How to buy First Business Financial Services stock | $27.41

First Business Financial Services, Inc is a banks-regional business based in the US. First Business Financial Services shares (FBIZ) are listed on the NASDAQ and all prices are listed in US Dollars. First Business Financial Services employs 306 staff and has a trailing 12-month revenue of around 0.00.

First Business Financial Services stock price (NASDAQ: FBIZ)

Use our graph to track the performance of FBIZ stocks over time.

First Business Financial Services shares at a glance

• Key figures

Information last updated 2021-07-31.

Latest market close	$27.41
52-week range	$13.33 - $28.61
50-day moving average	$26.92
200-day moving average	$25.01
Wall St. target price	$31.60
PE ratio	10.1659
Dividend yield	$0.675 (2.49%)
Earnings per share (TTM)	$2.71

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Is it a good time to buy First Business Financial Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of First Business Financial Services, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Business Financial Services price performance over time

Historical closes compared with the close of $27.41 from 2021-05-28

1 week (2021-07-25)	N/A
1 month (2021-07-02)	-0.15%
3 months (2021-05-05)	0.81%
6 months (2021-02-01)	N/A

1 year (2020-08-01)	N/A
2 years (2019-08-01)	N/A
3 years (2018-08-01)	N/A
5 years (2016-08-01)	N/A

Is First Business Financial Services under- or over-valued?

Valuing First Business Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Business Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Business Financial Services's P/E ratio

First Business Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, First Business Financial Services shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Business Financial Services's PEG ratio

First Business Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.89. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Business Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

First Business Financial Services financials

Revenue TTM	$94.8 million
Operating margin TTM	31.11%
Gross profit TTM	$84.8 million
Return on assets TTM	0.97%
Return on equity TTM	11.43%
Profit margin	24.73%
Book value	$24.83
Market capitalisation	$236.3 million

TTM: trailing 12 months

Shorting First Business Financial Services shares

There are currently 26,084 First Business Financial Services shares held short by investors – that's known as First Business Financial Services's "short interest". This figure is 24.3% down from 34,471 last month.

There are a few different ways that this level of interest in shorting First Business Financial Services shares can be evaluated.

First Business Financial Services's "short interest ratio" (SIR)

First Business Financial Services's "short interest ratio" (SIR) is the quantity of First Business Financial Services shares currently shorted divided by the average quantity of First Business Financial Services shares traded daily (recently around 100323.07692308). First Business Financial Services's SIR currently stands at 0.26. In other words for every 100,000 First Business Financial Services shares traded daily on the market, roughly 260 shares are currently held short.

However First Business Financial Services's short interest can also be evaluated against the total number of First Business Financial Services shares, or, against the total number of tradable First Business Financial Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Business Financial Services's short interest could be expressed as 0% of the outstanding shares (for every 100,000 First Business Financial Services shares in existence, roughly 0 shares are currently held short) or 0.0036% of the tradable shares (for every 100,000 tradable First Business Financial Services shares, roughly 4 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against First Business Financial Services.

Find out more about how you can short First Business Financial Services stock.

First Business Financial Services share dividends

Dividend payout ratio: 16.01% of net profits

Recently First Business Financial Services has paid out, on average, around 16.01% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.66% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Business Financial Services shareholders could enjoy a 2.66% return on their shares, in the form of dividend payments. In First Business Financial Services's case, that would currently equate to about $0.675 per share.

While First Business Financial Services's payout ratio might seem low, this can signify that First Business Financial Services is investing more in its future growth.

First Business Financial Services's most recent dividend payout was on 23 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 6 May 2021 (the "ex-dividend date").

Have First Business Financial Services's shares ever split?

First Business Financial Services's shares were split on a 2:1 basis on 30 August 2015. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Business Financial Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Business Financial Services shares which in turn could have impacted First Business Financial Services's share price.

First Business Financial Services share price volatility

Over the last 12 months, First Business Financial Services's shares have ranged in value from as little as $13.3269 up to $28.61. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Business Financial Services's is 1.0734. This would suggest that First Business Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

First Business Financial Services overview

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit, as well as credit cards. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floorplan financing, treasury management services, and company retirement plans; trust and estate administration, financial planning, investment management, and private banking services; and investment portfolio administrative, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was incorporated in 1986 and is headquartered in Madison, Wisconsin.

Frequently asked questions

What percentage of First Business Financial Services is owned by insiders or institutions?
Currently 4.886% of First Business Financial Services shares are held by insiders and 68.162% by institutions. How many people work for First Business Financial Services?
Latest data suggests 306 work at First Business Financial Services. When does the fiscal year end for First Business Financial Services?
First Business Financial Services's fiscal year ends in December. Where is First Business Financial Services based?
First Business Financial Services's address is: 401 Charmany Drive, Madison, WI, United States, 53719 What is First Business Financial Services's ISIN number?
First Business Financial Services's international securities identification number is: US3193901002 What is First Business Financial Services's CUSIP number?
First Business Financial Services's Committee on Uniform Securities Identification Procedures number is: 319390100