First Business Financial Services shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
First Business Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.89. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Business Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $127 million |
|---|---|
| Operating margin TTM | 41.14% |
| Gross profit TTM | $118.6 million |
| Return on assets TTM | 1.45% |
| Return on equity TTM | 16.43% |
| Profit margin | 30.94% |
| Book value | $28.58 |
| Market capitalisation | $284.6 million |
TTM: trailing 12 months
Dividend payout ratio: 17.29% of net profits
Recently First Business Financial Services has paid out, on average, around 17.29% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.34% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Business Financial Services shareholders could enjoy a 2.34% return on their shares, in the form of dividend payments. In First Business Financial Services's case, that would currently equate to about $0.772 per share.
While First Business Financial Services's payout ratio might seem low, this can signify that First Business Financial Services is investing more in its future growth.
First Business Financial Services's most recent dividend payout was on 16 November 2022. The latest dividend was paid out to all shareholders who bought their shares by 3 November 2022 (the "ex-dividend date").
First Business Financial Services's shares were split on a 2:1 basis on 30 August 2015. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Business Financial Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Business Financial Services shares which in turn could have impacted First Business Financial Services's share price.
Over the last 12 months, First Business Financial Services's shares have ranged in value from as little as $29.5099 up to $39.88. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Business Financial Services's is 0.7464. This would suggest that First Business Financial Services's shares are less volatile than average (for this exchange).
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit, as well as credit cards. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floorplan financing, treasury management services, and company retirement plans; trust and estate administration, financial planning, investment management, and private banking services; and investment portfolio administrative, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.
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