Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy First Business Financial Services stock | $18.41

Own First Business Financial Services stock in just a few minutes.

Fact checked

First Business Financial Services, Inc is a banks-regional business based in the US. First Business Financial Services shares (FBIZ) are listed on the NASDAQ and all prices are listed in US Dollars. First Business Financial Services employs 300 staff and has a trailing 12-month revenue of around USD$84.2 million.

How to buy shares in First Business Financial Services

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for First Business Financial Services. Find the stock by name or ticker symbol: FBIZ. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until First Business Financial Services reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$18.41, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of First Business Financial Services, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of First Business Financial Services. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

First Business Financial Services share price

Use our graph to track the performance of FBIZ stocks over time.

First Business Financial Services shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$18.41
52-week rangeUSD$12.4715 - USD$26.3578
50-day moving average USD$19.2526
200-day moving average USD$16.681
Wall St. target priceUSD$20.9
PE ratio 9.4358
Dividend yield USD$0.66 (3.62%)
Earnings per share (TTM) USD$1.932

Buy First Business Financial Services shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
A free way to invest in stocks, ETFs and crypto.
Robinhood
$0
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
TD Ameritrade
$0
or $25 broker-assisted
Stocks
$0 + $0.65/contract,
or $25 broker-assisted
TD Ameritrade features $0 commission for online stock, but watch out for high short-term ETF and broker-assisted trading fees.
loading

Compare up to 4 providers

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Business Financial Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Business Financial Services price performance over time

Historical closes compared with the close of $18.41 from 2020-12-31

1 week (2021-01-07) -9.53%
1 month (2020-12-17) -6.07%
3 months (2020-10-16) 9.00%
6 months (2020-07-17) 21.52%
1 year (2020-01-17) -29.54%
2 years (2019-01-17) -9.53%
3 years (2018-01-17) 22.94
5 years (2016-01-15) 22.2

Is First Business Financial Services under- or over-valued?

Valuing First Business Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Business Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Business Financial Services's P/E ratio

First Business Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, First Business Financial Services shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Business Financial Services's PEG ratio

First Business Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.89. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Business Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

First Business Financial Services financials

Revenue TTM USD$84.2 million
Operating margin TTM 24.54%
Gross profit TTM USD$87.1 million
Return on assets TTM 0.71%
Return on equity TTM 8.51%
Profit margin 19.78%
Book value $23.451
Market capitalisation USD$155.3 million

TTM: trailing 12 months

Shorting First Business Financial Services shares

There are currently 46,120 First Business Financial Services shares held short by investors – that's known as First Business Financial Services's "short interest". This figure is 21.2% down from 58,517 last month.

There are a few different ways that this level of interest in shorting First Business Financial Services shares can be evaluated.

First Business Financial Services's "short interest ratio" (SIR)

First Business Financial Services's "short interest ratio" (SIR) is the quantity of First Business Financial Services shares currently shorted divided by the average quantity of First Business Financial Services shares traded daily (recently around 10026.086956522). First Business Financial Services's SIR currently stands at 4.6. In other words for every 100,000 First Business Financial Services shares traded daily on the market, roughly 4600 shares are currently held short.

However First Business Financial Services's short interest can also be evaluated against the total number of First Business Financial Services shares, or, against the total number of tradable First Business Financial Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Business Financial Services's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 First Business Financial Services shares in existence, roughly 10 shares are currently held short) or 0.0057% of the tradable shares (for every 100,000 tradable First Business Financial Services shares, roughly 6 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against First Business Financial Services.

Find out more about how you can short First Business Financial Services stock.

First Business Financial Services share dividends

32%

Dividend payout ratio: 32.06% of net profits

Recently First Business Financial Services has paid out, on average, around 32.06% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.62% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Business Financial Services shareholders could enjoy a 3.62% return on their shares, in the form of dividend payments. In First Business Financial Services's case, that would currently equate to about $0.66 per share.

While First Business Financial Services's payout ratio might seem fairly standard, it's worth remembering that First Business Financial Services may be investing much of the rest of its net profits in future growth.

First Business Financial Services's most recent dividend payout was on 12 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 30 October 2020 (the "ex-dividend date").

Have First Business Financial Services's shares ever split?

First Business Financial Services's shares were split on a 2:1 basis on 31 August 2015. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Business Financial Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Business Financial Services shares which in turn could have impacted First Business Financial Services's share price.

First Business Financial Services share price volatility

Over the last 12 months, First Business Financial Services's shares have ranged in value from as little as $12.4715 up to $26.3578. A popular way to gauge a stock's volatility is its "beta".

FBIZ.US volatility(beta: 1.08)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Business Financial Services's is 1.0835. This would suggest that First Business Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

First Business Financial Services overview

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, credit card, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based financing, equipment financing, accounts receivable financing, vendor financing, treasury management services, and company retirement plans. It also provides lines of credit and term loans to businesses collateralized by commercial real estate, accounts receivable, inventory, equipment, and securities. The company holds an equity investment in a Madison, Wisconsin community development project; and invests in marketable securities and tax-exempt loans. First Business Financial Services, Inc. was incorporated in 1986 and is headquartered in Madison, Wisconsin.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site